The market woes have continued as we entered the 2nd quarter of 2022. However, the normal dynamic of bonds as a safe haven from stock market declines has not played out this year. While stocks are down 10%-15%, the broad bond market is down almost 10% off it’s highs. What does this mean for diversified portfolios? Is the 60/40 model of asset allocation dead? How should you allocate in the future? All of this, plus we answer listener questions from the mail bag. Tune in to hear it all!

Concerns over Ukraine, inflation and rising interest rates have continued to weigh on the market and cause negative stock market returns. In this month’s episode Dave and Steve attempt to give some perspective on the current decline. How has the market reacted to past geopolitical shocks? How often does the market recover from a decline and still produce positive year end results? Is this the start to the next bear market? Tune in to find out!

2022 has started off with something we haven’t seen in a while: Volatility. Listen to the latest podcast to hear Dave and Steve discuss why the stock market is off to a terrible start. What does this mean for the rest of the year? How can we use history as a guide to what might happen going forward? Should we pay attention to the financial pundits when they make predictions? Tune in to gain some perspective on the market decline and to determine whether you should make any changes to your portfolio!

Dave and Steve start off the year by looking back at 2021 and looking forward into 2022. How much did the stock market gain in 2021 and how much growth are pundits predicting in 2022? More importantly, how do the long term projections affect how you should plan for your own retirement. Listen now to find out!

In this episode Dave and Steve discuss a topic that is near and dear to all of us; how can we (legally) minimize the taxes we pay. First they explain the analysis behind the decision to convert to a Roth IRA (8:23). Next they discuss how it might make sense to realize capital gains now rather than in the future when capital gains taxes might rise (23:03). Lastly, they discuss the use of life insurance and how it can be structured as a very tax efficient asset (24:42).

The most recent inflation data shows that prices have increased at 6.2% over the past year. This is the highest inflation reading since the early 90s. Will we continue to face high inflation for years to come? Listen to Dave and Steve discuss the future of inflation and how to position your portfolio going forward.

In today’s modern media world of Facebook and Twitter, we’ve all witnessed “outrage marketing”, even if we don’t know the term. These are the articles designed to elicit an emotional response, either positive or negative. In this month’s episode, Dave and Steve discuss “outrage marketing” in the world of personal finance. How can this type of marketing bias your portfolio and how you invest?

In this month’s episode Dave and Steve discuss 10 things that might or might not happen in the future according to Wharton’s Jeremy Siegel. Will inflation continue to rise? Will taxes increase? What will happen to bond yields? Will tax rates be higher? Will value outperform growth? Tune in to find out!

In today's world of instant gratification and same day delivery, the idea of slow and steady growth seems boring. In this episode Dave and Steve discuss why diversification isn't exciting, but it works. Check out the latest podcast to find out how to avoid getting sucked in to the hopes of 10x returns and why slow and steady wins the race!

Dave and Steve get back together for an in person podcast for the first time since the start of the pandemic to discuss the question on everyone’s minds. Is inflation here to stay? The popular opinion says that the unprecedented levels of government spending will lead to big inflation numbers in the next few years. But many prominent economists feel that the inflation we are witnessing right now is just a temporary result of pent up demand. Find out what it all means for your portfolio and how to prepare regardless of who is right!