Roland and Heidi discuss the importance of estate planning for homeowners, emphasizing the need to avoid probate to save loved ones from legal fees and potential property loss. They highlight an upcoming online class on June 10, 2025, and a housing fair on June 7, 2025, both aimed at providing down payment assistance and homeownership resources. They explain the complexities of probate, the benefits of trusts and transfer-on-death deeds, and the implications of inheriting properties with mortgages or reverse mortgages. They also stress the importance of clear estate planning to ensure smooth transitions and minimize family conflicts.