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Co-Founder of Guardian Investment & Accounting, Garry Thurman and Insurance and Retirement Advisor, Tyde Mcintosh give advice to those preparing for retirement.... more
FAQs about Plan Today, Own Tomorrow:How many episodes does Plan Today, Own Tomorrow have?The podcast currently has 29 episodes available.
June 04, 2021Episode 29: Planning on retiring with the next few years? Consider this checklist! Understand your monthly spending and /or monthly budget Have a proper handle on your monthly income sources Don’t forget about medical or health care cost Decide whether you are going to enlist the help of a financial professional Develop a written financial plan ...more15minPlay
May 28, 2021Episode 28: Four Methods to Help create an Income Stream in Retirement Method #1- Systematic Withdrawal- Also know as the 4% withdrawal rule or “Goal-based” Method #2- Time-segmentation or “bucketing” Method #3- Income Flooring Method #4- Guaranteed Cash Flow planning ...more12minPlay
May 21, 2021Episode 27: Help Simplify Your Retirement PlanWhy can retirement be so stressful? 1. Focus on the big picture, not just potential returns 2. Consolidate your accounts 3. Broad diversification 4. Automate your income 5. Strip your investment strategy down 6. Go green-paperless 7. Can a “bucket plan” help you?...more14minPlay
April 30, 2021Episode 26: 5 Frequently Asked Retirement Questions How much money do I need to retire? What is an RMD? How do taxes work with my social security and/or pension plan? How much could healthcare cost in retirement? When can I withdraw money from my retirement accounts? ...more15minPlay
April 16, 2021Episode 25: Why you may not retire on time. Four things to consider. Stock market downturn at the wrong time Not enough diversification Fear of uncertainty Not enough monthly income ...more12minPlay
April 09, 2021Episode 24: 8 facts about annuities every retiree should know What is an annuity? Immediate vs Deferred- the difference Does the beneficiary inherit your payment or your cash value? Do you have to annuitize your annuity to turn it into a income stream? Is there any insurance on the annuity or payment? How do the fees work? How do annuities earn interest? How does the insurance agent or financial advisor get paid for the annuity? Bonus! Do insurance agents or financial advisor have multiple options for annuities they can use?...more17minPlay
April 02, 2021Episode 23: 7 Retirement Risks Inflation Risk Longevity Risk Long-term illness/Chronic Illness Risk Rising health care cost Emotional/irrational investor behavior Losing money “safely” Sequence of return risk ...more18minPlay
March 19, 2021Episode 22: 4 money mistakes in retirement Investing too conservatively Best way to approach the lump sum vs. pension decision Focusing on your assets instead of your retirement income Choosing the right Medicare plan ...more12minPlay
March 05, 2021Episode 21: Four choices every retiree has to make! How long do you plan to work? What are some pros and cons? How long will your retirement last? Identifying income sources, tracking your expense, planning for inflation and managing risk! How will you generate income in retirement? Guaranteed income, Non-guaranteed income and Combination income! What is the ultimate purpose of your assets? ...more13minPlay
February 19, 2021Episode 20: Life-changing financial events-and what you should know about them! What is a “financial milestone?” Age 55, age 59.5, Age 62, age 65, age 66-67, age 70 and age 72 What about Medicare and all it’s moving parts? Other financial milestones that change your life (College planning, marriage and divorce) ...more14minPlay
FAQs about Plan Today, Own Tomorrow:How many episodes does Plan Today, Own Tomorrow have?The podcast currently has 29 episodes available.