Planet BoomerVille for baby boomers with Jim Enright

Baby boomers, how are you doing in your finances right now? Are you happy where you are, sad, or wondering what happened? Author Jordan Goodman, America's Money Answers Man, explains the six money types, the influences that created this money type, and most importantly, how to understand and what to do next.

This is timeless information for today or years from now. 

Show Highlights

It all begins with….

Be the very best you are in the type you are.

-High Rollers - optimists, entrepreneurs.

-Strivers - Hard working to make things happen.

-Squirrels - Extremely conservative and worried. Avoid risk. Penny pinch.

-Ostrich- Money will take care of itself…somehow. I'm an artiste, I do not do money.

-Debt Desperado's - Not afraid of debt. Will invest in more debt to get out of debt.

-The Coasters - All seems OK. Until something comes up, like retirement or kids going to     college.

Resources

Book - Master Your Money Type 

Jordan Goodman – America's Money Answers Man.   

See Episode 018 for Jordan's complete interview on what to expect in 2017.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Baby Boomers, learn how to slow aging, increase longevity, feel better, and have fun doing it. irish author Jim Kirwan is on a mission to inspire you to be on a better health mission for the rest of your life. 

The exercise beginning are simple and easy to start, even if you don't think you can. Listen and start doing today.

Approximate Show Notes Mission of slowing down and reversing aging. (4:39)

Not just about planned exercising. (7:50)

Unplanned exercise. (8:10)

How to exercise through out the day. (9:20)

Reduce sitting time. The average American spends 64 hours a week sitting. (9:35)

Getting into the mindset. (10:18)

Examples of exercises you can do during the day as you do.

It's our culture of convenience. (12:40)

Sitting is the NEW Smoking. (14:00)

Canadian study with 12,000. participants. (14:45)

Your Chronological Age vs your Physiological Age. (16:38)

How to increase your Healthy Life Years. (18:02)

We have 6-8 years of low quality life built into those statistics. (18:20)

Delaying or eliminating the 6-8 low quality years.

The Slippery Slope. (19:56)

    Chris Crowley - Younger Next Year. http://youngernextyear.com

    Can increase life time by the decisions you make and actions you take now.

How do you get into the best shape of your life? (20:57)

The Exercise Basics Formula - B.A.S.I.C.S.

About time and intensity. (26:24)

About dancing. (29:59)

Psychological benefits. (30:55)

Jim's favorite exercises. (33:45)

The eXercise Factor is more than a exercise book. (36:40)

     4 Key Drivers of exercise success.

Are grass fed non drug meats to expensive to buy? Listen to Jim's response! (40:00)

The health experts Jim follows. (42:41)

Do you need a heart focus or a brain focus? (44:20)

Jim's Music. (47:20)

Death and dying. (50:27)

World Health Report. (52:11)

At 95 looking back to youth of today. (54:06)

Final take away. (58:45)

Resources

Jim Kiran -  Get America Moving.  

The eXercise Factor 

Contact Jim. 

Chris Crowley - Younger Next Year. 

Dr. Hyman -  

Jim Kirwan's Music

Cat Stevens - Father and Son.  

U2- of course. He's Irish!

Celtic Thunder - traditional and current Irish.

Simon and Garfunkel.

Leonard Cohen.

Thanks for sharing this with your baby boomer pals. Be sure to subscribe and visit us on Facebook.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

My guest today is Liz Dahl of the Boomer Travel Patrol. This is an information website by baby boomers and designed for baby boomer travel interests.

Each Travel Patrol Member writes about a specialty area and is a  baby boomer.

Liz reveals some of her favorite US nooks and crannies and much more.

Liz's one final travel takeaway for Planet BoomerVille:

Yes. Get up call your travel agent and book a trip somewhere just go just don't know you it you will never regret it. You will meet people and you will see things you will open your mind just travel.

Thanks for following us on FaceBook and Twitter.  Get your copy of The Boomer Manifesto when you subscribe to our tribe list.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Many baby boomers have experienced bankruptcy, foreclosure, business loss, divorce, humiliation, and other traumatic experiences. Those life events can become a personal identity that lingers for years, unless there is a process of introspection, re-wiring, and re-inventing.

Our guest today, Damion Lupo, had great success in his twenties, only to crash and burn. He went through a process before reinventing himself, writing three books, and now owning two successful financial services companies. On his journey he has started 30 businesses, and shares lessons learned.

He is mission and purpose driven with many lessons in this episode.

Expect a future episode about creating a Qualified Retirement Plan that will give you a totally new perspective on Wall Street and investing.

Feature Segments

• Why he does not like the word "retirement."  (2:25)
• Why would you stop contributing? (4:00)
• When stop using your mind and engaging. (4:55)
• Having the financial trappings. (6:20)
• Problem when he created his first financial empire. (7:30)
• Being the "golden child." (8:19)
• People do not see under the hood of outwardly successful people. (8:35)
• Damion's mistakes. (8:30)
• What Damion did to get his confidence back. (10:50)
• Trigger events. (11:10)
• His process after the trigger event. (11:47)
• The moment. (12:12)
• The difference-he surrendered and sought the truth. (13:35)
• It's about ownership. Could take 5 minutes or 5 years. (15:10)
• Asked what could I do that would benefit other people? (16:29)
• The pain of regret vs. the pain of discipline.  (22:02)
• The fear of failures for baby boomers. (24:00)
• Tip toeing safely to death's door. (26:50)
• Damion's Music, which will be listed below.
• On death and dying. (32:10)
• Looking back from 95 years old to his youth of today. (33:28)
• Final take away. (37:20)

Music

These are two bands and songs that I never paid much attention to. Just goes to show how much great music and lyrics there are. Not just for baby boomers. This message whispers loud.

• Mike & The Mechanics - The Living Years 
• Van Halen - Right Now 

Contact Damion Lupo

www.TotalControlFinancial.com

Resources 

Visit www.TotalControlFinancial.com for copies.

• Life ReInvented.
• Guide to Qualified Retirement Plan.
• Quick and Dirty Guide to Gold and Silver.

How To Help Planet BoomerVille

• Subscribe, rate, and review in iTunes or Stitcher.
• Tell your baby boomer friends and show them how to listen to podcasts and subscribe.
• Tell your millennial friends so they can tell their baby boomer parents.
• Tell your pals on social media.

Do you know someone who should be featured? Please do tell.

This is a timely and informative conversation that will enhance your finances for 2017 under the Trump administration.  But you need to act now. As Jordan says, "Care and Do."

There will be 4 additional mini segments coming up on:

• How to get 6%-8% safe returns.
• How to payoff your mortgage in 5-7 years.
• How to sell life insurance policies in the settlement market and why to consider
• Paying off student loan debt faster and with lower rates.

Show Note Times +/-

01:30 - Jordan's two main objectives for listeners.

02:02 - What the economic outlook will be under President Trump.

02:15 - Personal Taxes

02:20 - Corporate Taxes

02:47 - About corporate trillions now in foreign banks.

03:01 - Individual tax brackets will collapse.

03:31 - Massive move of money from private sector to public sector.

03:37 - Tax cut and economic history review under 2 Republican and 2 Democratic             administrations.

04:50 - The benefits of lowering taxes.

04:55 - Small businesses and entrepreneurs will keep more money.

05:22 - GDP growth will be 4-5%.

05:30 - Reduce regulations.

06:15 - What will these changes mean for interest rates?

07:09 - Interest rates are the price of money.

07:57 - Mortgage rate forecast - 5.00-5.5% by the end of 2017.

08:50 - How will real estate be impacted?

09:35 - Inventory problem nationally. Prices will accelerate as Trumps policies take             effect.

10:30 - How to project real estate appreciation.

12:00 - Stock market prediction - drastically higher.

12:25 - Impact of infrastructure investment.

12:55 - Stock reaction since election.

13:40 - Impact on health care.

19:13 - How insurance companies have been impacted.

20:25 - What type of financial checkup should you do now? Where are the                          opportunities?

20:51 - What to do first — Pay Attention!

21:09 - No fixed income investments.

21:35 - Commercial mortgage bridge loans.

22:00 - What to invest in the stock market.

22:30 - Insurance coverages to have.

23:05 - Long Term Care insurance.

23:30 - Long Term Care insurance alternative - Indexed Universal Life policy.

25:30 - Estate taxes.

26:15 - If tax rates  drop, change your withholdings.

26:50 - Home equity will grow, and a strategy.

27:15 - Home equity feels good, but….

27:34 - Big problem with baby boomers is have not saved enough. 40% have no               savings.

28:20 - The worst social security mistake.

28:40 - Music that moves Jordan Goodman

29:37 - Death and Dying.

30:48 - People need financial help. Especially baby boomers.

31:00 - Interesting university campus experience. Finances is to practical.

33:20 - You must be in the business of "Me, Inc."

34:00 - Open ears and open mind. Opportunities will come to you.

34:10 - Learn to be a good "Receiver" and a current example.

35:46 - The key word in business success is LEVERAGE with a personal example.

37:40 - ONE TAKE AWAY.

38:00 - The 2 greatest forces in our financial lives - inertia and apathy.

38:11 - Now, Care and Do.

Resources

Jordan Goodman - America's Money Answers Man. 

                          - Voice of America Radio.  

                          - Facebook  

Books:

Fast Profits In Hard Times  

Master Your Debt 

The Ultimate Guide to Student Loans 

Music That Moves Jordan Goodman

Beethoven's - Symphony Number 9.   

Handel:  Messiah - 

Mozart - Piano Concerto No. 21, K.467 / Yeol Eum Son   

Other Notes

If you enjoyed this, you may also enjoy episode with Elle Martinez of Couple Money podcast in Episode 4.

Subscribe, and you will receive new episodes automatically.  

Thanks for telling your baby boomer friends and showing them how to listen to podcasts and subscribe.

If you are a millennial, thanks for telling your baby boomer parents and aunts and uncles.

Be Stellar, and Live Life Lively. 

I bought a new book that could be noteworthy and pass the test of time and be one of those books that is kept in your library, underlined, marked up, and full of sticky notes. It could be one of those books that you gift your young adult family members.

The Book is Tools of Titans by Tim Ferris, author of 4 hour work week, body, and chef. This is the show note compilation of the best ideas of his many brilliant guests.

There are over 740 reviews, most of which are by devotees and praise the book to high heaven. 4% (29) of reviewers gave it two stars or less.

I read the bad reviews first for perspective.

I have realized that one person's biases may not be another's.

The detractors criticized for content, chapter organization and details, and editing.

For the most part, I did not notice or, found what they were annoyed with refreshing or not a concern.

Here's an overview….

- it's 700 pages; nice bright orange color; stands out, so color research was clearly done.

- it's organized into 3 main sections - Health Wealth and Wisdom

- each section has 19-46 podcast guest show notes that are 1-5 pages each.

- rather than a specific topic under each main section, you get a …name only, and you must read what their subject and contributions is.

- because the chapters are so short, it's perfect for a quick read without having to come back later to finish.

-perfect for the bathroom, anytime you have a 5-10 minutes. Quite easy for morning and evening reading.

- have also noticed I do not need a book marker, or to be concerned about where I left off. I just finish a section and check off the authors name, and put the book down.

- when I am ready to read again, I will pick either health, wealth, or wise, choose a name and read what they are about.

- that does mean I must create a new system to remember what the people are about. I've written a one word description by the author 'sI think are most interesting.

Chapters

Tim's introduction how to use this book and What makes these people different is - could be a high light for living life.

The Health section may appeal most to the scientifically inclined readers - many chapters about not your normal diets, designer stimulants for brain and body, with instructions I do not think I could follow.

The take aways in other chapters have been easier for me to digest. For instance, fasting for 3 days. I have done that before so it was a nice reminder with scientific benefits.

The Wealth section has many well know names as well as under known names. Ramit Sethi is well known. I listened to the original podcast, and found this short chapter a valuable reminder.

The Wise section General Stanley McChrystal Red Team concept - you have a great idea and work and think to disrupt it  "how would you disrupt or defeat this plan?"

In each Section, there are 10-13 Non-Profile Chapters by Tim that are excellent, perhaps getting down to the essence of Ferris.

There is a section on the Top 25 podcasts, which will save you time.

Especially interesting for future reading lists is The Most Gifted and Recommended Books of all the Guests. There are 17 that have been mentioned at least 3 times. And then there are the books each author mentioned that did not make the list.

Who is this book for?

If you Face Time, Skype, or Zoom, this is an excellent book to elevate your computer so that your camera is eye level, rather than looking up your nose.

It is classified as a business book, but would be valuable for anyone in a creation (re-creation) or growth mindset.

Here's the final thought…particularly relevant to Planet BoomerVille, and how you are living life…in the time you have left.

by Peter Thiel,  - If you have a 10 year plan of how to get somewhere, you should ask, why can't you do this in 6 months?

And that, may be the most important take away for you today.

Thanks sharing with your Baby Boomer pals and for liking our Facebook and Twitter pages.

Declare your personal manifesto with a copy of The Boomer Manifesto as a starting point. www.PlanetBoomerVille.com

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

Approximate Show Notes

• Gary Vaynerchuk validation of Planet BoomerVille’s Episode 15, Personal Manifesto.
• Year end ritual. Reflecting on the last year and planning for the new year. 

• What I’ve learned from the first 15 episodes.
• What I have not mastered for Planet BoomerVille.
• Do you have an idea you have not launched?
• Upcoming themes for the new year.
• • Relationships
  • Death and dying.
  • Food and supplements.
  • The Brain.
  • Friendships and social life.
  • Family and personal legacy.
  • Business.
  • Adventure and travel.

Take Aways’s

Do you have an idea that has been following you, tapping from the inside, whispering, “let me out?” You can do it. Don’t be afraid. Don’t bet the farm and your retirement through.

It’s a new year. Make it what you decide it will be with your personal brand and personal manifesto.

Musical Treats and Smilin’ Ears

The Rolling Stones released Blue and Lonesome, a great tribute to the original blues masters that influenced them.  

The lead track is Blue and Lonesome by Little Walter Jacobs. This is the studio outtake. Great intro by one of the Chess Brothers. Read the comments about who is playing with him on guitar.  

Then, listen to Little Walter - Everybody Needs Somebody. 

And if you like the Stones version’s of the songs, check out the liner notes and listen to the originals.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

We spoke with Marc Miller in Ep 014 about why and how to build your personal brand. Knowing yourself is the foundation of that. And the foundation of knowing yourself may be your Personal Manifesto.

Show Points -

• Before you can personally brand, you must know yourself.
• The Vikings and Christopher Columbus…
• What is a manifesto?
• Examples of manifestos.
• Speeches and movies can be manifestos.
• Two brothers…
• The Holstee Manifesto
• The Boomer Manifesto creation story.
• Many non-podcasters ask — "how much is it to subscribe?"
• Do you know a guest or topic that would be right for this show?
• Planet BoomerVille FaceBook and Twitter evolution.

Resources

• The Holstee Manifesto
• Manifesto References for your creation:
• • The Atlantic - Julian Hanna - Manifestos 
  • www.1000Manifestos.com
  • Geoff McDonald —The Manifesto Manifesto 

 Music

As I was having my YouTube juke box time, I wandered over to Shakira. The Latin video's are so different than the majority of US female singers and dancers. Rhythm, music, and down to the basics without 40 dancers on stage. Makes me want to learn Spanish.

Shakira - La Tortura ft. Alejando Sanz 

Shakira - Addicted to You.  

Yes, definitely "outside the box."

 Notes

Be sure to listen to Episode 014 with Marc Miller on why you should create a personal brand.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

How will you identify yourself in your third act?  This could last 30+ years. Will you be identified as "Retired" on your LinkedIn profile and social media? Personal branding is not just for the working baby boomer. It will help protect your on line reputation. Your personal brand will move you along to your evolving self.

Show Notes and approximate times.

2:50- You have a personal brand whether you like it or not.

3:04- What Jeff Bezos says about personal brands.

3:38- FaceBook is a publishing machine.

3:56- It is now more costly to remove data (reputation) than add more storage              (branding).

4:48- Your opportunity to do good extends far past your neighborhood.

5:30- What are the components of a brand?

5:45- You need to control your brand. Killer example of how a DUI was the first              thing that showed in search for a client.

6:30- What do you want to be known for?

7:30- What non-profits want.

8:06- Manage and control the brand.

8:15- Example of how someone changed their personal brand to get into the smart          grid.

9:20- Do baby boomers know enough to change their personal brand?

10:09- We were growing and developing at 25, but did we really know ourselves?              We morphed our roles to do what we had to.

11:25- Brilliant example of re-branding.

14:00- If you do not manage your personal brand, someone else will.

15:15- Own your personal URL. Buy your grandkids their personal URL.

16:00 Examples of expanded branding.

16:30- Self publishing to promote your brand and build credentials.

17:54- Re-branding for those not doing anything. His observations.

19:30- You have a 50% chance living until 90. What are you going to do all those              years?

20:07- The One Hundred Year Life. We expected 3 stages of life. We now have                  3.5-4 stages.

21:30- Longevity data. IBM example.

23:50- Part of your personal brand is to put you in the position to get what you                need.

24:50- If working, how to begin creating your new brand.

26:30- Certification to make quilts and teach.

27:15- How someone not working created a new brand and became train engineer            and drone pilot.

30:30- What you should first do when determining how to brand yourself.

32:45- Know thy self.

33:00 - Are there reliable statistics for baby boomer financial health?

33:57- Marc's music and Austin tales.

35:30- Death and Dying - a excellent story of how a friend died.

36:04- Life pivots and moments of clarity.

39:20- How should we expect  work and life to look in our 60's, 70's, and beyond?

40:52- What skill do you want to continue to use, and which ones will you leave                behind?  Talents vs. Skills. Know the difference.

42:00- About Larry Byrd.

42:30- Burnout occurs when you over use skills not tied to your innate talent.

43:00- Go back to your child hood. Be clear on skills and talent.

44:22- Go back to your moments of clarity, both good and bad.

Resources

Marc Miller - [email protected]

Twitter : @CareerPivot

(512) 693-7132

www.CareerPivot.com is on the Forbes Top 100 Career Websites.

Personal Branding for Baby Boomers – What It Is, How to Manage It, and Why It's No Longer Optional.  

Repurpose Your Career – A Practical Guide for Baby Boomers.  

The 100 Year Life 

UnRetirement - How Baby Boomers are changing the way we think.  Chris Farrel h

Music

Simon and Garfunkel - Mrs. Robinson  

Dire Straits - I want my MTV/ Sultans of Swing with Sting.

Get your copy of The Boomer Manifesto here. And thanks for telling your baby boomer friends and sharing on FaceBook.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?

How will you identify yourself in your third act?  This could last 30+ years. Will you be identified as "Retired" on your LinkedIn profile and social media? Personal branding is not just for the working baby boomer. It will help protect your on line reputation. Your personal brand will move you along to your evolving self.

Show Notes and approximate times.

2:50- You have a personal brand whether you like it or not.

3:04- What Jeff Bezos says about personal brands.

3:38- FaceBook is a publishing machine.

3:56- It is now more costly to remove data (reputation) than add more storage              (branding).

4:48- Your opportunity to do good extends far past your neighborhood.

5:30- What are the components of a brand?

5:45- You need to control your brand. Killer example of how a DUI was the first              thing that showed in search for a client.

6:30- What do you want to be known for?

7:30- What non-profits want.

8:06- Manage and control the brand.

8:15- Example of how someone changed their personal brand to get into the smart          grid.

9:20- Do baby boomers know enough to change their personal brand?

10:09- We were growing and developing at 25, but did we really know ourselves?              We morphed our roles to do what we had to.

11:25- Brilliant example of re-branding.

14:00- If you do not manage your personal brand, someone else will.

15:15- Own your personal URL. Buy your grandkids their personal URL.

16:00 Examples of expanded branding.

16:30- Self publishing to promote your brand and build credentials.

17:54- Re-branding for those not doing anything. His observations.

19:30- You have a 50% chance living until 90. What are you going to do all those              years?

20:07- The One Hundred Year Life. We expected 3 stages of life. We now have                  3.5-4 stages.

21:30- Longevity data. IBM example.

23:50- Part of your personal brand is to put you in the position to get what you                need.

24:50- If working, how to begin creating your new brand.

26:30- Certification to make quilts and teach.

27:15- How someone not working created a new brand and became train engineer            and drone pilot.

30:30- What you should first do when determining how to brand yourself.

32:45- Know thy self.

33:00 - Are there reliable statistics for baby boomer financial health?

33:57- Marc's music and Austin tales.

35:30- Death and Dying - a excellent story of how a friend died.

36:04- Life pivots and moments of clarity.

39:20- How should we expect  work and life to look in our 60's, 70's, and beyond?

40:52- What skill do you want to continue to use, and which ones will you leave                behind?  Talents vs. Skills. Know the difference.

42:00- About Larry Byrd.

42:30- Burnout occurs when you over use skills not tied to your innate talent.

43:00- Go back to your child hood. Be clear on skills and talent.

44:22- Go back to your moments of clarity, both good and bad.

Resources

Marc Miller - [email protected]

Twitter : @CareerPivot

(512) 693-7132

www.CareerPivot.com is on the Forbes Top 100 Career Websites.

Personal Branding for Baby Boomers – What It Is, How to Manage It, and Why It's No Longer Optional.  

Repurpose Your Career – A Practical Guide for Baby Boomers.  

The 100 Year Life 

UnRetirement - How Baby Boomers are changing the way we think.  Chris Farrel h

Music

Simon and Garfunkel - Mrs. Robinson  

Dire Straits - I want my MTV/ Sultans of Swing with Sting.

Get your copy of The Boomer Manifesto here. And thanks for telling your baby boomer friends and sharing on FaceBook.

Planet BoomerVille is for Baby Boomers and is about being Stellar and Living Life Lively. That means Baby Boomer brain and physical health. Baby Boomer family relationships, love, sex, and romance. Making new friends. Appreciating old friends. Lot's of music, new and old. It is about new life beginning and adventures. Planet BoomerVille is about embracing the future and making your now as big as your past. Maybe bigger and even better. Why not? Why not you?