Planning Matters Radio

ROTH CONVERSION OPPORTUNITIES – If tax laws reverse over time and start climbing higher, it will likely affect those with larger retirement accounts and income disproportionately. Tune in to learn more as Peter Richon discusses tax-deferral & it’s consequences, tax-free income, & Roth IRA’s.

Are you ready to retire? Peter Richon covers 12 must-answer questions to know if you are financially prepared to walk away from your paycheck and transition into retirement.

Taxes are a huge issue...and planning for them is one of the most important financial opportunities we have to better control our retirement future. Peter Richon discusses the strategies to control and minimize taxes into and through retirement.

On this episode Peter Richon discusses the 10 steps in moving from your working career to feeling fully prepared to make the transition to retirement. Some of these steps are taken along the way, some are absolutely necessary to be prepared. Download the full list by visiting www.RichOnPlanning.com

On this episode Master Registered Financial Consultant, MRFC® and Dave Ramsey SmartVestor® Pro Peter Richon discusses budgeting and creating a spending plan for your working career and for retirement, and the important differences between the two.

The Countdown to Retirement is on for all of us, whether we are planning and preparing or not. Better to be prepared. On this episode, Peter Richon (MRFC® and SmartVestor Pro®) discusses how to navigate the countdown and be more prepared to liftoff into retirement.

There are times and opportunities to move your and gain more control or a better outcome. In order to optimize our progress, we must know how and when these opportunities arise. On this episode, Peter Richon discusses the 8 moments to move your money. Contact Richon Planning for the guide and resource.

For the love and protection of our family, we would likely give up money and income, but sometimes we can make pretty foolish financial mistakes or oversights that put those same loved ones in jeopardy. On this episode MRFC® Peter Richon discusses the financial protection of our spouse and family.

Knowing when you are ready to retire is accomplished through a specific financial planning process. How much do I need? When can I retire? These are questions that are answered through that planning process. Peter Richon walks through the steps of this process to help you have more confidence when you choose to take this big step.

Having a plan is what answers and addresses many of the big questions and risks we will face in retirement, but the majority of savers and investors don't have a plan. They have a projection. Without a true plan, our retirement lifestyle may be based on no more than hopeful, optimistic assumptions. What if they are wrong? What if the future turns out to be less optimistic than those projections assumed. Master Registered Financial Consultant (MRFC®) and Dave Ramsey SmartVestor Pro® Peter Richon offer advice on examining your situation to determine if you have a plan or a projection and how to get an Optimized Retirement Plan put together.