Pocket Change Podcast

In this Pocket Change episode, Matt Marshall, the president and CEO of United Way of West Tennessee, joined Shea and Maddie to talk about Giving Tuesday coming up at the end of November and how United Way helps our area non profits. He emphasizes the vital role of education as a foundation for community success, as it influences financial stability and health, and gave us many ways to be involved this giving season.

1:22-2:00 - About Matt & how he got to United Way

2:08-3:20 - United Way's mission

3:35-5:10 - What is Giving Tuesday?

5:23-6:40 - Why is it important to have local Give731?

6:49-8:23 - How you can be involved

9:40-11:35 - How non profits can sign up & be involved

14:00-14:40 - We all have different passions

You can go to https://www.give731.org/ to find out all the ways you can be involved this year.

To support United Way of West Tennessee, visit https://uwwt.org/.

Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/

With the constant advancement in technology, digital banking is the way many people choose to handle their finances, and at Leaders, we are a digital first credit union. On this episode of Pocket Change Podcast, we talk to Latoya Ingram, Director of E-Branch Operations at Leaders, to hear how the call center is always staying ahead of what you need.

1:12-1:36 - About Latoya

1:38-1:56 - Digital banking at Leaders

2:01-2:41 - What does the E-Branch do?

4:16-6:17 - The importance of our members and their needs

6:27-7:27 - Why is the E-Branch called "the Gym?"

7:37-8:23 - Culture of the E-Branch

You can check out all the digital banking Leaders has to offer through our website or in our app https://www.leaderscu.com/online-banking. You can also give our E-Branch a call at 731.664.1784.

Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.

The Discovery Park of America is a staple of West Tennessee and has helped numerous people discovery what they want to do in their future careers and experience something new around every corner. In this episode of Pocket Change Podcast, Shea and Maddie sat down with Scott Williams, the president of Discovery Park of America, located in Union City, Tennessee. With the park's 10th anniversary on the horizon, this conversation was an opportunity to talk about the park's history, its mission, and the exciting developments in store for visitors.

1:08-3:21 - About Scott & how he came to Discovery Park

3:22-4:48 - Most rewarding part about tourism

5:00-6:34 - History of Discovery Park of America

6:37-7:14 - People see their first escalator at DPA

7:58-9:14 - Why Discovery Park is in Union City

8:15-10:44 - The impact of DPA

12:50-15:30 - 10th anniversary birthday celebration

15:35-19:10 - New things coming to Discovery Park

20:03-21:55 - Scott's podcast "Reelfoot Forward"

You can visit Discovery Park of America by going to their website https://discoveryparkofamerica.com.

You can listen to Scott's podcast, "ReelFoot Forward" on any podcast platform https://discoveryparkofamerica.com/about-us/podcast/.

Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/

How often do you think about the small purchases you make every day? Whether you're a big family or are living by yourself, it is crucial to make a budget and find ways to save money on the little purchases so that you can meet your financial goals. Scott Heit, Director of Marketing and Digital Strategy at Leaders, joined Pocket Change to talk about how his family has found hacks to make their money go farther.

1:20-2:00 - About Scott and saving money as a family

2:12-2:42 - Scott's best saving tips

3:40-5:10 - Use Rakuten to save on online shopping

5:15-6:15 - Cashback credit cards

6:20-8:05 - How to use mobile apps

8:50-10:57 - Grocery shopping tips

11:05-12:25 - Ordering pizza saving hack

Leaders has a free budgeting tool for all members called money management and has educational content to help you meet your financial goals. Learn more at https://www.leaderscu.com/money-management

Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.

How much do your kids know about money? On this episode of Pocket Change Podcast, Eva Wright, sophomore at Milan High School and the Miss Bethel University Teen Volunteer, joined us to talk about how she teaches kids to handle finances. She is passionate about financial literacy and has created a platform called "Common Cent$" and a club called "Girls Just Wanna Have Funds" where she teaches kids about money management and educates them on finances.

1:33-2:00 - Eva's involvement in pageants

2:07-3:15 - Common Cent$ Platform explained

3:20-4:27 - Strategies to help kids learn about money

4:42-5:26 - How to use money jars

5:31-6:45 - Other financial hacks

7:35-8:33 - Should school require financial literacy courses?

8:40-9:36 - Scholarships available through pageants

Check out Eva's Instagram profile @e.va_w.right to follow her financial education journey. You can learn how to open a Future Leaders Account on our website or walk into any of our branches https://www.leaderscu.com/youth-banking.

Life is full of transitional moments and times of change, and they all play a part in our financial journeys. On this episode of the Pocket Change Podcast, we sit down with Mary Helen Holt, the former co-host of the podcast and the Marketing and PR Specialist at Leaders Credit Union over the past year. What did she learn working at a Credit Union for a year? Check out the episode to find out.

Highlights:

2:58-4:38 - What did you learn working at a credit union?

4:48-5:51 - Advice for change

6:28-8:40 - How to become financially literate

9:27-11:08 - Sometimes you save to spend

11:15-12:25 - Be a good listener

12:26-13:50 - What's next for Mary Helen?

The Pocket Change Podcast is present by Leaders Credit Union.

Learn more about the benefits of Leaders, visit our website and check out our financial wellness tools to help you become more financially literate. https://www.leaderscu.com/financial-wellness/tools

College is a time of new experiences and memories, but it also comes with many financial decisions for the first time. Dr. Dub Oliver, President of Union University, joined the Pocket Change Podcast to share his advice for college students on how to manage their money wisely and avoid financial heartaches.

Highlights:

3:00-4:10 - What's special about college

4:30-6:10 - One piece of advice for college students

6:18-8:15 - Do you recommend credit cards in college?

8:33-10:17 - How to be a good steward in college

12:07-13:10 - Working as a college student

13:48-15:51 - A few more money tips

If you'd like to learn more about Union University, visit their website at uu.edu.

If you'd like to see what educational resources Leaders has to offer, check out our financial wellness tools at https://www.leaderscu.com/financial-wellness/tools.

The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at leaderscu.com.

On this episode of Pocket Change Podcast, Leigh Anne Bentley, president of the Leaders Education Foundation, gives us some insight into the heart of the foundation, which is to give back to students and teachers in West Tennessee. The foundation offers several programs, including LEADS Grants, scholarships, and sponsorships.

Highlights:

1:40-2:00 - About the Foundation

2:20-3:00 - What LEADS Stands For

5:00-6:50 - Educational Programs We Support

7:05-7:32 - How Can a Teacher Apply for LEADS Grants?

8:16-9:05 - Scholarship Programs

10:45-11:50 - Applying for LEADS Educator Grants

To find out more about Leaders Education Foundation, check out leadersgives.org.

The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.

On this episode of the Pocket Change Podcast, our guest Courtney Searcy, Program Director of Our Jackson Home, tells us the mission of Our Jackson Home and all that you need to know about 731 Day coming up at the end of July. 731 Day is a community event that celebrates the people and stories of Jackson, Tennessee. The event is organized by Our Jackson Home, a nonprofit organization that promotes the city of Jackson through its journal and events.

Highlights:

1:30-2:55: The History of Our Jackson Home

3:16-4:02: Mission of Our Jackson Home

4:14-5:15: 731Day Explained

5:50-6:39: What is Porchfest?

8:10-8:53: 5 Artists This Year

To find out more information about 731 Day and Porchfest, you can visit 731day.com. If you want to know how Leaders supports our community, you can check out our community involvement on our website https://www.leaderscu.com/community-involvement.

The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.

The financial industry is filled with acronyms, and one of those is a HELOC, which stands for a Home Equity Line of Credit. On this episode of the Pocket Change Podcast, Shea and Mary Helen sit down with our guest Spencer Pratt, Executive Vice President of Leaders Credit Union, who explains everything you need to know about HELOCs and the various ways you can use them.

Highlights:

3:07-4:00- What is a HELOC?

4:07-4:48- Quick Example

4:54-6:05- What do people use it for?

6:07-6:40- Cash Flow

6:50-8:05- 7 Year draw

9:30-11:00- Interest rate for HELOC

11:50-12:15- How does someone get a HELOC?

To learn more about HELOCs, visit https://www.leaderscu.com/home-loans/heloc.

The Pocket Change Podcast is presented by Leaders Credit Union. Learn more at https://www.leaderscu.com/.