In my personal estimation having a budget is a good thing. You might ask why? Because if you have every had any personal financial challenges, like I have you begin to value the budget tool as your friend. It makes you accountable, it helps you understand better the inflow and outflow of your resources.

In my recent interview with Jesse Mecham the author of a new book entitled “You Need a Budget-The Proven System for Breaking the Paycheck-to-Paycheck Cycle, Getting out of Debt, and Living the Life You Want” we explore the four rules and the pillars of a tried and true system that keeps you engaged with your money. Following these rules, you’ll learn to adjust your habits, become proactive and ultimately control your finances.