Podcasts Archives | Mercer Advisors

Podcasts Archives | Mercer Advisors

By Podcasts Archives | Mercer AdvisorsBusinessInvesting
Download on the App Store

Podcasts Archives | Mercer Advisors episodes

  • The Power of the Plan
    Why do you need a financial plan? Everyone basically knows they do, but what’s the real value of having a sound financial plan in place?

    The short answer is having a proper, well-designed financial plan can literally change your life for the better, and in ways you may not even realize.

    In this episode of the Science of Economic Freedom, “The Power of the Plan,” I speak with Laura Combs, Certified Financial Planner, Mercer Advisors client advisor and Boulder, CO, office manager. Laura is a 10-year veteran of the business, and she’s also a member of the Mercer Advisors investment committee.

    More importantly, Laura is one of the most passionate advocates for individuals having a financial plan in place that reflects their personal “mission, vision and values.” Laura’s passionate advocacy for developing client financial plans with an eye toward what’s really important is truly infectious.

    Topics cover include:

    The key elements of a good financial plan
    The importance of defining goals and customizing a plan
    How a financial plan helps determine investment strategy
    Defining a personal timeline, risk tolerance and asset allocation
    The evolution and guiding principles of Mercer Advisors’ investment committee
    Reducing bad behavior and avoiding emotion-based financial decisions
    The best practices you can implement now to help achieve economic freedom

    I really enjoyed my discussion with Laura, because her passion for planning is both heartfelt and highly informative. If you don’t have a financial plan in place, I suspect this episode will make you think again about why having one is so important.
    42 min
  • Why Cash Flow Matters
    Did you know that cash flow can be as important, and possibly even more important, than your investment returns?

    On this episode of the Science of Economic Freedom, “Why Cash Flow Matters,” I speak with Al Zdenek, author of the best-selling book, “Master Your Cash Flow: The Key To Grow And Retain Wealth.”

    Al is a CPA and Personal Financial Specialist (PFS), and he’s the founder, president & CEO of Traust Sollus, a firm he started over 30 years ago. Don and his firm now have joined the Mercer Advisors family, and that means we get to directly benefit from his knowledge about the importance of cash flow to your overall investment picture.

    According to Al, “Cash flow is king,” and that’s because if you have enough cash flow you can live the life you want and provide for you and your loved ones in the future.

    Rather than concentrating your financial focus simply on portfolio returns, Al reminds us of the importance of maximizing your cash flow, and he offers some interesting insights on how to do just that.

    Some of the topics discussed in this episode include:

    How you can improve your financial decision making
    Financial tips for those in their 20s to 30s
    Tips for those in their 30s to 50s
    What you should do to maximize cash flow in your pre-retirement years (50-65)
    How retirees should approach the issue of maximizing cash flow
    The importance of managing taxes
    Cash flow management for high net worth individuals
    The action steps to take now so you can get a better handle on your cash flow
    33 min
  • Good Things Can Happen in Bad Markets
    We’re now in the 10th year of a bull market, and it’s been one marked by historically low volatility. Sure, we’ve had a few corrections since 2008, including a 10% pullback off the highs early this year. And though investors have been conditioned over the past decade to think corrections are rare, the fact is that bear markets, not mere corrections, take place on average about every six years.

    Moreover, those bear markets have an average decline of some 33%, and an average duration of 18 months. So, what the good part?

    In this episode of the Science of Economic Freedom, “Good Things Can Happen in Bad Markets,” I speak with Don Calcagni, Chief Investment Officer of Mercer Advisors. In this show, Don helps us understand how corrections and bear markets work, and how investors should react during down market cycles. Plus, Don outlines the seven outcomes of a down market cycle that are actually positive for long-term investors.

    Topics discussed in this episode include:

    How investor overconfidence and fear of missing out fuel market bubbles
    Why rising interest rates will put pressure on the equity market
    What the flattening yield curve means, and why it’s important
    The nature of the current bull marke
    Recency bias and the loud voice of bear market marketeers
    The five things you must do now to prepare for the next bear market
    Plus, much more…
    45 min

About Podcasts Archives | Mercer Advisors

From the publisher's feed

Find Your Path to Economic Freedom