It's exciting to expand the team and introduce to you our new Director of Growth. Tim Devine, and we're adding a new Advisor in Norm Grevey! I also don't want to forget about the team that keeps SFG humming on a daily basis, and remind that we've been working with an exceptionally experienced outside Board of Advisors who are committed to helping us grow in many areas.

Rick shares some team enhancement, community service projects, a few economic factors affecting the markets, and then dives deep into the new "Tactical Risk-Mitigated Equity Portfolio" along with updates to our Bond Portfolio.