Frank and Steve are joined by Dora from Paul Rushforth Real Estate, and they begin the show by conversing about the potential spring market (0:39), how people are dealing with the rising rates (2:03), and a listener phones-in to ask about the attributes of a good mortgage broker (7:12). After the break, the gang discuss first-time homebuyers (13:17), and another listener phone-in to ask about land value in Kemptville and land financing (15:43). Then, another listener calls-in to ask about having a mortgage vs. carrying a line of credit (22:19) and the gang talk about why real estate can be about timing (28:10) and why buyers and sellers need to meet in the middle in this new market (31:40). To end the show, our final listener phones-in to ask about construction rules with duplexes and if there’s any financing regarding those needs (35:25) and the gang converse about whether investment properties are becoming more attractive (40:14).