Practical Personal Finance

Practical Personal Finance

By Andrew SchearBusinessEducationInvesting
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Practical Personal Finance episodes

  • 031 - You Need an Emergency Fund (this is why) ft. David Wolfenden

    What if your family suddenly lost its primary source of income due to a freak accident? Would you be able to buy yourself some time to get things figured out? Or would you be plunged into debt immediately? Today I'm joined by David Wolfenden, founder and CEO of Eden, for a conversation about emergency funds. David tells me the story of when his family lost its primary income source overnight and how this experience led him to start his own banking app that makes saving money more fun.

    Check out David's app: Eden

    Practical Personal Finance on YouTube

    15 min
  • 030 - He Paid Off $105K in 3 Years - Student Loans, Car Loan, and Braces

    Debt free! John is an author and YouTuber from Los Angeles who just finished paying off $105,000 of debt in 3 years. Including a brand new car, student loans, and even braces. Today, John shares what made him so motivated to become debt free, his feelings on the importance of community college as a path to a debt free education, and how it feels to be out from under the burden of his debts.

    Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.

    Email: [email protected]

    Check out John's YouTube channel

    Practical Personal Finance on YouTube

    17 min
  • 029 - Do You Really Need a Financial Advisor? ft. Kyle Scholl

    Should you work with a financial advisor when it comes to managing your money, investing, and planning for retirement? Is it still necessary to do so? Today I'm joined by Kyle from  @Financial Awareness with K.Scholl for a conversation about the changes in the financial world that have come about over the past few decades and how those changes might affect the way you manage your money. We talk about whether or not financial advisors will be going away any time soon, how much of your income you should be saving for retirement, and some sage advice for developing a healthy relationship with money.

    Check out Kyle's YouTube channel

    Practical Personal Finance on YouTube

    19 min
  • 028 - How a Product Manager Paid Off $143K in 5 Years

    Debt free! Will Ibekwe is a product manager for CapitalOne who just finished paying off over $143,000 in debt. It took him 5 long years to do it. Today, Will shares his story and provides insight into how he remained focused for such a long period of time, how he leveraged the pandemic to aid with his debt payoff, and how he's rewarding himself for becoming debt free.

    Have you recently become debt free? Would you like to share your story to help inspire others? Send me an email to be featured.

    Email: [email protected]

    Practical Personal Finance on YouTube

    17 min
  • 027 - What to Look for When Buying a House ft. Bryson Lefmann

    What to look for when buying a house - explained by real estate agent Bryson Lefmann! If you're in the market for buying your first home, it can be a little bit challenging to know what you should be looking for. Today, I'm joined by Bryson Lefmann, a real estate agent from Richmond, Virginia, for a conversation about how to approach buying a home. If you're a first time homebuyer, this video is for you!

    Bryson's Website

    Practical Personal Finance on YouTube

    17 min
  • 026 - How a Recent College Grad Became Debt Free at Age 23

    Debt free at age 23. WOW! What I would give to have been debt free when I was 23 years old! Today I'm joined by Andrea, a clinical trial specialist from Kansas City. She just became debt free after paying off all of her student loans AND her brand new car, all by age 23. Her story will inspire you!

    Practical Personal Finance on YouTube

    12 min
  • 025 - Starting a BBQ Catering Side Hustle ft. Austin Berry

    Starting your very own catering business might be easier than you thought. Today I'm having a conversation with Austin Berry, owner of On the Ridge BBQ in Maysville, Kentucky. Austin has been a barbeque lover his entire life, but three years ago, he started taking it a little more seriously. In 2020, he monetized his passion for cooking BBQ by beginning to provide delivery and catering services to his community. 

    Do you have a unique side hustle? Let me know in the comments! I'd love to feature you on the show.

    Connect with Austin on FB: https://www.facebook.com/austin.berry.562

    15 min
  • 024 - How a Freelance Musician Paid Off Over $90,000 in Student Loans

    Robert Johnson is a freelance musician from the upper Midwest who spent the last 27 months paying off over $94,000 in student loan debt. Today, Robert tells me the story of how he overcame the odds and became debt free - and what impact he believes debt freedom will have on his life.

    Have you recently become debt free? Send me an email! I'd love to interview you for a future episode.

    Email: [email protected]

    Practical Personal Finance on YouTube

    14 min
  • 023 - ETFs for Beginners ft. Josh Olfert

    What is an ETF? How do ETFs compare to mutual funds and index funds? And how do you invest in ETFs? Today I'm joined for a conversation with Josh Olfert, a certified financial planner from Canada. Josh answers all three of those questions, and many more.

    Josh Olfert on YouTube

    Practical Personal Finance on YouTube

    21 min
  • 022 - Mutual Funds for Beginners ft. Andy Panko

    What is a mutual fund? What are the different types of mutual funds? What is the minimum amount of money you need to get started investing in mutual funds? Today I'm joined by Andy Panko, a Certified Financial Planner from New Jersey, for a discussion that covers all of these questions and more.

    Andy's YouTube Channel

    Andy's Website

    Practical Personal Finance on YouTube

    20 min

About Practical Personal Finance

From the publisher's feed

Your current financial situation is a reflection of how you've treated money in the past. Change the way you treat money, and you will change your life. In April of 2018, my wife and I took our first…