In this 23rd episode of the PremiumBytes video podcast, hosts Sudhar and Samir discuss observations and learnings from various news stories at the intersection of insurance and technology that they came across in the first quarter of 2025. Watch the episode to learn why:

1. InsurTech Investment Momentum Is Back
2. AI Is Dominating InsurTech Strategy
3. Big Carriers Are Doubling Down on Digital
4. Health Data Access May Have Reached a Breakthrough
5. Innovation Culture Matters More Than Tools
6. The Build vs. Buy Equation Has Flipped
7. Legacy Tech Still Drags Down Progress

News Items:The following are the media and news items referenced in the episode:

• Global InsurTech Report for Q1 2025 | [PDF]
• Generali partners with MIT to explore AI in insurance
• LexisNexis Health Intelligence Helps U.S. Life Insurers Improve Underwriting Process
• NEXT Insurance Acquired by Munich Re’s ERGO for $2.6b
• Insurers Discover Value in Innovation Culture | [PDF]
• Innovation in insurance isn’t stalled by lack of ideas - it’s stalled by lack of trust
• ‘Build vs. Buy’ in the Digital Age | [PDF]
• TechTalk: Insurers still grappling with legacy system challenges

If you're a CIO, tech leader, or investor in the insurance space, or otherwise involved in underwriting, claims, or transformation, this roundup is packed with insights you won't want to miss.🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with the latest insights in insurance technology.👉 Follow us on LinkedIn👉 Visit our website---PremiumBytes, Episode 023: Insurance Tech News Roundup, 2025-Q1 EditionWelcome to #PremiumBytes, where we shine a light on the unsung world of #insurancetechnology leaders. We are Sudhar Krishnamachary, one of your co-hosts and Samir Ahmed, your other co-host. We're here to have meaningful conversations about the evolving #technology landscape inside the #insuranceindustry. Let's acknowledge it: being an #insurance firm #CIO, or chief information officer, (and also #CTO, or chief technology officer) is one of the toughest #leadership roles in today's world. You've got a risk averse mindset baked into the very fabric of the industry, a legacy estate that must complement the modern tech, and a talent crisis from both the retiring side and next-gen recruiting side. And then you have the slow pace of #innovation. We see it because we're right there in the trenches with you, as consultants, day in and day out. Our mission is to deep dive, have conversations that carry substance, offer practical insights, and help you validate and navigate the relevant challenges of being an effective CIO in the insurance sector. So thank you for joining us on this adventure.#insurtech

In this 22nd episode of the PremiumBytes video podcast, hosts Sudhar and Samir explore a topic that’s often seen as futuristic but may be closer than we think: quantum computing. They break down what it is, how it’s evolving, and why insurance tech leaders should start paying attention—now.From Microsoft’s recent quantum processor reveal to IBM’s roadmap and real-world experiments with insurers like Anthem, the conversation traces the trajectory of quantum tech and its implications for the insurance industry.

Topics include:

• Quantum computing basics and architectural advances
• Near-term vs. long-term impact on insurance use cases
• Quantum’s role in cybersecurity, encryption, predictive modeling, and synthetic data
• Why CIOs, actuaries, and data scientists should prepare today

Backed by insights from IBM and the Society of Actuaries, this episode is your primer on what quantum means for insurance—and how to get ahead of the curve.

--References:

• The Quantum Decade
• Quantum Computing and its impact on Actuarial Modeling |
• What Is Post-Quantum Cryptography?

🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with the latest insights in insurance technology.

• 👉 Follow us on LinkedIn
• 👉 Visit our website

---PremiumBytes, Episode 022: Why Insurance CIOs Should Care About Quantum- TodayWelcome to #PremiumBytes, where we shine a light on the unsung world of #insurancetechnology leaders. We are Sudhar Krishnamachary, one of your co-hosts and Samir Ahmed, your other co-host. We're here to have meaningful conversations about the evolving #technology landscape inside the #insuranceindustry. Let's acknowledge it: being an #insurance firm #CIO, or chief information officer, (and also #CTO, or chief technology officer) is one of the toughest #leadership roles in today's world. You've got a risk averse mindset baked into the very fabric of the industry, a legacy estate that must complement the modern tech, and a talent crisis from both the retiring side and next-gen recruiting side. And then you have the slow pace of #innovation. We see it because we're right there in the trenches with you, as consultants, day in and day out. Our mission is to deep dive, have conversations that carry substance, offer practical insights, and help you validate and navigate the relevant challenges of being an effective CIO in the insurance sector. So thank you for joining us on this adventure.#insurtech #quantum #quantumcomputing #qubits #topological

In this 21st episode of the PremiumBytes video podcast, hosts Sudhar and Samir discuss observations and learnings from various news stories at the intersection of insurance and technology that they came across in the fourth quarter of 2024. They dig into six key developments reshaping the insurance tech landscape. They break down IBM’s GenAI in Insurance report, explore how insurers are borrowing from the InsurTech playbook, and spotlight FICO’s blockchain-based AI governance solution. They also cover state-level adoption of the NAIC AI bulletin, recent findings about MGA-related insolvencies, and the World Economic Forum’s predictions about job declines in claims and underwriting.

The hosts didn't attend any conferences or insurance events in the fall, though they identified several that are on their agenda for Spring 2025.

On the conferences front, the hosts mentioned
1. InsurTech NY Spring Conference
2. Global Insurance Symposium
3. InsurTech Hartford Symposium
4. Insurance Innovators USA

The following are the media and news items referenced in the episode:
1. Generative AI in the insurance industry
2. Pushing Back the Risk Frontier: How Insurers Are Co-Opting the Insurtech Playbook
3. Using Blockchain to Build Customer Trust in AI
4. Implementation of NAIC Model Bulletin:Use of Artificial Intelligence Systems by Insurers
5. For Some Insolvent Insurance Carriers, 'Giving Away the Pen' to MGA's May Have Contributed to Their Undoing
6. World Economic Forum Future of Jobs Report 2025

Whether you're a CIO, a tech strategist, or just passionate about the future of insurance, this episode delivers practical insights and conversation starters.

🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with the latest insights in insurance technology.

👉 Follow us on LinkedIn
👉 Visit our website

In this 20th episode of the PremiumBytes video podcast, hosts Sudhar and Samir sit down with insurtech leader David Gritz to explore how MGAs are reshaping the insurance landscape. From their roles in underwriting and distribution to their symbiotic relationships with carriers, discover why MGAs are driving over $100 billion in premiums annually.

#insurance #insurtech #MGA #innovation #technology #PremiumBytes

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🔔 Don't forget to like, subscribe, and hit the notification bell to stay updated with the latest insights in insurance technology.

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Welcome to #PremiumBytes, where we shine a light on the unsung world of #insurancetechnology leaders. We are Sudhar Krishnamachary, one of your co-hosts and Samir Ahmed, your other co-host. We're here to have meaningful conversations about the evolving #technology landscape inside the #insuranceindustry. Let's acknowledge it: being an #insurance firm #CIO, or chief information officer, (and also #CTO, or chief technology officer) is one of the toughest #leadership roles in today's world. You've got a risk averse mindset baked into the very fabric of the industry, a legacy estate that must complement the modern tech, and a talent crisis from both the retiring side and next-gen recruiting side. And then you have the slow pace of #innovation. We see it because we're right there in the trenches with you, as consultants, day in and day out. Our mission is to deep dive, have conversations that carry substance, offer practical insights, and help you validate and navigate the relevant challenges of being an effective CIO in the insurance sector. So thank you for joining us on this adventure.

#insurtech

In this 19th episode of the PremiumBytes video podcast, hosts Sudhar and Samir explore a groundbreaking BCG report on AI adoption and maturity across industries. Learn why 98% of companies are experimenting with AI but only 4% are fully capitalizing on its value—and how insurance leaders can turn the tide.

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Reference:

BCG report, "Where's the Value in AI?"

In this 17th episode of the ⁠PremiumBytes video podcast⁠, hosts Sudhar and Samir explore the exciting world of low-code/no-code platforms in the insurance industry! They discuss how these tools are transforming peripheral systems, enabling rapid innovation, and fostering citizen developers. They discuss Gartner’s latest findings, the evolving role of generative AI in low-code platforms, and the impact on shadow IT. Are these tools revolutionizing the industry or remaining limited to non-core capabilities? Tune in to find out and hear their assessment of insurance tech. Don’t miss the future of tech in insurance!

In this 17th episode of the PremiumBytes video podcast, hosts Sudhar and Samir revisit blockchain's impact on insurance, focusing on Infineo's recent efforts to tokenize policies and debut them on the Provenance blockchain platform. They break down what tokenization means, how Infineo's platform works, and the challenges of integrating this technology into the insurance industry. Is blockchain truly transformative, or just another passing trend? They dissect the economic feasibility, potential for fraud prevention, and the realities insurers face. Tune in to understand if blockchain will redefine insurance or stay an unfulfilled promise. Don’t miss the future of tech in insurance!

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References:

In this 15th episode of the PremiumBytes video podcast, hosts Sudhar and Samir tackle the strategic dilemmas insurance companies face with cloud adoption. They dive deep into why cloud decisions extend beyond IT, influencing business agility, cost structures, and innovation. They outline the spectrum of adoption from cloud-first to cloud-only and break down considerations for public vs. private cloud. The discussion also explores the challenges of becoming a multi-cloud organization, vendor dependencies, and the critical talent gaps in the industry. If you're an insurance CIO or a business leader navigating your cloud journey, this episode offers invaluable insights.

In this 16th episode of the PremiumBytes video podcast, hosts Sudhar and Samir discuss observations and learnings from various news stories at the intersection of insurance and technology that they came across in the third quarter of 2024. The hosts didn't attend any conferences or insurance events in the summer, though identified several that are on their 2024-Q4 agenda.

News Items:

In this 14th episode of the PremiumBytes video podcast, hosts Sudhar and Samir tackle one of the biggest questions facing insurance CIOs today: Is it time to move your legacy systems to the cloud?

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PremiumBytes, Episode 014: Insurance Core Modernization - A Cloudy Forecast​