Summary

In this conversation, Christa discusses the importance of budgeting for photographers, especially during the off-season. She emphasizes the need for photographers to understand their financial numbers, plan for seasonal fluctuations, and implement strategies to generate income during slower months. Christa shares practical tips on tracking income, setting up business savings accounts, and exploring additional revenue streams such as upselling to past clients and offering educational services.

Takeaways

• You need to know your numbers.
• Understanding your financials provides reassurance for future planning.
• Track every dollar that comes into your business.
• Set aside 20% of your income for savings.
• Pay yourself a consistent salary to manage personal expenses.
• Explore upselling opportunities with past clients.
• Consider alternative photography services during off-season.
• Engage with local businesses for branding and headshot opportunities.
• Teaching photography can be a lucrative side income.
• Plan ahead to avoid financial stress during slow months.

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