"Do you really know what you can offset against rental income and what you cannot?" Gareth Morgan takes a practical look at landlord tax in Episode 70 on the Prime Property Finance Podcast. Breaking down the differences between tax on income and tax on sale, and how ownership structure can change the result. Tax is not about clever tricks. It is about understanding the rules and the long term impact of your decisions. Get it wrong and tax eats into your returns. Get it right and you keep more of what you earn. For investors who want fewer surprises, this episode offers clear perspective. Reach out to us to discover how we can support your property investment journey with expert guidance and advice.

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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Can TITLE SPLITTING Transform Your Investment Strategy?

Join Gareth Morgan and Mark Watts in Episode 65 of the Prime Property Finance Podcast as they delve into the art and science of title splitting. This in-depth episode provides a strategic deep dive into the potential benefits and pitfalls, revealing the good, the bad, and the hidden risks of this complex investment strategy.

Title splitting isn't inherently good or bad; it depends on having the right investor, the right deal, and the right advice. When done correctly, it can be a smart strategy, but if rushed, misunderstood, or driven by hype, it often creates more problems than it solves. For those looking to optimise their property portfolios, this episode is essential listening.

Reach out to us to discover how we can support your property investment journey with expert guidance and advice.

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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If you're considering selling or just questioning whether a property still owns its place in your portfolio, this is one to listen to.

In Episode 68 of the Prime Property Finance Podcast, Gareth Morgan provides a comprehensive overview of the factors to consider when deciding whether to sell a buy-to-let property. This episode is a valuable resource for investors looking to make strategic decisions that enhance their portfolio's performance. Gareth discusses the importance of understanding your property's role in your financial strategy, from cash flow generation to capital growth potential, and offers practical advice on how to evaluate its performance.

With insights into tax implications, refinancing options, and the benefits of portfolio diversification, this episode equips you with the tools to make informed decisions.

If you are considering selling or just questioning whether a property still earns its place in your portfolio, speak to us, we are more than happy to run through those scenarios with you.

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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''Surveys are your best defense against hidden costs."

Join Episode 67 of the Prime Property Finance Podcast with host Gareth Morgan and guest Richard Sexton. With a rich background in property surveying and leadership roles, Richard explores the crucial differences between valuation types, from AVMs to Level 2 home buyer reports. Learn why many investors and homeowners miss the true value and condition of their properties, risking costly surprises.

Understand the limitations of standard surveys and how a professional survey can protect you from hidden flaws.

Reach out to Richard Sexton via;

Phone:07968 932118

Email: [email protected]

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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"Without proper planning, company changes can lead to unexpected financial penalties and mortgage breaches." In Episode 66 of the Prime Property Finance Podcast, Mark Watts sheds light on the critical considerations when altering company structures with an active mortgage. This episode is essential for property investors looking to optimize their business setup without incurring financial penalties. Mark provides a detailed analysis of how changes like adding directors or creating holding companies can affect your mortgage agreements. He emphasizes the importance of lender communication and strategic planning. Don't let company changes disrupt your mortgage plans. Contact Prime Property Finance for expert assistance in managing these transitions smoothly.

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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In a landscape where economic uncertainty is the norm, property investors must be equipped with robust strategies to manage debt and cash flow.

Episode 65 of the Prime Property Finance Podcast, hosted by Gareth Morgan and Mark Watts, provides listeners with a detailed exploration of these critical topics. The hosts share their expertise on refinancing, liquidity management, and the importance of financial foresight.

This episode is a must-listen for investors seeking to enhance their financial acumen.

Get in touch with us to find out how we can assist you in achieving your investment objectives.

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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Is Your Property Portfolio Prepared for EPC Overhaul? Get the Facts Now!

Episode 64 of the Prime Property Finance Podcast, hosted by Gareth Morgan, offers an in-depth exploration of the government's recent energy performance announcements. This episode is essential for investors aiming to align their strategies with the new regulations. Gareth provides a detailed breakdown of the reforms, highlighting key areas of concern and potential benefits.

Understanding these changes is vital to maintaining a competitive edge in the property market.

Contact us to learn how these updates can be tailored to your investment needs and ensure your portfolio remains resilient.

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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Technology is advancing fast, but property decisions are still deeply human. In Episode 63 of the Prime Property Finance Podcast, hosts Gareth Morgan and Mark Watts discuss how AI is accelerating decision making in property and why experience, judgement and perspective remain irreplaceable. The conversation focuses on finding the right balance between data-led insights and real-world understanding. If you want advice that blends innovation with experience, contact Prime Property Finance and speak to our team.

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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"Can you really invest in property with zero cash?"

In this insightful episode of the Prime Property Finance Podcast, Mark Watts uncovers the potential of no money down property strategies. Episode 62 offers a deep dive into creative methods like exchange with delayed completion and rent-to-rent, providing listeners with practical insights to navigate the property market.

Discover how these approaches can help you overcome financial barriers and succeed in property investment. Contact Prime Property Finance to learn more about these innovative strategies.

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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"You've got to have a plan."

Dive into Episode 61 of the Prime Property Finance Podcast with host Mark Watts and guest Richard Deacon leading bridging lender at Octane Capital. Discover how Richard navigates the complexities of 2026's property market, offering insights from his extensive experience in bridging finance.

Get in touch with Richard using the links below and reach out to us for more information.

Email Address: [email protected]

Phone Number: 07817 822554

LinkedIn: https://www.linkedin.com/in/richarddeacon/

Website: https://www.octanecapital.co.uk/

Contact us now if you would like to know more

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Disclaimer This podcast is produced by Prime Property Finance, an independent mortgage brokerage. The views expressed are for general information purposes only and do not constitute personal or financial advice. Listeners should avoid taking action based solely on the content discussed and are encouraged to seek advice tailored to their individual circumstances. The information shared reflects the personal opinions of the hosts and any guest speakers and does not necessarily represent the views of Prime Property Finance as a company. Prime Property Finance is not responsible for any losses or actions taken as a result of this podcast.

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