Ownership

• Tenancy in Severalty
• Tenancy in Common
  • Two or more owners
  • Identical rights
  • Interests individually owned
  • Electable ownership shares
  • No survivorship
  • No unity of time
• Joint Tenancy
  • Unity of ownership
  • Equal ownership
  • Transfer of interest
  • Survivorship
  • Creation of joint tenancy
  • Termination by partition suit
• Tenancy by the Entireties
  • Survivorship
  • Equal, undivided interest
  • No foreclosure for individual debts
  • Termination
• Community Property
• Separate Property
• Tenancy in Partnership
• Living Trust
  • Testamentary trust
• Land Trust
• Conventional trust structure
  • Beneficial interest
• Condominium
  • Airspace and Common Elements
  • Interests and Rights
  • Possession, use, and exclusion
  • Transfer and encumbrance
  • Condominium Creation
  • Declaration provisions
  • Organization and Management
    • Organization
    • Management
  • Owner Responsibilities
    • Individual units
    • Common area assessments
    • Interests, Rights and Obligations
  • Cooperative association' said interest
    • Shareholder's interest
    • Proprietary lease
    • Expense liability
    • Transfers
    • Organization and Management
  • Time-Share
    • Freehold/Fee Simple Absolute
    • Time-Share Lease
    • Time-Share Freehold
    • Regulation

• Interests
• Undivided interest
• Estates in Land
  • Fee Simple Estate
  • Fee simple absolute
    • Fee simple defeasible
      • Determinable
      • Condition subsequent
• Life Estate
  • Remainder
  • Reversion
• Conventional Life Estate
  • Ordinary life estate
  • Pur autre vie
• Legal Life Estate
  • Homestead
  • Dower and curtesy
  • Elective share
• Leasehold Estates
  • Estate for Years
  • Estate from Period-to-Period
  • Estate at Will
• Estate at Sufferance

• Land
  • Physical characteristics
  • Real Estate
  • Real Property
  • Classifications of property
• Tangible Versus Intangible Property
  • Real Property Rights
  • Surface rights
  • Air rights
  • Subsurface rights
• Water Rights
  • Doctrine of prior appropriations
  • Littoral rights
  • Riparian rights
• Real Property Versus Personal Property
  • Fixtures
  • Differentiation criteria
  • Attachment
  • Intention
  • Adaptation
  • Functionality
  • Relationship of parties
  • Sale or lease contract provisions
  • Trade Fixtures
  • Emblements
  • Conversion
• Areas of Regulation
  • Federal Regulation
  • State Regulation
  • Local Regulation
  • Judicial Regulation

• Advantages of Ownership
  • Pride of ownership
  • Control
  • Stability
  • Investment
• Responsibilities and Disadvantages
  • Taxes
  • Costs of ownership
  • Compliance with law
• Housing Types
  • Single-family
  • Multi-family
  • Condominium
  • Cooperative
  • Townhouse
  • Planned unit development
  • Retirement community
  • Mixed use development
  • Manufactured housing
  • Modular housing
  • Mobile home
  • Timeshares
• Desirability Features
  • Location
  • Age and condition
  • Appearance and appeal
  • Neighborhood
  • Appreciation prospects
• Income Tax Deductions
  • Property taxes
  • Mortgage interest
  • Mortgage credit certificate
  • Capital Gains Exclusion
• Homeowner's Policies
  • Package policies
  • Coverages
  • Policy types
  • Claims
  • Premiums
  • CLUE reports
• Other Insurance
  • Flood insurance
  • TWIA flood insurance requirement
  • Windstorm and hail insurance
  • Earthquake insurance
  • Extra coverage (endorsements)
  • Personal umbrella liability insurance
  • Condominium insurance
  • Townhouse insurance
  • Mobilowner's insurance
  • Farm and ranch insurance
• Pricing and expenses
  • Mortgages
  • Qualifying
  • First-time homebuyer

Overview of Homeowners Insurance in Texas Presentation

Eli Vardi Farmers Insurance 21920 Bulverde Rd, Ste 101 San Antonio, Texas 78259 (210) 776-1100 [email protected]

In this episode I discuss professional development for real estate professionals -- The 95 things every real estate professional should know.

SHOW NOTES

Business Cards

LinkedIn

LinkedIn Tips

How to Get Recruiters to Notice You on LinkedIn

Resume Review

List of Professional Organizations

UTSA COB Internship Information

CRM – HubSpot

CRM - ClientLook

Overview of getting your real estate license in Texas

Links and Show Notes:

• Texas Real Estate Commission (TREC)
• TREC Licensing Information
• Real Estate Express
• Train Agents
• SABOR
• Champions School of Real Estate
• TREC Salesperson Application
• Broker Responsibility Points