Did you know that 30% of Americans have no life insurance, and many don’t have enough? Did you know that a third of people wish their spouse had life insurance—or more of it? Is it worth it to insure a spouse that stays home to take care of the kids? Join Prism Insurance Agency as we honor Life Insurance Awareness Month with the CEO of LifeHappens.org, a nonprofit organization dedicated to educating Americans on the importance of life insurance. Check out the “Videos” section on their website to hear some Real Life Stories from families who have experience with life insurance.

Go to our website to take care of this for your family today!

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

Do you lie awake at night, worried that your retirement income might not last as long as you do? Join Prism Insurance Agency with one of the nation’s leading experts on retirement income planning, Tom Hegna. He will share with us some of the secrets he’s learned from his latest book, Retirement Income Masters, in which he’s interviewed 14 of the top income planning advisors in the country. Tom shares some tips with us that you can implement with your financial advisor that will allow you to sleep better at night.

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

Join Prism Insurance Agency with Lewis Schiff, author of the book Business Brilliant, as he shares surprising lessons and habits of the greatest self-made business icons in America.

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https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

As pensions and Social Security are going the way of the dinosaurs, saving for retirement is now up to you. What if you outlive your savings? What if inflation goes up and the market goes down? Did you know that if a husband and wife are both 65, there is a 50% chance that one will live to the age of 92? Listen to Prism Insurance Agency as we’re joined by national speaker and advisor consultant, Tim Kiesling. He’ll discuss the risks that could keep you from a comfortable retirement, and some steps you can take that can help mitigate your exposure to those risks.

To Learn More Go To:

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

The Class of 2014 made history! They were officially named “The Most Indebted Class Ever,” averaging $33,000 in student loans, according to a report by the Wall Street Journal. Join Prism Insurance Agency with Brock Jolly. Brock discusses different college planning strategies to prepare your kids and grand kids for college expenses so they don’t have to break the record.

Go To:

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

To Learn More!

Prior generations have had a ‘three-legged stool’ to count on for retirement: Social Security, pensions and personal savings. As certain legs of that stool become shorter, we need to adjust our planning. We welcome back retirement expert Tim Kiesling to dive a little deeper into the possibilities with income annuities. Tim breaks down when certain types of annuities can work extremely well, and when others might not be a good idea.

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

Annuities: the worst possible idea you’ve ever heard? Or the best concept since sliced bread? Join Prism Insurance Agency as we hear from retirement expert Tim Kiesling on the good, the bad and the ugly of annuities. He will go over when annuities can be appropriate in a financial plan as an accumulation tool, and next week, he’ll talk about them as a distribution tool.

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

The success of wealth transfer is greatly dependent on the level of trust and communication among family members. Join Prism Insurance Agency and our guest, a retired FBI Special Agent and spokesman, who will inform us about the principles of communication and how to apply them to wealth transfer within the family. Lack of communication could mean the difference between leaving a legacy that lasts generations or one that stops way too soon.

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx

When was the last time you had a checkup on your home or auto insurance coverage? Are you certain that everything you have is covered the way you think? Join www.myprisminsurance.com as we explore the most frequently asked questions and common misconceptions about home and auto insurance with a 25-year veteran insurance specialist.

https://www.myprisminsurance.com/framed.aspx?ref=900

If you or someone you know is a veteran and served during a period of war, you may be eligible for a supplemental pension benefit. Did you know spouses may also be eligible for these benefits? Join Prism Insurance Agency as we’re joined by the founder of Elder Resource Benefits Consulting, Patty Servaes, as she discusses more surprising details of the Veterans Aid & Attendance Pension.

https://www.myprisminsurance.com/retirement_plans/retirement_review.aspx