Pro Business Channel

Capital Club Radio - Back to the Future: Past Debt Buyer Association (DBA) Presidents discuss history and future of DBA
00:00 Announcer: On behalf of the Pro Business Channel, we're excited to welcome Michael Flock, the host of Capital Club Radio. Broadcasting on Pro Business Channel networks out of Atlanta, and on nine syndicated platforms including iTunes, Google Play and iHeartRadio. And recently interviewed on NPR. And now, live from the 20th annual DBA conference, please welcome Chairman and CEO of FLOCK Specialty Finance, Michael Flock.

[applause]

00:27 Michael Flock: Good morning, good morning. We at FLOCK Specialty Finance believe in the power of community, and that's why a little over a year ago we started a radio show called the Capital Club Radio Show, to build a community of thought leaders, of creative people in this industry who have made a difference for the Debt Buyers Association and others in the accounts receivable management sector. We talk about lessons learned, the successes and failures of the different companies, of the different leaders in this space, and we convert these broadcasts to podcast, which we distribute to the few thousand followers we have, and then we also distribute the podcast to our guests, and they can use the podcast as they see fit.

01:08 MF: This morning I am absolutely honored to be here today, hosting the Capital Club Radio Show, as we help celebrate 20 years of the Debt Buyers Association, or DBA. We're celebrating 20 years of connections, 20 years of trust, 20 years of building a new industry. And, if you're a Falcons fan like me, maybe you're celebrating 20 years of drinking.

[laughter]

01:36 MF: To be more serious, this has been an incredible roller-coaster of 20 years for all of us. There have been good times and bad times, we've seen periods of great supply, we've seen periods of very tight supply. Periods of low prices and high prices. Periods of loose regulation, and periods of very onerous regulation. So we've thrived and survived in large part, thanks to the leaders of the Debt Buyers Association, some of whom are sitting right here, and also the members and staff of the total Debt Buyers Association. DBA, I think, has been essential to this industry. It's been essential in defining it, supporting it, and helping grow, and helping legitimize it.

02:25 MF: In our company, FLOCK Specialty Finance, we talk a lot about the power and importance of passion and perseverance, which drive performance. And I can't think of five better leaders today who represent passion, perseverance, and performance than Walt Collins, Bob Morris, Mike Bendickson, Kaye Dreifuerst, and Todd Lansky. And we also wanna recognize, Dennis, sitting right here, who helped start this association. He had the idea for the Debt Buyers Association, I think, along with these folks. So it was his idea that brings us here today. So Dennis, thank you very much for that idea, and 20 years later we're celebrating it, it's now a reality.

03:17 MF: But without the passion and perseverance, there's no way this industry would ever have come so far from the gunslinger culture of the past, to the more professional, more consumer friendly culture, than the debt buying and collection industry that we are today. So, I think in general, the evolution of the past 20 years has been steady, but obviously not without its challenges, which we're gonna discuss here in a few minutes. And Jan Stieger shared with me some very interesting and positive statistics. According to Jan, our Executive Director, who you just heard from, there were only 60 members back in 1997, and today, there are 546. At our first annual conference, there were only 125 attendees, and today we're gonna be close to 900.

04:08 MF: So in spite of the recent consolidation in our industry, due to a drop of supply of consumer charged-off debt, and due to, obviously, the radical regulation that we've lived through,

Become a supporter of this podcast: https://www.spreaker.com/podcast/pro-business-channel--2662314/support.

Live from Las Vegas!  Capital Club Radio - Special Episode
Interview with Lou DiPalma from the 2017 DBA International Conference
Lou DiPalma: A Risk Avoider Who Serves Risk Takers
Michael Flock talks with industry expert, Lou DiPalma, the founder and managing partner of Garnet Capital Advisors. Michael probes his thoughts and insights concerning the debt sales industry - the evolution and impact of regulations and the future for the industry at large.  Michael also explores Lou's business model and how Garnet is adapting to provide support and help its clients take the risk out of their investments.
 
Here is a glimpse of what Lou shared in the interview.
Lou shares: "the people who take money, OPM, "other people's money", invest it and make money... I have a lot of respect for them...." Clients say, "We like you because you take our assets, you deconstruct them, and then it's very transparent as to who you show it to, the price, and how deals get done. Rather than you buying it, and then making $10 million and then nobody knows what happens."
Lou discusses his views on his business: "We feel responsible for everything. So, if I had to say what our best feature is and what our worst feature is, it's responsibility. Sometimes it's like, "Okay just get it done." But our best client is a partner. It's somebody who we've dealt with for a long time and there's a level of trust there that we're just going to... We take their assets and we say, "If this was ours, what would we do?"
Linkedin:  https://www.linkedin.com/in/loudipalma



About Capital Club Radio
Hosted by Michael Flock, Chairman & CEO of FLOCK Specialty Finance, Capital Club Radio provides a forum for leaders in the middle market segment which has typically been underserved by traditional banking.
Capital Club Radio provides listeners an opportunity to gain valuable business insights and perspectives to deal with market uncertainty. Topics will include: key success factors, both personal and professional, dealing with adversity, outlook for the industry and your business.

Hosted by: Michael Flock
Sponsored by: Flock Specialty Finance
Providing a forum for leaders in the middle market segment which has typically been undeserved by traditional banking.
Listeners gain valuable business insights and perspectives to deal with market uncertainty. Topics include: key success factors, both personal and professional, dealing with adversity, outlook for the industry and your business.
For more info about Michael Flock and Flock Specialty Finance visit:
www.FlockFinance.com
To nominate or submit a guest request visit:
www.CapitalClubRadioShow.com
To view more photos from this show visit:
www.ProBusinessPictures.com  

Become a supporter of this podcast: https://www.spreaker.com/podcast/pro-business-channel--2662314/support.

Buckhead Business Show - A Real Estate Investor, a Creative Connector and a Mentalist Walked into our Studio

Company or Product Name:

100 Percent Financed

Juan Pablo - Real Estate Investor & Online Entrepreneur.

BIO:

Graduated college broke, bad credit, and no job. Moved to NYC with an intense desire to become a real estate investor. Learned how to invest out of state in profitable markets. Quit my day job at 30 years old with 30 rental units in my portfolio. Then, I created 100 Percent Financed to help people succeed financially via education, credit repair, and business funding. Now, I have 63 rental units and speak nationally.

Topics/Questions:

How to creatively invest in real estate.

How to invest in other markets.

How to run real estate investing as an entrepreneur without it demanding your physical presence.

How to repair your own credit.

How to get business funding in 30 days or less.

How to get started in real estate.

How to get started in real estate with no money and bad credit.

Web Site and Social Media Links:

http://100percentfinanced.com/

https://www.youtube.com/channel/UC6Pl8TV9HQI2PGXaEciWSgw

https://itunes.apple.com/us/podcast/100-percent-financed-podcast/id985431893?mt=2

facebook.com/100percentfinanced

Compise Productions, LLC

​​Nick Compise - Mentalist

BIO:

Throughout time, people have been fascinated with the possibility of reading someone's mind. My guest makes this a reality with two incredible services. He is regarded as the world's premier mind reader who can read people’s thoughts, influence their actions, and predict the future. His talents capture the imagination of people of all walks of life and is in constant demand all over the country as an Entertainer and Micro Expression/ Body Language Instructor.

Topics/Questions:

I want to talk about my two services of Entertainment and Instruction for the corporate world.

1. How long have I been an entertainer and an Instructor?

2. What kind of entertainment I provide?

3. Where I perform?

4. What kind of Instruction I provide?

5. What are some of the benefits of knowing how to read Micro Expressions and Body Language?

6. Who and where do I provide this instruction for?

7. What city I am based out of?

Web Site and/or Social Media Links:

www.NickCompise.com

DSG & Associates, LLC

Deborah Schwartz Griffin, Founder/CEO

BIO:

Connecting People to People and Ideas To Results

Deborah is a proven consultative sales and business development leader successful at building trusting relationships, identifying clients needs, developing solutions, following up to make sure she delivers on all promises. Deborah has increased revenues for world-class companies and organizations in the industries of food service, business advisory accounting, trade associations, meeting and events, broadcast sales, print, graphic design, social media, news & production for over 25 years.

Her focus has been in strategic business development; consultative relationship selling; building partnerships & alliances; and, helping and serving others.

Whether through her consulting business she founded in 2001, DSG & Associates, LLC or working directly for an organization, Deborahs clients say she has delivered significant value because she is a change-maker persistent in her follow-up, resourceful and creative, very caring about the people she works with, personally responsible and fully accountable, optimistic and resilient, and energized by challenges

Deborah joined Creative Approach in January 2015, a state of the art digital printing, wide format solutions, bulk mail fulfillment, graphic design, and social media marketing company. Based in Savannah, Creative Approach will open a second location in Atlanta Spring, 2015 and brought Deborah on as their VP of Strategic Business Development through her consulting company, DSG & Associates, LLC responsible for strategy, business development, sales, marketing & building partnerships and alliances.

Prior to that, Deborah has held...

Planning Successfully – Restrictive Agreements - Non-compete, Non-solicitation and Non-Disclosure

More about our guest Rett Peaden:

Rett’s practice focuses on helping the owners of closely-held businesses and professional services firms exit their businesses, whether that involves selling the business or transferring it to the next generation. Getting a business onto a solid footing with regard to succession planning is essential, and Rett is well-versed in sophisticated tax strategies and entity structuring techniques that may be needed. He will also advise on and guide clients through strategic acquisitions to grow their own businesses. Rett regularly counsels clients on corporate, partnership, and related tax-planning matters, including the negotiation and preparation of mergers and acquisitions agreements, the drafting of shareholders agreements, the formation of limited partnerships and limited liability companies, the structuring of inbound investment opportunities for foreign nationals, the creation and operation of private foundations and public charities, and the review and drafting of executive compensation agreements. In connection with advising the owners of closely-held businesses, Rett has developed a particular interest in the taxation of pass-through entities such as S-Corporations, partnerships, and trusts.

Preserving legacy. The estate planning side of the practice, often done for the owners of closely held businesses, is highly personal, involving an individual’s legacy and the achievements of a lifetime. Rett’s purpose is to help his clients prepare for the future, provide for their families, and accomplish their long-term personal and charitable goals. In doing so, he works to develop plans that are well thought out and emphasize preserving wealth from unnecessary taxes and unanticipated risks. He knows how to take family dynamics into account, and draws insights from his work in business exit-planning and trust and estate administration to help families plan with foresight to avoid problems that could happen later on. Rett is often called upon by other professionals to advise them on the complicated income and transfer tax issues that can arise in the context of trusts and estates. On the trust and estate administration side of the practice, Rett works in both contested and uncontested matters. He assists survivors in managing their inherited wealth, and often continues to serve their families and family businesses as a trusted advisor on the basis of the confidence he inspires in them.

“I want to help my clients achieve their goals and attain the best possible results given their unique circumstances.” – Rett Peaden

Web site: http://www.dmqlaw.com/attorneys/peaden

Linkedin: https://www.linkedin.com/people/iweReconnectAction

About the show host:

Matthew Thiry

Shareholder with Davis, Matthews & Quigley, P.C

Business Law; Business Litigation; Fiduciary Litigation; Arbitrator and Mediator Services

“I am driven by results. I want to achieve my client’s goals as quickly and efficiently as possible, and do so in a way that’s professional.”

Guiding the best business decisions. Matt Thiry understands the delicate balance between providing an environment for growth and managing risk. Prior to becoming an attorney, Matt’s background included operating businesses, as well as computer programming and related experience in the technology field. This business acumen allows him to offer legal advice with practical experience to businesses of all sizes, as well as business owners, families, and individuals.

Matt is a trusted business advisor relied on by his clients as a member of their team by filling their needs for outside general counsel. As a business lawyer, Matt provides advice to existing businesses and start-ups regarding legal issues, such as risk management, covenants, business formation, and other day-to-day matters encountered by businesses. He also routinely assists clients by reviewing,...

Buckhead Business Show - A Real Estate Investor, a Creative Connector and a Mentalist Walked into our Studio

Company:
100 Percent Financed
Juan Pablo - Real Estate Investor & Online Entrepreneur.

Juan Graduated college broke, bad credit, and no job. Moved to NYC with an intense desire to become a real estate investor. Learned how to invest out of state in profitable markets. Quit my day job at 30 years old with 30 rental units in my portfolio. Then, I created 100 Percent Financed to help people succeed financially via education, credit repair, and business funding. Now, I have 63 rental units and speak nationally.

Topics/Questions:
How to creatively invest in real estate.
How to invest in other markets.
How to run real estate investing as an entrepreneur without it demanding your physical presence.
How to repair your own credit.
How to get business funding in 30 days or less.
How to get started in real estate.
How to get started in real estate with no money and bad credit.

Web Site and Social Media Links:
http://100percentfinanced.com/
https://www.youtube.com/channel/UC6Pl8TV9HQI2PGXaEciWSgw
https://itunes.apple.com/us/podcast/100-percent-financed-podcast/id985431893?mt=2
facebook.com/100percentfinanced



Compise Productions, LLC
Nick Compise - Mentalist

Throughout time, people have been fascinated with the possibility of reading someone's mind. My guest makes this a reality with two incredible services. He is regarded as the world's premier mind reader who can read people’s thoughts, influence their actions, and predict the future. His talents capture the imagination of people of all walks of life and is in constant demand all over the country as an Entertainer and Micro Expression/ Body Language Instructor.

Topics/Questions:
I want to talk about my two services of Entertainment and Instruction for the corporate world.

 

 

1. How long have I been an entertainer and an Instructor?
2. What kind of entertainment I provide?
3. Where I perform?
4. What kind of Instruction I provide?
5. What are some of the benefits of knowing how to read Micro Expressions and Body Language?
6. Who and where do I provide this instruction for?
7. What city I am based out of?

Web Site and/or Social Media Links:
www.NickCompise.com



DSG & Associates, LLC
Connecting People to People and Ideas To Results
Deborah Schwartz Griffin, Founder/CEO

Deborah is a proven consultative sales and business development leader successful at building trusting relationships, identifying clients needs, developing solutions, following up to make sure she delivers on all promises. Deborah has increased revenues for world-class companies and organizations in the industries of food service, business advisory accounting, trade associations, meeting and events, broadcast sales, print, graphic design, social media, news & production for over 25 years.
Her focus has been in strategic business development; consultative relationship selling; building partnerships & alliances; and, helping and serving others.
Whether through her consulting business she founded in 2001, DSG & Associates, LLC or working directly for an organization, Deborahs clients say she has delivered significant value because she is a change-maker persistent in her follow-up, resourceful and creative, very caring about the people she works with, personally responsible and fully accountable, optimistic and resilient, and energized by challenges
Deborah joined Creative Approach in January 2015, a state of the art digital printing, wide format solutions, bulk mail fulfillment, graphic design, and social media marketing company. Based in Savannah, Creative Approach will open a second location in Atlanta Spring, 2015 and brought Deborah on as their VP of Strategic Business Development through her consulting company, DSG & Associates, LLC responsible for strategy, business development, sales, marketing & building partnerships and alliances.

Become a supporter of this podcast: https://www.spreaker.com/podcast/pro-business-channel--2662314/support.

Capital Club Radio - Tom Fricke Talks about Balanced Leadership, Decision Making and Execution

Mr. Fricke is an energetic, versatile Senior Operating Executive with over 25 years of outstanding performance in leading transformational change in both domestic and international markets at highly competitive consumer products and retail organizations. Dynamic, well-rounded general manager who quickly analyzes complex businesses and develops and articulates a clear vision for success. Identifies strong leaders, builds cohesive teams, and inspires and motivates all to achieve exceptional long-term, sustainable business results.

Tom is a successful CEO and leader in business, and also his personal life. He's got a very engaging story about how he's developed this philosophy of balanced leadership. And he did that through several years in some very important companies like HMSHost, where he was CEO. It's a North American and market leader in airport and turnpike concessions. Revenues of $2.5 billion dollars. He was also CEO of Cartridge World, the largest retailer of re-manufactured and refilled ink cartridges. He was also VP of Asset Protection at Home Depot, and Chief Administrative Officer at Giant Eagle, and held multiple senior positions at Pepsi.

Recently, he's transitioned from kinda the pure corporate world to one of advising. He has a company now called Fricke Consulting, and he is currently working with Morgan Stanley Private Equity on acquisitions in food services. He's also a strategic advisor to the board of a spa and wellness center company, and now also working closely with an e-commerce business platform that is entering a new vertical. Tom is a graduate of the US Naval Academy, and also obtained his MBA from Stanford University.

So with all these interesting experiences, from the Navy to corporate and now as an entrepreneur and a consultant to some start-up companies, now hear how Tom developed his philosophy of balanced leadership.

Connect with Tom via Linkedin:

linkedin.com/in/tom-fricke-43076212

Capital Club Radio

Hosted by: Michael Flock

Sponsored by: Flock Specialty Finance

Providing a forum for leaders in the middle market segment which has typically been undeserved by traditional banking.

Listeners gain valuable business insights and perspectives to deal with market uncertainty. Topics include: key success factors, both personal and professional, dealing with adversity, outlook for the industry and your business.

For more info about the host Michael Flock and Flock Specialty Finance visit:

www.FlockFinance.com

To nominate or submit a guest request visit:

www.CapitalClubRadioShow.com

To view more photos from this show visit:

www.ProBusinessPictures.com

CoFounders Podcast - The Guest Experience, Your Target Audience and The Dessert Place

Taylor Romero

Company or Product Name:

Sprucebot

Brief Description of Your Product or Service:

The guest experience bot

Web Site:

sprucebot.com

Show Topics:

Brick-and-mortar vs e-commerce.

Why Amazon Go will not win.

Marisa Meddin

Company or Product Name:

The Dessert Place

Brief Description of Product or Service:

Desserts; primarily mail order; direct to consumer

Show Topics:

My/my mother & godmother's story

Web Site/Social Media:

FB: @thedessertplaceatl

Insta: @thedessertplaceatl

Twitter: dessertplaceatl

K.M. Howard

Company or Product Name:

Ekthesi Advertising & Consulting Firm

Brief Description of Your Product or Service:

By providing Advertising Solutions and Business Consulting, we know precisely how to reach your target audience.

Show Topics:

Who is in Ekthesi Advertising's target market?

What makes you different?

Are your services expensive?

Web Site/Social Media:

EkthesiAdvertising.com

Facebook.com/EkthesiAdvertising

CoFounders Podcast

Conversations with Co-Founders & Start-Ups

Sponsored in part by... WeWork

For more info about WeWork visit:

www.wework.com/locations/atlanta/buckhead

To nominate or submit a guest request visit:

www.CoFoundersPodcast.com

To view more photos from this show visit:

www.ProBusinessPictures.com

(Click on the show photo album)

Buckhead Business Show - From Branding and Experience Design to Farmstar Living

Company:

Nine Labs

Name of Person to be Interviewed:

J Cornelius

Guest BIO:

J is a brand strategist, experience designer, and business consultant. He’s been building digital products for the web since 1996, and has been credited with creating multiple things web designers and developers take for granted today. He’s the Founder and CEO of Nine Labs, a digital experience design and strategy consultancy based in Atlanta, GA.

He speaks at conferences around the world, sits on the advisory board for The Iron Yard, and has served as a startup mentor at Georgia Tech’s Advanced Technology Development Center.

Previously, he was the VP of Operations at CoffeeCup Software where he helped grow the company from a fledgling startup to a multi-national with over 50,000,000 users worldwide, and was the President of Bluedomino web hosting which grew from zero to over 25,000 accounts before being acquired in 2002.

He started his first business in high school and never looked back.

Topics/Questions to Discuss:

Branding and experience design for startups and enterprise innovation groups.

Web Site and/or Social Media Links:

NineLabs.com

jcornelius.com

twitter.com/jc

Company:

Farmstar Living

Name of Person to be Interviewed:

Mary Blackmon

Topics/Questions to Discuss:

farm and fresh food etc.

Web Site:

FarmStarLiving.com

The Buckhead Business Show Spotlights Industry Leaders in Buckhead and Atlanta! Brought to you in part by The BBA and Broadcast LIVE from the Pro Business Channel Studios.

Show Hosts:

Rich Casanova, CoFounder

Pro Business Channel

https://www.linkedin.com/in/richcasanova

https://twitter.com/RichCasanovaCom

Michael Moore, RainMaker & Chief Storyteller

https://www.linkedin.com/in/sellbyphone

https://twitter.com/BuckhedgeCEO

For more info about the BBA visit:

www.BuckheadBusiness.org

To nominate or submit a guest request visit:

www.BuckheadBusinessShow.com

To view photos from this show, visit:

www.ProBusinessPictures.com

Buckhead Business Show - Lessons from a Polo Player and Wealth Manager

Company:

Supporting Your Choices, Inc.

Name and Title of Person Interviewed:

Mike Sena CFP(r), Senior Planner, Supporting Your Choices, Inc.

Guest BIO:

Father, author, speaker, radio personality, polo player and wealth manager. I figured out pretty quick that the Fortune 500 was not for me, and I have been on my own since I was 25. I've started and operated four different businesses, and over the years have learned the value of process, common sense and flexibility. I love having conversations about money and life, and help my clients make the most of what they have, live more in the present and feel comfortable and secure with a process that fits their objectives and situation.

Topics/Questions to Discuss:

The different businesses I have started.

Why I got out of corporate America.

How I got here.

Polo

What's next?

Web Site:

MikeSenaCFP.com

The Buckhead Business Show Spotlights Industry Leaders in Buckhead and Atlanta! Brought to you in part by The BBA and Broadcast LIVE from the Pro Business Channel Studios.

Show Hosts:

Rich Casanova, CoFounder

Pro Business Channel

https://www.linkedin.com/in/richcasanova

https://twitter.com/RichCasanovaCom

Michael Moore, RainMaker & Chief Storyteller

https://www.linkedin.com/in/sellbyphone

https://twitter.com/BuckhedgeCEO

For more info about the BBA visit:

www.BuckheadBusiness.org

To nominate or submit a guest request visit:

www.BuckheadBusinessShow.com

To view photos from this show, visit:

www.ProBusinessPictures.com

Planning Successfully – Restrictive Agreements - Non-compete, Non-solicitation and Non-Disclosure
More about our guest Rett Peaden:

Rett’s practice focuses on helping the owners of closely-held businesses and professional services firms exit their businesses, whether that involves selling the business or transferring it to the next generation. Getting a business onto a solid footing with regard to succession planning is essential, and Rett is well-versed in sophisticated tax strategies and entity structuring techniques that may be needed. He will also advise on and guide clients through strategic acquisitions to grow their own businesses. Rett regularly counsels clients on corporate, partnership, and related tax-planning matters, including the negotiation and preparation of mergers and acquisitions agreements, the drafting of shareholders agreements, the formation of limited partnerships and limited liability companies, the structuring of inbound investment opportunities for foreign nationals, the creation and operation of private foundations and public charities, and the review and drafting of executive compensation agreements. In connection with advising the owners of closely-held businesses, Rett has developed a particular interest in the taxation of pass-through entities such as S-Corporations, partnerships, and trusts.

Preserving legacy. The estate planning side of the practice, often done for the owners of closely held businesses, is highly personal, involving an individual’s legacy and the achievements of a lifetime. Rett’s purpose is to help his clients prepare for the future, provide for their families, and accomplish their long-term personal and charitable goals. In doing so, he works to develop plans that are well thought out and emphasize preserving wealth from unnecessary taxes and unanticipated risks. He knows how to take family dynamics into account, and draws insights from his work in business exit-planning and trust and estate administration to help families plan with foresight to avoid problems that could happen later on. Rett is often called upon by other professionals to advise them on the complicated income and transfer tax issues that can arise in the context of trusts and estates. On the trust and estate administration side of the practice, Rett works in both contested and uncontested matters. He assists survivors in managing their inherited wealth, and often continues to serve their families and family businesses as a trusted advisor on the basis of the confidence he inspires in them.

“I want to help my clients achieve their goals and attain the best possible results given their unique circumstances.” – Rett Peaden

Web site: http://www.dmqlaw.com/attorneys/peaden

Linkedin: https://www.linkedin.com/people/iweReconnectAction



About the show host:
Matthew Thiry
Shareholder with Davis, Matthews & Quigley, P.C
Business Law; Business Litigation; Fiduciary Litigation; Arbitrator and Mediator Services

“I am driven by results. I want to achieve my client’s goals as quickly and efficiently as possible, and do so in a way that’s professional.”

Guiding the best business decisions. Matt Thiry understands the delicate balance between providing an environment for growth and managing risk. Prior to becoming an attorney, Matt’s background included operating businesses, as well as computer programming and related experience in the technology field. This business acumen allows him to offer legal advice with practical experience to businesses of all sizes, as well as business owners, families, and individuals.

Matt is a trusted business advisor relied on by his clients as a member of their team by filling their needs for outside general counsel. As a business lawyer, Matt provides advice to existing businesses and start-ups regarding legal issues, such as risk management, covenants, business formation, and other day-to-day matters encountered by businesses.

Become a supporter of this podcast: https://www.spreaker.com/podcast/pro-business-channel--2662314/support.