Time now for our Pro Tip, the segment where we learn something new, useful and practical about everyday life, law, or money.

Today’s Pro Tip: Balloon payments are on the rise as more South Africans look for lower monthly installments in this economy but experts say they can come with hidden costs if you’re not careful.

To unpack what a balloon payment really means for your wallet, we’re joined by Lebogang Gaoaketse - Head of Marketing and Communication at Wesbank who’ll help us understand whether it’s a smart move, or a ticking time bomb on Kaya 959