Many homeowners place their home into a trust as part of estate planning, but few realize this can affect their homeowners insurance.

If the trust is not properly reflected on your policy, a claim could be delayed or questioned.

In this short webinar, we explain:
• Why trust ownership impacts insurance
• Common coverage gaps homeowners overlook
• How umbrella policies and mortgages fit in
• A simple checklist to confirm your coverage is aligned

If your home is in a trust, or you are considering transferring it, this is an important review.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

In this on-demand webinar, Professional Insurance Programs explains how cyber liability insurance works and why it matters for small and professional businesses.

You will learn:

• The most common cyber threats facing small businesses today
• Who needs cyber liability insurance and why size does not reduce risk
• What cyber insurance typically covers and what it does not
• Real claim examples involving ransomware and wire transfer fraud
• Legal and compliance risks, including breach notification requirements
• Simple steps you can take to reduce your cyber risk
• How to choose the right cyber liability policy for your business

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

Not sure what your homeowners policy actually covers? In this quick video, Professional Insurance Programs breaks down the six main sections of a standard home insurance policy, plus recommended add-ons and extra policies like flood and pet insurance.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

What happens to your business if you’re suddenly unable to work? Overhead Expense Disability Insurance helps cover fixed expenses like rent, payroll, and utilities while you recover.

In this video, we explain how the policy works, who it’s for, and why it’s a smart part of a small business protection plan.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

When you file an insurance claim, how does your payout get calculated? This quick webinar from Professional Insurance Programs breaks down common settlement options—like replacement cost, actual cash value, and agreed value—for home, auto, and valuables.

Learn how these choices affect your coverage and what questions to ask your insurance advisor to avoid surprises at claim time.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

Learn how Employee Benefits Liability (EBL) insurance protects your business from costly mistakes in benefits administration. This quick webinar from Professional Insurance Programs covers what EBL is, what it includes, common claim scenarios, and how to know if you’re already covered.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

In this on-demand webinar, discover how the Association Group Health Plan—available through Professional Insurance Programs—can help small to mid-size employers offer flexible, affordable health insurance. We’ll walk through plan options, provider networks, value-added services like telehealth and wellness support, and real examples of cost savings.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

Learn how an Individual Coverage Health Reimbursement Arrangement (ICHRA) can give employers more control and employees more choice.
In this video, Professional Insurance Programs explains what an ICHRA is, how it works, and why it's a flexible, tax-advantaged alternative to traditional group health plans. You'll discover the key benefits for both employers and employees, eligibility requirements, covered expenses, and how ICHRAs align with ACA compliance.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

Learn how to reduce the risk of needlestick injuries in your dental practice with real claim examples, prevention strategies, and post-exposure protocols. This presentation highlights OSHA, CDC, and insurance requirements to help you protect your team, stay compliant, and minimize costly incidents.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com

Professional Insurance Programs will discuss FSA vs. HRA—What’s the Best Choice for Your Business? If you’re an employer or HR professional weighing your options when it comes to employee benefits, this session is for you. We’ll walk through the differences between FSAs and HRAs, compare their pros and cons, and help you decide what fits best with your business goals.

Professional Insurance Programs
📞 800-637-4676
📧 [email protected]
www.insuranceformembers.com