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Money can be a tool—or it can become a master. In this urgent message from Luke 16, Dr. Michael Youssef calls believers to face the Truth of Scripture: earthly wealth will not last, but what is invested in the Gospel echoes into eternity.

Jesus makes the choice clear: no one can serve both God and mammon. The unjust steward prepared for his earthly future; how much more should God’s people prepare for eternity? Dr. Youssef challenges believers to repent of loving money, examine where their treasure is, and use every resource under the Lordship of Jesus Christ.

This episode calls you to:

Scripture Focus: Luke 16

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Debt always costs more than the interest rate.

It can affect your budget, your marriage, your margin, and even your ability to respond freely when God leads. That doesn’t mean borrowing is always wrong. But it does mean Christians should approach debt carefully, prayerfully, and with wisdom.

Ron Blue, a pioneer in biblically wise financial planning and co-founder of Kingdom Advisors, joined the show today to discuss principles from his article, “Five Rules for Borrowing,” featured in the latest issue of our Faithful Steward magazine.

Here are several key questions to ask before taking on debt.

Ron’s first rule is that borrowing always mortgages the future. When you borrow money today, you commit future income to yesterday’s decision.

That’s why it’s important to consider whether the economic return is greater than the economic cost.

In some cases, borrowing may help you purchase something that can grow in value or produce long-term benefits, such as a home or a business. But that is very different from borrowing for things that immediately decline in value.

Credit cards and auto loans are common examples. While using a credit card for convenience and paying it off every month can be reasonable, carrying credit card debt to fund consumption is a dangerous pattern.

As Ron put it, borrowing to build wealth is one thing. Borrowing for something that steadily loses value is another. That road can quickly lead to bondage.

The second rule is simple but often overlooked: never presume upon the future.

When you borrow, you are making an assumption about tomorrow. You assume your income will continue. You assume your health will remain stable. You assume your circumstances will allow you to repay what you owe.

But life does not always unfold the way we expect. Jobs change. Markets shift. Health challenges come. Unexpected expenses arise.

That’s why every borrowing decision needs a clear repayment plan. Before taking on debt, ask, “How will I pay this back?” If the answer depends on overly optimistic assumptions, it may be wise to pause.

Borrowing without a sure path to repayment can create unnecessary pressure and reduce financial flexibility.

Debt not only affects a balance sheet. It affects the whole household.

That is why Ron’s third rule is that spouses should be in full agreement before any borrowing takes place.

Husbands and wives often think differently about money. They may have different experiences, fears, preferences, and priorities. One spouse may be more comfortable with risk, while the other feels the weight of debt more deeply.

Those differences are not necessarily wrong. In fact, they can be a gift.

Ron reminds couples that God does not give us a spouse to frustrate us, but to complete us. When spouses slow down, listen well, and work through disagreements, they often make wiser decisions together than either would make alone.

But when borrowing decisions are made without unity, they can create resentment, tension, and a growing sore spot in the marriage.

Before taking on debt, couples should ask: “Are we truly united in this decision?”

Ron’s fourth principle may be the most surprising: never deny God an opportunity to provide.

Before borrowing, it is worth asking: Have I prayed about this? Have I asked God for wisdom? Have I considered whether there may be another way to meet this need?

Sometimes borrowing feels like the fastest solution. But speed is not alway

So many of us spend so little time thinking about the Lord during the day, and yet we want to live with Him forever. God’s Word has a bottomless supply of insights for life, but social media captures so much more of most people’s attention. Well today on A NEW BEGINNING, as Pastor Greg Laurie continues our Genesis series, we’ll see how Noah remembered the Lord – it was his priority – after reaching dry land following the Flood. We’ll learn a number of principles from following the life of this great patriarch!

The Harvest Crusade is coming to Angel Stadium on July 11! Stay updated on all important event details. 

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Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

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Grandparenting is sweet. Step Grandparenting? That can get complicated fast. On FamilyLife Today, Dave and Ann Wilson talk with Ron Deal about blended-family holidays, divided loyalties, awkward beginnings, and the long game of building trust with step-grandkids. From Captain America costumes to painful Christmas memories, this conversation hits the real tensions families carry—and how undeserved kindness, a dollop of patience, and a generous helping of joy can slowly change the story.

Show Notes and Resources

• Host a high-impact church event without starting from scratch by using code STRONGFAMILIES between June 16–30 to get a FREE video-based study and planning support when you buy 10+ workbooks go to shop.familylife.com
• Explore today's featured grandparenting resources and listen to the FamilyLife Blended podcast by visiting familylifeblended.com, where you can also find details on the Legacy Grandparenting Conference.

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On today’s edition of Family Talk, Dr. James Dobson shares a stirring Independence Day message, reading a moving letter from his friend, Don Feder.

The post I Believe in American Patriotism appeared first on Dr. James Dobson Family Institute.

Jason and Tori Benham provide a series of practical, Bible-based principles to help couples experience stronger, healthier, and more godly marriages. They describe better ways to handle conflict, communication, and practicing “being present” with your family – especially when it’s hard.

Receive a copy of Marriage A to Z and an audio download of "Simple Yet Profound Ways to Transform Your Marriage" for your donation of any amount!

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Wouldn't you like to be happier, more fulfilled, someone people would look at and think, "Wow, I wish I could be as positive and kind as that person!" In this program, we get a look at what Chip calls his "Generosity Manifesto." It's a step that'll get you headed in that direction.

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