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Most people—even people of faith—do not understand how the Bible fits together. Too many Christians accept half an inheritance, content to embrace merely the New Testament, while Jewish people may often experience the same by embracing only the Old Testament. But God has an intricate plan and purpose for both the Old and the New. Rabbi Jason Sobel joins us to reveal the many connections in Scripture hidden in plain sight.

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Running from God never leads to freedom. Dr. Tony Evans explores Jonah’s story and shows why rebellion always comes with consequences.

If you’re drowning in debt and someone offers a lifeline, make sure it’s not really an anchor.

When debt feels overwhelming, it’s natural to look for a way out. And there are several options that sound helpful at first: debt consolidation, debt settlement, and debt management. But while those terms are sometimes used interchangeably, they are not the same—and they can lead to very different outcomes.

Neile Simon, a Certified Credit Counselor with Christian Credit Counselors (CCC), joined the show today to explain the differences and help listeners understand which approach best reflects both financial wisdom and biblical responsibility.

Debt consolidation is often appealing because it rolls multiple debts into one new loan. Instead of making several payments to different creditors, you make one payment on the consolidation loan.

That may sound simpler and, in some cases, reduce confusion. But Neile explains that these loans often come with interest rates between 15% and 22%, depending on your credit score. And while consolidation may feel like a fresh start, it does not necessarily solve the deeper problem.

The biggest risk is that consolidation allows you to keep your credit card accounts open. If spending habits don’t change, many people end up running up new credit card balances while still owing on the consolidation loan.

In other words, consolidation can turn one debt problem into two.

Proverbs 13:11 says, “Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.” Debt freedom usually doesn’t come through a quick fix. It comes through steady, faithful steps over time.

Another option people often hear about is debt settlement. These companies typically promise to negotiate with creditors so you can pay less than the full amount owed. But Neile warns that debt settlement can be misleading and financially damaging.

In many cases, debt settlement companies require you to stop paying your creditors. That means your credit may be severely damaged, and the impact can be almost as serious as bankruptcy.

There are other consequences as well. Any forgiven debt may be treated as taxable income, and you may receive a 1099-C at the end of the tax year. In addition, after a period of nonpayment, creditors may pursue legal action, which could result in liens on property or wage garnishment, depending on your state.

For Christians, there’s also a biblical concern. Psalm 37:21 says, “The wicked borrows but does not pay back.” While every situation requires wisdom and compassion, Scripture calls us to take responsibility for what we owe whenever it is in our power to do so.

Debt management is different from both consolidation and settlement.

Through a credit counseling agency like Christian Credit Counselors, you can enroll in a debt management program that helps you repay your debts in full while often reducing your interest rates and monthly payments.

Instead of taking out a new loan, you make a single monthly payment to the credit counseling agency, which distributes it to each creditor in the program. The goal is not to avoid the

Imagine assembling a complicated piece of furniture without the instructions. You wind up with extra screws, a wobbly chair, and maybe a bruised ego. That’s a good picture of life without the Bible! God’s Word is our instruction manual, keeping us from poor decisions and the Devil’s smooth sales pitches. Today on A NEW BEGINNING, Pastor Greg Laurie shows how to build a life where the pieces fit together, because they all came straight from the Manufacturer.

The Harvest Crusade is coming to Angel Stadium on July 11! Stay updated on all important event details. 

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

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Being a stepfather can feel like bathing cats with your hair on fire—but your thoughtful navigation of the dynamics in your home can make a difference that lasts for decades. Author Gil Stuart offers tips on stepfathering thoughtfully, and shaping the kind of family you all long for.

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Five beaches became bloody battlefields, and that became the turning point of World War II. It was D-Day, June 6, 1944 when the allied forces invaded those beaches on the coast of France and began to move against and tore Germany. Of course Nazi stronghold after Nazi stronghold fell to those advancing allied troops, but the war still dragged on. Finally, the allies smashed into Berlin; the war still was on. Eventually, it came down to a few blocks around Hitler's bunker, and finally only after Hitler's death, the surrender came. Then the war was over. There had been a lot of victories along the way, but the war wasn't over until the last stronghold surrendered.

I'm Ron Hutchcraft and I want to have A Word With You today about "The Last Stronghold."

Our word for today from the Word of God comes right out of the life of Abraham. He has walked with God many years at the time this happens. And now in Genesis 22, the ultimate test of his faith. "Some time later, God tested Abraham, He said to him, 'Abraham!' 'Here I am,' he replied. Then God said, 'Take your son, your only son, Isaac, whom you love, and go to the region of Moriah. Sacrifice him there as a burnt offering on one of the mountains I will tell you about."

Man! Imagine this! This is the son God promised; this makes no sense. And yet, Abraham, with the son he deeply loves, marches up Mount Moriah with the knife in his hand, with the wood for the sacrifice altar. In fact it says, "Early the next morning Abraham got up, saddled his donkey, and took with him his son, Isaac." Now, as I pointed out, when this happens, Abraham has walked with God many years. He's sacrificed his security back in his homeland. He's taken many risks for the Lord. He's fought battles for the Lord. He's believed God over and over again. And now God takes him to the edge of faith and asks him to surrender the dearest treasure he's got - Isaac - the last stronghold.

Here is Abraham with his love for God on one hand and his love for something earthly on the other hand, and he must choose. Do you see what he does? He's up early the next morning. I would at least slept till noon. But he's up early the next morning; instant, immediate response, obedience.

Look, you've walked awhile with the Lord, and maybe you've fought battles for him and you've sacrificed some security for Him, you've taken some risks, you've believed Him. But now the Lord is coming to you to ask you to surrender your Isaac; to do whatever He chooses to do with it. God supplied a ram in the thicket for Abraham, and it did not cost him his son. But Abraham didn't know that when he made this walk.

What's your Isaac? A lifetime ambition, a dream of being married, your career, a position you really want, some material expectations, maybe a child that's become too important to you, your ministry. God is looking for you to take back that contract you've asked Him to sign. At the bottom, you know, you've got the things the way you want them and at the bottom you want it signed GOD. No. He wants a blank piece of paper that you have signed. He'll write on it. Are you going to obey Him? He'll never do you wrong. He died for you. It's a crisis in Lordship.

Today He's asking you to lower that flag that says "Mine" on the last stronghold and raise the flag that finally says "His," because if He can have this, He can have anything. Once you release to God what or who you love the most, God will release to you power and peace like you have never known before.