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Chip wraps up with one of the core essentials of our walk with God - our private worship. Chip will let you in on how he does his own personal quiet time, so you can get a glimpse of a fresh, vibrant devotional time with the Lord, for the next steps on your own faith journey.

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How did we know it was a stupid question? Our family was in Alaska some years ago and we asked some of the folks there what seemed like a reasonable question, "Where can we go to see a moose?" Turns out seeing a moose is really no big deal in Alaska. In fact, some people we talked to had hit one recently! So, they're everywhere. Sure. While I was busy speaking, my wife and kids drove all over the countryside looking for some moose. Nada. Maybe people hit them all! They even went to the Moose Sanctuary and they saw no moose there; frustrated, tired of looking, and pretty sure those moose were only in pictures in the tourist brochures. One morning we walked out of the house where we were staying, piled in the car, and started driving down the driveway. Suddenly, one of the kids shouted, "Moose!" And sure enough, there were three members of the antler gang right there at the bottom of our driveway! What we'd been looking for all that time was right in front of us!

I'm Ron Hutchcraft and I want to have A Word With You today about "Looking for What's Right There."

You know this is a time when spirituality is important to more and more people, there's a word you hear a lot and folks use it to describe themselves spiritually - I'm a "seeker" or I'm "searching spiritually." And that's a good thing to be doing. We're created with this eternity dimension by a God who is eternal, and we'll only find life's real meaning by shopping in the store called "spiritual answers." That part is right.

Today, as never before, there's a spiritual cafeteria to choose from. Our search for the truth can carry us to many different religions or a blend of several religions; into New Age spirituality, into ourselves to find the power within us. But like our family hunting for moose, we're looking, but often not finding what we're looking for. Much searching - still no lasting peace, no security about eternity.

It was a number of years ago where 39 members of the "Heaven's Gate" cult committed suicide. It was really unsettling because these were bright people, competent people; sincere spiritual seekers hoping to graduate from earth to, believe it or not, a waiting spaceship. That was their unusual belief. But listen, this is what I wanted to share with you - what one national news magazine observed about them and about us. It said, "Subtract the spaceship and the mass suicide, and you have a yearning and a search familiar to millions of Americans."  That's true.

That magazine pointed out what they called universal needs that many people are trying to meet: "the craving to belong, the wish to connect to something larger than oneself, the secret hope of finding an all-caring parent who offers protection and comfort." I'll tell you what, those needs were built into us by our Creator. 

Our word for today from the Word of God comes from Colossians 1:16. "All things were created by Him and for Him." That simple statement from God could be the beginning of the end of your spiritual search. He says you were created by Jesus; you were created for Jesus. The Savior who's been pretty much in front of you all the time, but maybe you've passed him by because you get Jesus confused with all the religious baggage attached to His name because you thought it was some new spirituality you needed.

But only Jesus died to remedy our central spiritual problem: we're away from God because of our sin. And only the One who paid for that sin with His life can put you and God together. Without that, all spiritual searching must, sooner or later, turn up empty. The day you find is the day you say, "Jesus, You died and it was for me, for my sin. And today, I am Yours." 

He's been here all the time, but you've missed Him. Why don't you make today the day you find Him? Make a trip to our website and find out there how to be sure you belong to

For over half a century, pro-life advocates have fought to protect the sanctity of human life. If abortion disproportionately impacts the poor and the marginalized, specifically Black Americans, why should we seize the opportunity to make right what has gone terribly wrong? NFL great Ben Watson joins us to share a new understanding of pro-life advocacy. Learn how to carve the path forward, promoting life by committing to human flourishing and holistic justice.

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The world promises that hard work leads to fulfillment—but Dr. Tony Evans explains why even success can leave us empty. Learn what real life truly is and where it’s found.

For many retirees, their home is their largest asset. Yet in countless financial plans, that asset is treated as if it barely exists. 

Retirement conversations often focus on Social Security, pensions, IRAs, and investment accounts while overlooking the value built up in a home over decades.

On today’s episode of Faith and Finance, Harlan Accola of Movement Mortgage joins to discuss why home equity may deserve a more thoughtful place in retirement planning—and how a reverse mortgage, when used wisely, can become one tool among many.

According to Harlan, many planning tools display home equity on paper but treat it as untouchable. In practice, that means one of a retiree’s largest resources is often ignored.

Why does this happen? Sometimes, advisors are not trained to incorporate home equity strategically. Other times, people assume reverse mortgages are only for emergencies or financial distress. But that perspective may miss an important opportunity.

Harlan describes home equity as a potential third bucket alongside income sources and investment accounts.

Instead of relying only on withdrawals from retirement savings, some retirees may be able to use home equity strategically to reduce pressure on their portfolio. That can be especially helpful during market downturns or in years when withdrawing from investments would be less advantageous.

The idea is not to replace investments or income, but to strengthen the overall plan by considering every available resource.

When people hear “reverse mortgage,” they often think only about immediate cash needs. But strategic planning can involve much more than that.

Harlan noted that incorporating home equity may create flexibility in several areas, including:

These decisions can significantly impact long-term financial outcomes.

One common concern is whether using home equity will leave nothing to pass on.

Harlan explained that many families are surprised to learn that this is not always the case. Depending on appreciation, spending patterns, and the overall plan, some home equity may remain. In some scenarios, overall net worth may even improve because other assets were preserved.

Of course, every situation is different, which is why personalized analysis matters.

Scripture reminds us, “Moreover, it is required of stewards that they be found faithful” (1 Corinthians 4:2).

Faithful stewardship means wisely managing everything God has entrusted to us—including assets we may be tempted to ignore. A home is more than shelter. It can also be a financial resource that, when handled prudently, helps provide stability, reduce burdens on loved ones, and create greater freedom for generosity.

That does not mean a reverse mortgage is right for everyone. But it does mean it may be worth understanding before dismissing it.

Wise planning begins by asking better questions. Instead of assuming home equity should remain untouched, consider whether it has a role in your broader financial strategy.

If you’d like to explore how reverse mortgages fit into retirement planning, learn more from our trusted partners at Movement Mortgage at FaithFi.c

Sin can have lethal consequences! God had a rescue plan from the very beginning, but that plan required His Son to give His own life so that we could live. Jesus’ death wasn’t a good plan gone bad . . . it was God’s perfect plan to redeem imperfect man. Today on A NEW BEGINNING, Pastor Greg Laurie shows us how the plan of Redemption is the ultimately example of God’s love and providence for His children . . . a love that protects His children.

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Become a Harvest Partner today and join us in knowing God and making Him known through media and large-scale evangelism, our mission of over 30 years.

Explore more resources from Pastor Greg Laurie, including daily devotionals and blogs, designed to answer your spiritual questions and equip you to walk closely with Christ.

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