Property Addicts Australia

“Immigration has been a big driver for the property market... Population growth is one of the three Ps—population, productivity, and participation—which drive long-term economic growth.” - Diana Mousina

 Episode Takeaways:

✅The Australian property market remains resilient due to housing undersupply and high immigration.

✅Solving housing affordability requires increasing annual construction to 250,000 homes to meet demand.

✅Brisbane, Adelaide, and Perth are expected to outperform in 2025, while Melbourne may see price declines.

Meet Diana Mousina

Diana Mousina is the Deputy Chief Economist at AMP, where she provides global economic and macro investment analysis to a diverse clientele. She joined AMP in 2016 as a senior economist and has been instrumental in shaping the firm's investment strategies. Prior to AMP, she served as an economist at the Commonwealth Bank of Australia. Mousina holds a Bachelor of Commerce/Economics and a Master of Finance from the University of New South Wales.

Meet The Property Twins

The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a Mortgage Brokerage and Buyers Agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

DISCLAIMER: No Legal, Financial & Taxation Advice

Property Twins channel contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Past performance is not a reliable indicator of future performance. The projections are for illustrative purposes only and are not an estimate of the investment returns you will receive or fees and costs you will incur.

“The established property that we bought for $330,000 is now worth somewhere around $730,000, about 121% growth over 15 years, or 8% per annum. The unit, similar properties, are now selling for $520,000, which is about 43% capital growth in the same time frame, or less than 3% per annum. The starting point of your property journey is so important because overpaying for a property which may not grow for a very long time or stay stagnant means you won’t be able to progress."

 
Episode Takeaways:

✅ Established properties with land components typically outperform off-the-plan properties in long-term capital growth.

✅ Off-the-plan purchases carry significant risks, including valuation shortfalls, oversupply, and changing lending climates.

✅ Proper due diligence and working with true buyer’s agents, not disguised selling agents, are essential for successful property investing.

Meet The Property Twins

The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage brokerage and buyers agency. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

DISCLAIMER: No Legal, Financial & Taxation Advice

Property Twins channel contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Past performance is not a reliable indicator of future performance. The projections are for illustrative purposes only and are not an estimate of the investment returns you will receive or fees and costs you will incur.

“The major mistake most people make, especially when they're starting out, is the herd mentality. So they're investing where everyone else is investing, rather than taking their own circumstances into account. So that's the biggest mistake - having that herd mentality and using social media as your guru to invest.” - Victor Kumar

Episode Takeaways:

✅Victor Kumar's journey from migrant to property mogul underscores the importance of resilience and strategic adaptability in achieving investment success.

✅Learning from challenges and opportunities plays a critical role in strategically growing a substantial property portfolio.

✅Maintaining a balance between investment objectives and lifestyle ensures both financial success and personal fulfillment.

Meet Victor Kumar

Victor Kumar is a property investor and director at Right Property Group who migrated to Australia from Fiji in 1997 with just $4,500. Transitioning from a career as a radiographer, he built a multi-million-dollar property portfolio and founded Right Property Group to help others achieve financial success through property investment. Known for his adaptive strategies and practical insights, Victor continues to guide investors with expertise shaped by personal experience and market knowledge.

Meet The Property Twins

The Property Twins, Sana and Mona Ali, are identical twins from Sydney who began investing in real estate at 24, building a $5 million portfolio before turning 30. Driven by a lifelong passion for property, they left corporate roles in 2017 to establish Property Twins, a mortgage broking and buyers agency practice. Their mission is to help Australian professionals achieve home ownership and build wealth through property investments.

DISCLAIMER: No Legal, Financial & Taxation Advice

Property Addicts Australia podcast contains information that is general in nature. It does not take into account the objectives, financial situation or needs of any particular person. You need to consider your financial situation and needs before making any decisions based on this information. Past performance is not a reliable indicator of future performance. The projections are for illustrative purposes only and are not an estimate of the investment returns you will receive or fees and costs you will incur.

In this episode, Sana and Mona Ali discuss the average and median super balances, motivations for investing in property through super, key steps required, and common mistakes to avoid.

 Learn about leveraging your super balance to purchase property, the importance of diversification, and the benefits of accessing tangible assets with rental income. Also, to get started, as part of this episode, Sana & Mona also cover the step by step process around loans setup for your SMSF.

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In this episode Sana and Mona Ali discuss how to get the right property for your investment portfolio. Sana and Mona shed light on the risks of brand new and off the plan properties, the cost of analysis paralysis and the importance of meeting the market.

Sana and Mona share the common mistakes they see investors make, the right way and what you need to know. Sana and Mona also talk about what you need to watch out for to purchase investment grade properties.

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In this episode, hosts Sana and Mona Ali delve into the crucial topic of finance in property investing. They discuss the pitfalls of focusing solely on low rates and fees, losing out on tax savings, and getting stuck with high-risk loan structures.

The episode sheds light on the importance of choosing the right lender at the right time, avoiding unqualified advice, and the impact of incorrect repayment types.

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In this episode, hosts Sana and Mona Ali dive deep into the key decisions and strategies involved in building a successful property portfolio.

The hosts share insights from their own property portfolio journey, including decisions they made and lessons learned along the way. They also provide valuable advice on property selection strategies, finance structuring, and cash flow analysis.

Whether you're a seasoned investor or just starting out, this episode offers valuable tips and tricks to help you navigate the world of property investing successfully.

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In this episode, hosts Sana and Mona Ali delved into the challenges and motivations that drive their clients to embark on their property investment journey. We also talk about investors understanding individual financial position, assessing if now is the right time to buy property and providing a step-by-step guide to building a property portfolio. Additionally, we also give you insights into the Property Twins process to support our clients in building their property portfolio.

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In their first episode, hosts Sana and Mona Ali share their personal journey in property investment, discussing how they built a successful portfolio and transitioned from corporate careers to property experts.

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