This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.
In this episode you will learn:
- Coverage A protects against claims for bodily injury and property damage that the insured business causes to others.
- Coverage B handles non-physical injuries such as libel, slander, and copyright infringement in advertising.
- Coverage C provides no-fault medical payments for minor injuries to the public on the business's premises to avoid larger lawsuits.
- An "occurrence" policy covers incidents that happen during the policy period, regardless of when the claim is actually filed.
- The CGL policy does not cover injuries to employees; those are handled exclusively by Workers' Compensation.
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