This podcast is made by Ran Chen, who holds an EA license, Insurance and Securities licenses (Series 6, 63, 65), and the CFP® designation. He is passionate about opening access to high-quality exam preparation resources and helping learners prepare more effectively for professional certification exams.

In this episode you will learn:

- CGL Coverage A responds to bodily injury and property damage claims caused by an "occurrence."

- An "occurrence" is an accident, which includes continuous or repeated exposure to harmful conditions.

- Coverage is limited to a specific territory, primarily the U.S., its territories, Puerto Rico, and Canada.

- The key difference between Premises/Operations liability (work in progress) and Products-Completed Operations liability (work is finished).

- Major exclusions include expected or intended injuries and liability assumed by contract, with a key exception for "insured contracts."

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