Property Confessions

Most people think they understand the property market right now. They don’t.

In this episode, we break down what’s actually happening and why the market continues to move while others sit on the sidelines. We unpack the gaps in what people think they know and what’s actually holding them back from growing.

We also dive into the realities behind lending, strategy, and what it really takes to build a serious portfolio.

What we cover:

• The pre-approval myth — why most “approvals” aren’t what people think
• Why not all brokers are the same, and how the wrong one can cost you long-term
• The structures and strategies most investors never get told about
• A real case study of how restructuring just 2 properties created the ability to scale to 14

If you’re looking to get into property or take the next step, this will give you clarity on what actually matters.

In this episode of Property Confessions, we break down what’s really happening in the property market right now and why most people are getting it wrong.

From strong demand and low supply to the rise in investor activity, we explain why the market is still moving and what that means for you.

We also dive into pre approvals and why what most people think is approved might not actually be secure.

Key points• Why property is still attracting global money• The truth about pre approvals• Why more Australians are shifting to investing• How loan structure affects your ability to grow• The difference between brokers who help you buy vs grow• Why investors get stuck and how to move past itWe also share real client scenarios and behind the scenes insights so you can understand what actually works. If you are thinking about getting into the market or already investing, this episode will give you clarity on what actually matters. Subscribe for more property and finance insights

In this episode, Norris, a Kiwi-turned-Aussie investor, shares how he went from starting with nothing to building a $6M property portfolio across Australia, New Zealand, and Bali.

His journey wasn’t handed to him it was built through risk-taking, consistency, and a mindset focused on long-term growth.

Starting from humble beginnings and working multiple jobs, Norris breaks down the decisions and strategy that allowed him to scale quickly in a relatively short period of time.

Key highlights:

• Built a $6M property portfolio across multiple countries

• Continues buying regardless of market conditions

• Leveraging co-living properties for strong cash flow

• Expanding into international markets like Bali

• Understanding where most investors go wrong early

But the real takeaway goes beyond the numbers.

This episode explores why waiting for the “perfect time” holds most people back, and how taking action with the right strategy can completely change your trajectory.

We also dive into why Kiwis are moving their money into Australia, the differences between markets, the risks and rewards of investing overseas, and the mindset required to keep growing.

If you’ve been sitting on the sidelines or unsure what move to make next, this conversation will shift your perspective.

Subscribe for more real property stories and investing insights.

From starting with one property to building a portfolio worth nearly $5M, Joey and Eric break down how they actually made it happen.

They talk through using equity properly, taking calculated risks, and navigating real setbacks like a builder going bankrupt, all while balancing work and family life.

We also get into cash flow, buying in the right areas early, and the mindset shifts that helped them keep growing.

🎙️Watch the full podcast on Property Confessions 

Available on Spotify, YouTube, iHeartRadio, Amazon Music & Apple Podcasts 

In this episode, Siaope, a Tongan-born Australian concreter, shares how he went from physical labour to building a strong property position through discipline, smart decisions, and the right guidance.

His story isn’t about luck.
It’s about mindset.

Key highlights from the interview:
• Bought a Perth investment for $280,000
• Current value around $477,000
• Rental income of $580 per week
• Nearly 11% yield
• Roughly 70% growth in under two years

But the real takeaway isn’t just the numbers.
It’s understanding that labour income has limits — and learning how to use property, equity, and the right advice to build something bigger for your future.

We also talk about:
• Growing up with strong Tongan values
• Lessons from a father who worked multiple jobs before moving into banking
• Why relying on hard work alone isn’t enough
• Using equity to buy your next property
• The importance of professional guidance
• Balancing wealth-building with family priorities

Now married and expecting his first child after a long journey, Siaope shares how his strategy is evolving — and why property should support your life, not control it.
If you're working hard but wondering how to make your money work harder, this conversation will hit home.
Subscribe for more real property stories and investing insights.

In this inspiring episode of The Money Room, I sit down with Caressa, a dedicated registered nurse with an incredible story of resilience and success. With over 16 years of experience in healthcare, Caressa shares her journey through personal trials, including a challenging separation, and how she transformed her financial future through property investment.

Episode Highlights:

00:00:00 - Episode trailer

00:02:46 - Career as a Registered Nurse

00:04:52 - Nurses and Financial Planning

00:06:40 - Typical Day of a Nurse

00:07:55 - Nurse Salaries and Work-Life Balance

00:11:42 - Property Investment Journey Begins

00:13:12 - Overcoming Separation and Financial Challenges

00:16:20 - Property Portfolio Details and Growth

00:19:45 - Recent Property Acquisition in South Australia

00:22:49 - Advice for Nurses on Investing

00:25:32 - Rapid Fire Questions

About my guest:

Caressa Uy is an Emergency Registered Nurse with a passion for helping others and a love for life’s adventures. A dedicated dog mama to her two pups, Leila and Daisy, Caressa balances her demanding career with moments of joy spent traveling and exploring new places. She’s driven by a commitment to personal growth, acknowledging that she’s a “work in progress” on her journey to becoming the best version of herself.

Find out more about Caressa

Instagram: https://www.instagram.com/resresres/

Watch full video and subscribe to my YouTube channel

https://www.youtube.com/@LuckyVelasquez_

Follow me on Instagram

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Don’t forget to rate and review the podcast!

Spotify: https://bit.ly/4e6x3vc

Apple Podcast: https://bit.ly/3YmxonR

In this episode, I am joined by Fernando Prieto, principal of Solid Partners and Advisors. Fernando shares how he turned a $5,000 investment into a $320,000 profit through property and built an $8.5 million portfolio. We discuss financial decision-making, common mistakes for self-employed individuals, and navigating property development. Fernando also reflects on balancing wealth with giving back, health, and family.

Episode Highlights:

00:00:00 - Episode trailer

00:00:55 - Introduction of Fernando and his background

00:03:10 - Career journey and starting Solid Partners

00:07:54 - $8.5M property investment journey

00:09:31 - First challenge clients encounter in property investment

00:10:40 - Lessons learned from a first time client

00:11:49 - Why people hesitate in property investment

00:15:21 - How a $5k kickstarted Fernando’s real estate journey

00:21:16 - Common financial mistakes self-employed people make

00:24:28 - Financial advice for young investors

00:29:31 - Final thoughts on negative-gearing

00:34:23 - Top 5 Rapid fire questions

About my guest:

Fernando Prieto is the Director and Principal of Solid Partners Accountants and Advisors Pty Ltd. His role is to act as a gateway between his clients and them receiving excellence in accounting and taxations services. With over a decade worth of experience at mid-tier and boutique accountancy firms, Fernando has developed a strong comprehension in complex tax matters. Assisting clients navigate the ever increasing complexities of the Australian taxation system, ensuring compliance and implementing tax effective strategies.

Find out more about Fernando

Website: https://solidpartners.com.au/

Instagram: https://www.instagram.com/solidpartnersaus/

Watch full video and subscribe to my YouTube channel

https://www.youtube.com/@LuckyVelasquez_

Follow me on Instagram

https://www.instagram.com/luckyvelasquez_/

Follow me on TikTok

https://www.tiktok.com/@luckyvelasquez_

Don’t forget to rate and review the podcast!

Spotify: https://bit.ly/4e6x3vc

Apple Podcast: https://bit.ly/3YmxonR

In this episode, I am joined by Jaka Indra, a seasoned professional in the finance and property industry. We discuss the common challenges clients face when navigating the property market. Jaka highlights how many buyers struggle with the emotional pressure of making major financial decisions, often leading to indecision. If you're feeling overwhelmed by the property market, this episode offers valuable insights into how professional assistance can relieve that burden and lead to success.

Episode Highlights:

00:00:00 - Episode trailer

00:00:52 - Introduction of Jaka and his background

00:05:04 - Transition from working at banks to becoming a broker

00:06:11 - The importance of providing unbiased client support in property investing

00:07:54 - Common challenges clients face when buying property.

00:09:26 - The Role of Buyers' Agents

00:12:35 - Current state of the property market and the role of finance in property investment

00:18:11 - Insights on market trends and the potential for future property booms.

00:22:16 - The growing trend of using SMSFs for property investment

00:26:02 - Jaka’s personal property experiences

00:29:04 - Common misconceptions clients have about using buyers' agents

00:32:18 - The importance of understanding risk in property investment

00:33:37 - Rapid-fire questions

About my guest:

Jaka Indra is the GM Partner at Property Avenue. He is a strategic leader with a passion for working alongside people to create and implement strategies that drive exceptional results and bring them closer to their goals. With extensive experience in business development and sales, Jaka's career with blue-chip organizations has honed his leadership skills and deep understanding of service delivery, from frontline operations to senior management.

Find out more about Jaka

LinkedIn: https://www.linkedin.com/in/jakaindraputra/

Facebook: https://www.facebook.com/profile.php?id=607564781

Instagram: https://www.instagram.com/getjakd/

Watch full video and subscribe to my YouTube channel

https://www.youtube.com/@LuckyVelasquez_

Follow me on Instagram

https://www.instagram.com/luckyvelasquez_/

Don’t forget to rate and review the podcast!

Spotify: https://bit.ly/4e6x3vc

Apple Podcast: https://bit.ly/3YmxonR

In this episode, we explore how Joesan Santos achieved a 52% property valuation growth in just over two years, from $464,000 to $704,000. Join us as we dive into Joesan's background as a data center technician for Microsoft, his motivations for investing in property, and the invaluable insights he gained along the way. We explore the challenges he faced, the support from his family, and how he navigated the complexities of the real estate market with the help of a knowledgeable team.

Episode Highlights:

00:00:00 - Episode trailer

00:01:10 - Introduction of Joesan and his background

00:03:00 - Relationship with money

00:06:00 - Joesan’s salary and financial background

00:07:30 - First property purchase experience

00:09:00 - The importance of data in making informed property investment decisions

00:10:30 - First property deal details

00:13:30 - Equity release for future investments

00:15:00 - Second property purchase

00:19:00 - Joesan’s future plans and goals

00:23:00 - Rapid fire questions

About my guest:

Joesan Santos is a 27-year-old Data Center Technician at Microsoft, ensuring everything runs smoothly in the tech world. Outside of work, Joe is passionate about gaming and music. He’s also proud of his accomplishments in the property market, having secured two investment properties on a single income. Always on the lookout for ways to save and invest, Joesan is committed to building a strong financial future while enjoying his personal passions.

Find out more about Joesan:

Instagram: https://www.instagram.com/joesannn/

Subscribe to my YouTube channel

https://www.youtube.com/@LuckyVelasquez_

Follow me on Instagram

https://www.instagram.com/luckyvelasquez_/

Don’t forget to rate and review the podcast!

Spotify: https://bit.ly/4e6x3vc

Apple Podcast: https://bit.ly/3YmxonR

🎉 Welcome to The Money Room with Lucky! 🎉

Get a sneak peek of Episode 1 as Lucky and his guest dive into the world of property investing! This quick trailer gives you a taste of real stories, expert tips, and the steps that helped people turn property investments into financial freedom.

Whether you’re starting or growing your portfolio, The Money Room has something for everyone.

Subscribe and listen now and get ready for our full launch on November 4th!