In this episode of Property Soup, Allan and Travis tackle one of the most common investor questions: should you prioritise cash flow or capital growth in your property strategy? With rising rates and tighter lending conditions, the answer might not be as simple as it used to be.

• 💵 Cash Flow 101: Understand the difference between gross vs net cash flow, and why positive cash flow properties are rare in today’s market.

• 📈 Capital Growth Power: Learn how growth-focused properties can build equity fast—and how that equity can fuel your next purchase.

• ⚖️ Pros & Cons of Both: Discover the trade-offs of each approach—like serviceability vs long-term wealth creation—and why some high-yield areas come with hidden risks.

• 🤯 The $500/week Mistake: Allan and Travis break down how a negative cash flow of $25K a year can eat into your capital growth—and why it’s not always worth it.

• 🔀 The Hybrid Model: Not ready to go all-in on either side? Learn how to find balanced properties with strong growth and manageable holding costs.

🎯 Takeaway: Whether you’re chasing equity, income, or a mix of both—make sure your strategy matches your financial position and goals. The best investment is the one you can actually hold long-term without losing sleep.

In this episode of Property Soup, Allan is joined by mortgage strategist Lionel from Mortgage Works to unpack everything you really need to know about buying property through your super — without falling into the common traps. From setup to lending strategy, this one’s packed with gold for investors curious about using an SMSF.

• 🏗️ SMSF Setup Basics: Discover why getting the structure right before shopping for a property is crucial — and what mistakes could derail your plans.

• 💸 Minimum Balance & Borrowing Power: Lionel shares what most lenders require in super and how to legally boost your fund’s borrowing capacity.

• 📊 Lending Rules & Buffers: Understand the liquidity rules, contribution requirements, and post-settlement buffers lenders look for in SMSF loans.

• 📈 Interest Rates & Extra Costs: SMSF loans are pricier than personal ones — learn what to expect and how to prepare for setup, compliance, and legal fees.

• 🤝 Building the Right Team: From accountants to buyer’s agents, learn why SMSF investing is a team sport — and who you really need in your corner.

🎯 Takeaway: Don’t just set up an SMSF because your mate at the BBQ did. Set yourself up with the right strategy, structure, and team to invest with confidence through your super.

In this spicy episode of Property Soup, Allan from Foundation Property is joined once again by Travis from Genesis Wealth to unpack the real reason why so many would-be investors still haven’t taken the plunge. If you’ve been “thinking about it” for months (or even years), this episode is your wake-up call.

What you’ll learn:

• 😬 Fear of Making a Mistake: Why fear is natural—but also the #1 reason people stay stuck on the sidelines.

• 📊 Overthinking & Information Overload: You’ve watched the YouTube videos, joined the forums, read the blogs… and you’re still not moving forward.

• 🕒 Time is Slipping Away: Lack of time and analysis paralysis might be costing you more than you think—especially in high-growth markets.

• 💰 The Real Cost of Inaction: How missing one year could cost you 6-figures in growth and delay your entire retirement timeline.

• ✅ How to Know You’re Actually Ready: What to look for financially and emotionally—and how to stop waiting and start taking small, confident steps forward.

🎯 Takeaway: If you’ve been stuck, this episode will help you break through the fear, stop waiting for perfection, and start building a better future—one step at a time.

Off-market properties sound exclusive… but are they actually better deals? 🤔 In this episode of Property Soup, Allan and Travis pull back the curtain on off-markets—what they are, when they’re useful, and when they’re just plain overpriced.

If you’ve ever asked a buyer’s agent, “Can you get me off-markets?”, this one’s for you.

• 🏷️ Off-Market ≠ Under Market: Just because a property is off-market doesn’t mean it’s a bargain. In fact, most are overpriced or not even really for sale.

• 🧠 Understanding Seller Motivation: Learn why many off-market sellers aren’t truly motivated—and how that impacts price.

• 🔍 How to Spot a Bad Off-Market Deal: Red flags to watch for, like missing comparables, overpricing, or poor locations.

• 💥 When Off-Markets Actually Work: Discover the rare 1 in 10 deals where off-markets are gold—and how to act fast when they appear.

• 🤝 Why Relationships Matter: Find out how the best off-market opportunities come from agent relationships, not just luck.

🎯 Takeaway: Off-markets are just a marketing strategy—not a magic solution. The real value comes from doing your due diligence and acting fast only when the deal stacks up.

In this episode of Property Soup, Allan sits down with Nick Clunes from Lending Lab to unpack the power of trust lending—and why getting your structure right could be the key to scaling your property portfolio beyond two properties. If you’re stuck at one or two investments and wondering how others build to five, six, or more, this episode is packed with must-know insights.

• 💸 Why Most Investors Get Stuck: Learn why focusing purely on interest rates or buying in “blue chip” suburbs can backfire—especially when those properties drag down your borrowing power.

• 🧱 Trust Structures Explained Simply: Find out how trust lending actually works (in plain English), and why trusts are treated differently by lenders—giving you the ability to scale faster with the right setup.

• 📉 How to Avoid the Biggest Mistake: Discover why maxing out your personal borrowing and funneling that into a trust without the right loan agreements can kill your future borrowing capacity.

• 🔁 Smart Lending Sequence: Nick breaks down the critical order of lenders when scaling through trusts—and how choosing the wrong one first could leave you stuck for years.

• 🏠 What to Buy and Where: From regional growth areas to Airbnb-optimized properties, learn what kinds of properties work best in trust structures to become cash flow positive faster.

🎯 Takeaway: The wrong structure or asset can stall your journey for years. The right combo of strategy, structure, and lending can unlock the path to 3+ properties in just a few years—even on a modest income. Get the right advice, early.

In this episode of Property Soup, Allan and Travis break down the five essential questions every property investor should ask to make smarter, data-driven decisions and avoid costly mistakes. Whether you’re a seasoned investor or just starting, these insights will help you build a more resilient and profitable portfolio.

• 💰 True Cash Flow: Learn why focusing on net cash flow—factoring in maintenance, management fees, and vacancies—is crucial for sustainable investing.

• 📈 Sustainable Growth Market: Discover how to assess economic drivers and demographics to identify areas with long-term capital growth potential.

• 🏡 Ideal Tenant Profile: Attracting quality tenants starts with understanding local demographics and amenities—find out how to minimize vacancy risks.

• 🎯 Long-Term Strategy: Investing without a clear goal can lead to mistakes. Allan and Travis explain how to tailor your strategy for capital growth or cash flow.

• 📉 Market Downturn Performance: Can your investments weather a downturn? Learn why diversification and risk assessment are key to long-term success.

🎯 Takeaway: These five questions can make or break your property investment journey. Get clear on your strategy, leverage data, and invest with confidence!

In this episode of Property Soup, Allan and Travis highlight four common mistakes property investors often make and share actionable strategies to avoid them in 2025. Learn how to set yourself up for success by making smarter decisions and avoiding costly pitfalls in your property investment journey.

• 🌐 Skipping Due Diligence: The hosts discuss the importance of researching vacancy rates, job growth, and infrastructure projects before investing in a property.

• 💰 Overleveraging Finances: Allan and Travis emphasize the need for buffers to weather rising interest rates and unexpected expenses.

• 🚫 Following the Herd: Discover why chasing “hot markets” can lead to poor returns and how data-driven strategies can help you identify growth areas early.

• 🛠️ Not Having the Right Team: Property investing is a team sport! Learn why working with buyers’ agents, brokers, and accountants who align with your strategy is critical to scaling your portfolio.

🎯 Takeaway: Avoid these common mistakes, and set yourself up for long-term success in property investing.

In this episode, the discussion revolves around specific scenarios where hiring a buyer’s agent may not be the best choice for homebuyers. The video emphasizes the importance of understanding the real estate market and suggests that some buyers may benefit from a more direct approach to purchasing a property. The video aims to empower buyers with the knowledge to make informed decisions, highlighting both the advantages and potential downsides of engaging a buyer’s agent.

In this episode of Property Soup, Allan and Travis discuss strategies for negotiating in cooler property markets, contrasting them with the dynamics of hot markets. They explore the benefits of investing in cooler markets, emphasizing the potential for long-term growth and less competition.

This episode discusses the importance of negotiating property deals in a hot market. It highlights the significance of understanding different types of markets and the need for transparency and respect in negotiations.