Provoke.fm Media

In this episode, Paolo Sironi dives into “Beyond Resilience: Patterns of Success in Fintech and Digital Transformation” with author Leda Glyptis. At the heart of the conversation are probing questions: Is success in fintech truly pattern-based? Can the journey of building new banks or digital services, whether from scratch or within established organizations, be predictable enough to replicate? And if patterns exist, are they within our reach to emulate?

Drawing from candid interviews with leading fintech entrepreneurs and innovators, Leda uncovers the raw realities of creating groundbreaking ventures. This isn’t a glorified montage of founder grit set to triumphant anthems, nor a collection of polished vendor success stories that skim the surface. Instead, it’s an honest exploration of the messiness: the lessons learned, the inevitable mistakes, the constant course-corrections, and the profound personal and professional growth required. Leading fintech transformations demands more than sheer resilience: it’s about wielding control amid chaos, maintaining unwavering consistency and integrity, and standing firm, whether solo or with a team.

Join us in this conversation,  perfect for entrepreneurs, innovators, and anyone navigating digital change.

LINKEDIN

https://www.linkedin.com/in/leda-glyptis-phd-272492

TWITTER

In this episode of Breaking Banks Europe, host Don Ginsel is joined by fintech thought leader Alessandro Hatami, co-founder of Pacemakers.io , to explore the most important trends shaping the future of financial services. The conversation covers financial inclusion and well-being, the cultural and legacy challenges holding traditional banks back, and why inclusion is as much an economic opportunity as a social one. They discuss the growing role of AI in banking – separating hype from real impact – along with its surprising effect on human interaction, hiring, and education. The episode also dives into digital resilience, cybersecurity risks, cash versus digital payments, and Europe’s opportunity around CBDCs, stablecoins, and digital identity. A wide-ranging, forward-looking discussion to kick off the new year in fintech.

Follow the guest:

https://www.alessandrohatami.net

https://www.linkedin.com/in/aehatami

In the last episode of 2025 of Breaking Banks Africa, Matteo Rizzi interviews Shirley Mburu, Director of Advisory at BFA Global, to reflect on impact, innovation, and financial inclusion across the continent. Based in Nairobi, Mburu shares her journey into development finance and explains BFA Global’s work as a development consulting and venture-building firm supporting underserved populations. The conversation explores the tension between impact and financial returns, particularly in African investment contexts where entrepreneurs often must build missing infrastructure alongside their core businesses. Mburu highlights stark differences between urban and rural inclusion, stressing the importance of trust, financial literacy, and context-appropriate solutions. She also discusses the risks of under-supported capital deployment and BFA Global’s approach of pairing funding with tailored technical assistance. Finally, the interview spotlights climate and green fintech initiatives such as the Africa Blue Wave and TECA programs, emphasizing resilience, job creation, and long-term livelihoods as critical priorities for Africa’s future.

What’s your favorite holiday movie? It’s a Wonderful Life? Miracle on 34th Street? Scrooged? Plot twist (literally): These are all banking movies.

This week on Breaking Banks hosts Jason Henrichs and JP Nicols invite you to an Alloy Labs virtual holiday gathering. Joined by Amber Frye, Pam Kaur, and Samer Saab, they share favorite holiday movies with good cheer and a twist — the need to tie the cinematic selections back to banking and fintech.

Tie back to banking and fintech, you say? Think fraud, legal contracts, loan workouts, wealth management, alternative investments, identity theft — you get the picture! It’s a lively and animated conversation.

No spoiler alerts, so let’s get this party started … listen and watch now!!

It’s not too late to check out some of the favorite recommendations and to let us know if you agree with their takes, or have suggestions of your own. We’re listening!!

Technology innovator Akshay Chopra joins the Futurists to discuss his new book: “After Us: A Tale of Life Beyond Superintelligent AI.”  In this work of speculative fiction, Chopra posits scenarios of a world dominated by a benevolent superintelligence.  Topics include: the challenge of envisioning a positive outcome in a world organized by AI; the perils of AI-induced delusions;  AI as an evolution of mankind, not a substitute for humanity;  the Dataism philosophy and the Panspermia hypothesis; the appeal and relevance of magical realism;  how AI denialism is a form of grief processing as we mourn the loss of our status as a species;  the struggle to think exponentially instead of linearly;  the threats that Akshay thinks we should be concerned about. 

http://mybook.to/afterus/opt/1

What if someone told you you’ve been underpaid by more than two million dollars across your career?

In this episode, Jason Henrichs speaks with fintech entrepreneur Tom Sosnoff. You may know Tom from founding thinkorswim and tastytrade, two billion-dollar exits that transformed retail investing. His newest venture, Lossdog, launching this month, focuses onsalary transparency.

Traditional compensation platforms rely on legacy salary benchmarks and anonymous, unverified self-reports that create wide ranges. Lossdog’s approach to compensation data is one that uses AI and verified data sources to deliver personalized valuations rather than vague, crowdsourced ranges. Think of it as whole-person valuation meets Machine Learning — a worth engine combined with AI onboarding surfacing overlooked value in resumes, including skills, certifications, pivots, and even career gaps.

It’s all about fair value and knowing your worth! Lossdog aims to give individuals institutional-grade tools to negotiate salary on equal footing with employers by generating accurate compensation valuations.

Listen, share, and subscribe for more weekly fintech insights from Breaking Banks.

Fintech in 2025: an end of year review, and a look forward to 2026.

Detailed Summary:

In this episode of the Finovate podcast, Greg is joined by Steven Ramirez of Beyond the Arc to reflect on the key trends and developments that shaped the FinTech landscape in 2025 while offering predictions for 2026. The conversation explores the evolving dynamics of fintech partnerships, the challenges posed by compliance and governance issues, and the erosion of consumer trust in the industry. From there, they talk about the impact of regulatory shifts, the growing complexity of state-level oversight, and the need for financial institutions to prioritize customer-centric solutions over self-serving strategies. Steven emphasizes the importance of addressing consumer needs, particularly in a volatile economic environment marked by inflation, unemployment, and a challenging job market.

The discussion also delves into the exciting advancements in FinTech, particularly in commercial banking and payments. Steven highlights the rise of instant payments, driven by initiatives like FedNow, and the growing adoption of embedded payments, which are transforming both consumer-facing and back-office workflows. These “boring” but impactful innovations are enabling businesses to operate more efficiently and productively, signaling a shift in focus from consumer-centric fintech to B2B applications. The two also touch on the increasing involvement of credit unions and community banks in adopting these technologies, reflecting a broader market confidence in their reliability and utility.

Looking ahead to 2026, the conversation turns to the transformative potential of AI in the financial sector. Steven predicts a shift from experimentation to real-world deployment of AI solutions, particularly by larger banks, while smaller institutions also find ways to participate. However, he foresees a growing consumer demand for authenticity and human interaction as AI becomes more pervasive. The episode concludes with a call for financial institutions to embrace true personalization, leveraging AI not just to anticipate customer needs but to proactively support them with tailored solutions. This, Steven argues, will be key to building trust and fostering meaningful relationships with the next generation of banking customers amidst a generational wealth transfer.

More info:

Beyond the Arc: https://beyondthearc.com/; https://www.linkedin.com/company/beyond-the-arc-inc-/

Steven Ramirez: https://www.linkedin.com/in/ramirezsj/

Greg Palmer: https://www.linkedin.com/in/gregbpalmer/

Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/

#Finovate #BeyondtheArc #Banking #CreditUnions #banks #yearinreview #digitalbanking #podcast #fintechpodcast #financialservices #innovation #regulators #security #ai #personalization #digitraltransformation #fintech #finserv #modernization #innovation #startup

This week, The Futurists offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine.
INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to refugee children, its mission to ensure every child has the agency to create a dignified life.
Arwa provides a first-hand look at the humanitarian crisis in Gaza and discusses how it impacts the basic needs and access to financial services for people living there.

This week, Breaking Banks offers a human interest story from Brett’s conference travels. Listen as Brett connects with Arwa Damon, former CNN reporter based in Istanbul, and current President and Founder of INARA, an NGO working in Palestine.
INARA, International Network for Aid, Relief and Assistance, is a humanitarian organization providing rapid response and treatment to refugee children, its mission to ensure every child has the agency to create a dignified life.
Arwa provides a first-hand look at the humanitarian crisis in Gaza and discusses how it impacts the basic needs and access to financial services for people living there.

Fintech, innovation, and the credit union landscape – a conversation with the Chairman of the NCUA.

Detailed Summary:

In this episode, Kyle Hauptman, Chairman of the National Credit Union Administration (NCUA), shares his insights on the evolving credit union landscape and the role of regulators in fostering innovation. Kyle reflects on his career journey from Wall Street bond trading to financial policy, emphasizing his commitment to ensuring credit unions remain competitive in a rapidly changing financial ecosystem. He highlights the importance of balancing innovation with safety and soundness, drawing lessons from past industry failures to stress the risks of inaction and the need for credit unions to adapt to new technologies.

Kyle delves into the unique collaborative nature of credit unions, which often share innovations and best practices with one another, fostering a network effect that drives progress. He discusses the challenges innovators face when engaging with regulators, emphasizing the need for clear communication and guidance to avoid unnecessary roadblocks. Through anecdotes, such as the unintended consequences of a regulator’s offhand comment about Bitcoin being “risky,” Kyle illustrates the significant impact regulatory language and actions can have on innovation and decision-making within the financial sector.

The conversation also explores the NCUA’s approach to digital assets and blockchain technology, with Kyle expressing pride in the agency’s positive guidance during his tenure. He underscores the importance of early, broad, and positive regulatory principles, drawing inspiration from the Clinton-Gore administration’s approach to the early internet. For fintech innovators looking to support credit unions, Kyle offers advice on engaging productively with regulators and navigating the unique dynamics of the credit union space. This episode provides valuable lessons for both innovators and regulators on fostering a forward-thinking, collaborative financial ecosystem.

More info:

NCUA: https://ncua.gov/

Kyle Hauptman: https://www.linkedin.com/in/kyle-hauptman-180191/

Greg Palmer: https://www.linkedin.com/in/gregbpalmer/

Finovate: https://www.finovate.com; https://www.linkedin.com/company/finovate-conference-series/

#Finovate #NCUA #CreditUnions #CU #digitalbanking #podcast #fintechpodcast #financialservices #innovation #regulators #security #digitraltransformation #fintech #finserv #modernization #innovation #startup