Provoke.fm Media

This week Brett interview he founder of the world’s first data savings account and data wallet ecosystem, Andre Vellozo of Drumwave. Vellozo makes a compelling case that GDPR and data privacy regulations won’t work in the age of AI, that we need data ownership structures and the ability to monetize our data, especially related to digital twin models like AI-based healthcare. Drumwave maintains that owning your own data and deploying it in the emerging autonomous world might eliminate the need for UBI and other such proposals. Do you know where your data is? 

In this episode, Matteo Rizzi sits down with Artur Pereira — entrepreneur, speaker, SWIFT specialist, and CEO of D-Evo — to explore Africa’s journey from legacy banking systems to digital excellence. Drawing from his extensive experience in Portugal, Angola, and across the continent, Artur unpacks the unique challenges and opportunities in African payments: from interoperability gaps and cross-border complexities to the promise of instant payments, blockchain, and stablecoins. The conversation dives into the role of the African Union in setting standards, the power of data and unified IDs, and why regulatory collaboration is key to scaling FinTech. Artur shares success stories like M-Pesa and Karingo, while advocating for sustainable investment models that empower local talent and entrepreneurs. Together, they highlight why innovation, trust, and regional cooperation are the cornerstones of Africa’s next leap in financial services.

Today we celebrate the 15th anniversary of Dodd-Frank!

Tune in as Alex Johnson (Fintech Takes), Kiah Haslett (writer and former banking and fintech editor at Bank Director), and Dara Tarkowski (Tech on Reg host and Partner at Actuate Law) join host Jason Henrichs. They dive deep into Dodd-Frank, discussing its successes and shortcomings as the most significant piece of regulatory overhaul of the last century. Consider this a master class on the topic!

Does the GENIUS Act have similar potential? Don’t miss these “Sweet Takes” on legislation!

Listen now!

Zoltan István holds the distinction of being the first Transhumanist to run for President of the United States.  Now Zoltan has set his sights on the Governor’s office in California, a $4 trillion economy that ranks as the fourth-largest in the world, and the leader in global innovation. Zoltan joins the Futurists this week to discuss his plan to replace Gavin Newsom. He answers some pressing questions about the future risks and opportunities faced by the biggest US state.

In this episode of Social Currency, hosts Tyler Seydel and Eric Schurr speak with Madhu Yalamarthi co-founder and CEO of Modak — a fintech platform empowering families to teach financial literacy through gamification. Madhu shares how Modak is helping teens build smart money habits using real-world tools like debit cards and paycheck simulations. He also opens up about his personal journey from a small farming village to Stanford and venture capital, and how that shaped his mission to use business and technology for social impact. This conversation dives into why financial literacy is not just about money, but about empowerment, equity, and preparing the next generation for a better future.

In this episode, host Elizabeth Kleinveld is joined by Leon Ifayemi (CFIT) and Kristy Duncan (Women in Payments) to unpack the latest in global fintech. The discussion covers Europe’s shifting financial landscape, with Wise and Starling Bank eyeing US listings—raising questions about Europe’s competitiveness. The EU’s new Anti-Money Laundering Authority takes aim at crypto risks, while the US pushes ahead with stablecoin regulation. Guests explore the UK’s Smart Data Initiative, EU Digital ID Wallet rollout, and the Mansion House Leeds Reforms, all shaping future innovation. The episode also spotlights funding rebounds, strategic mergers, and female leadership in fintech, including Revolut’s appointment of Beatrice Cossa-Dumurgier and Blythe Masters’ return to JPMorgan. From regulation to cross-border payments, this conversation dives deep into how policy, technology, and leadership are driving the next phase of financial services.

This week on Breaking Banks, join us as we explore how real-time data is helping lenders understand financial behaviors beyond traditional credit scores, as Plaid, the largest financial data network, and Experian, a leading data technology company join forces via their new partnership.

Listen as Michelle Young, Credit Product Lead at Plaid and Ashley Knight, SVP of Product Management at Experian connect with host Brett King to discuss how this new partnership is providing proven risk insights and real-time cash flow data to banks, credit unions and consumer lenders, and the potential it brings for a major change in lending. Datos Insights’ Stewart Watterson also joins to offer insights on two critical industry challenges that the availability of real-time cash flow data addresses: creating pathways to credit for underserved consumers, and for financial institutions, expanding the consumer lending addressable market while improving the ability to manage credit risk. It’s a win-win!

This episode is not to be missed! Lend smarter and get ahead of the curve to learn how cashflow and credit data can fuel business performance and competitive advantages now!

Dan Schwarz is the CEO and co-founder of FutureSearch.ai, a startup venture that intends to become the leader in AI-powered forecasting.  Dan points out that hybrid systems that combine human forecasting with machine intelligence have already surpassed human-only prognostication, but the AI-only approaches still fall short. FutureSearch has begun to benchmark several leading AI systems on their ability to provide accurate deep research. Dan tells TheFuturists about the weaknesses in human forecasting and the areas where he sees opportunity for AI to outperform.  Topics include the anticipated trajectory of AI prediction, including the near term pitfalls and risks, and some surprising long term implications. 

JPMorgan Chase has fired the first shot, announcing their plan to charge fintechs what some are calling exorbitant fees for access to customer data. It has the potential to shake the foundations of the open banking movement in the U.S. At the same time, the Section 1033 rule itself is under assault in the courts, and the future of consumer-driven finance hangs in the balance.

In this episode, host JP Nicols is joined by two power players with a front-row seat to the action: Phil Goldfeder, CEO of the American Fintech Council, and Penny Lee, President and CEO of the Financial Technology Association. Together, they debate the billion-dollar question: Should banks control and charge for access to your data, or is true open banking the only way to foster competition and innovation?

No topic is off-limits:

If you care about the future of money, data, and consumer power, you can’t afford to miss this episode. Listen in for a spirited debate that could decide the next decade of financial innovation.

Jon Snoddy is the CEO and founder of Operative Games, where he fuses gameplay with generative AI to create stories that permit the audience to interact with and engage with virtual characters. To create immersive story worlds, Jon draws on his long experience as a theme park designer, an R&D expert for movie studios, and a technologist at National Public Radio.