Provoke.fm Media

A different approach to connecting community banks with fintechs, and predictions for the coming year

In this episode of Social Currency, hosts Tyler Seydel and Eric Schurr sit down with Emily Cisek, co-founder and CEO of Paige (Formerly The Postage®), a platform dedicated to simplifying long-term financial planning and legacy management. Emily shares her journey from startup life to founding Paige, inspired by personal experiences with loss and the challenges of end-of-life planning. They discuss the importance of financial preparedness, overcoming the social friction of these conversations, and how Paige is helping families and small business owners secure their futures. Tune in for insights on financial wellness, social connection, and the evolving role of community banks in supporting generational transitions.

In this episode of Breaking Banks Africa, host Matteo Rizzi engages in an insightful conversation with key figures from the fintech and financial inclusion landscape in Africa. Guests include Thelma Quaye, Director of Digital Infrastructure, Skills, and Empowerment at SmartAfrica; Kosta Peric, Deputy Director of Inclusive Financial Systems at the Gates Foundation; Leila Rwagasana, FinTech Secretariat Lead at Rwanda Finance Limited; and Christian Kajeneri, Director of Payment Systems at the National Bank of Rwanda.

The discussion explores the evolution of financial inclusion and fintech in Africa, with a focus on Rwanda’s digital transformation. Highlights include the launch of the Rwanda National Digital Payment System (RNDP 2.0), the success of Mojaloop in facilitating payment system interoperability, and the inspiring stories of local innovators and entrepreneurs. The episode also touches on the challenges and opportunities for youth, particularly women, in the fintech sector. Through personal anecdotes and professional insights, the episode emphasizes the power of perseverance, passion, and seizing opportunities to drive change in Africa’s financial ecosystem.

Cory Doctorow has a unique ability to peel away the polished veneer of familiar social and economic structures to expose their inner workings. Sometimes what he reveals is ugly, sometimes delightful, but it’s always fascinating. A committed activist, journalist and book author, Cory takes the Futurists on his opinionated tour of today’s tech and pop culture landscape. 

Powered by U.S. Bank and recorded live at Fintech Xchange hosted by the Stena Center for Financial Technology, this episode dives into the most pressing issues shaping financial services today.

In our first segment, Jason Henrichs chats with Sima Ghandi, Sr Advisor FS Vector, Co-Founder of Coalition of Financial Ecosystem Standards (CFES) and Phil Goldfeder, CEO American Fintech Council (AFC). AFC, a standards-based organization representing large financial technology (Fintech) companies and innovative banks, promotes a transparent, inclusive, and customer-centric financial system supporting innovation and access to responsible financial products. CFES is a new (2024) industry-led organization with the goal of developing standards that promote safety and soundness for non-banks participating in financial services. They cover:

·  The growing role of bank-fintech partnerships in innovation and growth, and expanding access to financial services.
·  The importance of clear risk management and compliance standards in maintaining operational and business viability in the fast-moving world of financial services

Then, the conversation shifts to AI and fraud prevention as Jason speaks with John Sun, CEO of Spring Labs, and Simon Taylor, Head of Content & Strategy at Sardine. Sardine offers an AI risk platform for fraud, credit and compliance, and Spring Labs provides an AI-Native conversational intelligence platform that turns chatter into actionable insight. Together, they explore:

·  The future of financial services in a world increasingly reliant on automation and robots
·  The broader implications of AI and Generative AI in shaping the future of financial services

From standards setting in banking and fintech to AI and fraud this episode delivers hot takes and expert insights on the opportunities, risks, and evolving landscape of financial technology.

Collaboration and co-creation between fintechs and credit unions – a recap of a FinovateEurope conversation, and a preview of FinovateSpring

Generative AI is revolutionizing the workplace, but how can managers harness its full potential beyond just automation? In this episode, Paolo Sironi sits down with Elisa Farri and Gabriele Rosani, the authors of the “Harvard Business Review Guide to Generative AI for Managers”. They explore how leaders can use AI as a strategic partner in problem-solving, innovation, and decision-making. They discuss practical applications and real-world case studies about how to leverage AI as a co-thinker to enhance your managerial productivity and business leadership. 

This week, we bring you Part III of exclusive insights from Fintech Xchange ’25 at the Stena Center for Financial Technology and the University of Utah, powered by U.S. Bank. Host Jason Henrichs engages in a dynamic discussion with Jason Mikula of Fintech Business Weekly and Chris Black, CEO & President of Thread Bank. Their conversation spans topics from Banking-as-a-Service (BaaS) and regulatory shifts under the new administration to the dual-edged nature of innovation in today’s financial landscape.

Chris delves into Thread Bank’s unique transformation as it evolved from the historic Civis Bank—established in 1906—into a fintech-enabled community bank. In 2021, new leadership recapitalized and revitalized the institution by adopting an industrial approach to BaaS and launching Thread. Thread’s goal is to deliver the unparalleled value of a community bank to individuals and businesses, leveraging intuitive technology to meet customers where they are. Maintaining two local branches, Thread is delivering on its mission of embedded banking — deposits, loans, and payments, and exemplifies the integration of traditional banking services with modern embedded banking solutions. By transcending geographical limitations and focusing on scalable, durable models, Thread collaborates with partners to manage risks and capitalize on the strengths of partnership banking.

In the second segment, University of Utah alumnus Rhett Roberts, CEO & Co-founder of LoanPro, joins “the Jasons” to discuss the evolving fintech ecosystem and APIs. Are they coming of age? Naturally they talk about cores, and how banks are in the process of conscious decoupling to build resilient infrastructures in order to weather future disruptions.

Rhett shares LoanPro’s journey from inception to powering some of the biggest lenders in fintech. LoanPro offers a scalable, API-first lending and credit platform that fosters innovation by streamlining origination, servicing, collections, and payments across various loan types, lines of credit, and credit cards. This narrative underscores the transformative impact of fintech solutions in modernizing financial services.

Listen and watch to explore these compelling stories!

In this week’s episode we interview author, AI theorist and researcher David Shapiro. Shapiro is part philosopher, part theorist with a fair bit of practical wisdom thrown in. With a hit YouTube channel Shapiro travels  the globe as a speaker and advisor musing on the longer-term impacts of AI, technology and human adaptability. In this deep conversation with host Brett King, we delve into the ways in which advanced AI might completely transform our way of life, including economics, politics and what it means to be human itself. This is not one you’ll want to miss.