Purpose with Mark Bertrang

Mark Bertrang shares a story of a client who approached him at the beginning of his career, asking him to complete an application for life insurance. After finishing the questionnaire, ordering the medical tests and receiving approval from the insurance company, Mark was ready to deliver the policy only to be told the client had changed their mind about the purchase. What happened next forever made an impression and an unsettling realization – You're not guaranteed Life Insurance.

Through a year of the Covid-19 pandemic, racial unrest, of Black Lives Matter comes a message of individual responsibility. What choices do we make each and every day? We are all the role models – either good role models or poor role models; other people have their eyes on us to see how we handle choices in our own lives. We can either live our lives to be uplifting or downgrading. It's our choice. Financial advisor Sheldon Singleton shares his story of being a positive influencer in today's uncertain world.

Amplitude Modulation and Frequency Modulation are the scientific terms for AM or FM radio. What can we learn from the modulation of radio waves in the comparison of the waves that can ripple through our lives and the lives of our loved-ones through the use of life insurance portfolio? Are we planning for the "line of sight" like FM radio waves travel or can we bend the impact from our lives, similar to how AM radio waves can travel over countries and to the four corners of the world? AM radio, like solid whole life insurance can expand our horizon beyond what we can see with our eyes.

Each spring we spring ahead and each fall we fall back. We adjust our clocks for the change of daylight savings time. Wouldn't it be great if we could make the same adjustments with the planning of our lives? If we could only spring ahead of unforeseen problems or fall back to correct previous mistakes we have made in our lives. Isn't it time to set our personal values clock today to endure no matter what potentially happens in our lives?

Many times, people become distracted by what a product is called and forget the need to focus upon what it might accomplish for them. Some may deny themselves the benefits of liquid safe accumulation of cash along with the protection of their families because of the regulatory names of products. The questions to ask is 'what are the benefits to you and your family?" or "how will this product sing in your life?" It's not what in its name. It's what it can do for you.

Whole Life insurance has existed for well over a century; yet to many there is confusion as to how the accumulation of its Cash Values work. There's a Guaranteed-side to Whole Life insurance that's built-in contractually and there's a side which can accumulate through the use of dividends which may be declared by mutual insurance companies, which allows policyowners to participate in the profitability of the issuing life insurance company. This episode describes the simplicity of how the equity builds into a permanent whole life insurance policy.

Recently with wintery sub-zero temperatures outside, Mark found his house with a broken furnace. While the HVAC guys were tearing out the old and installing the new, Mark was calculating the actual 'lost opportunity cost' of a furnace, it's yearly maintenance, the ongoing expense of natural gas, the impact of inflation and what would that money might have provided for his family's future economy to determine of the real cost of heating one's home over the next two decades.

Guests: Kevin & Jessica Schaler Adult & Teen Challenge of Western Wisconsin-La Crosse is a long-term faith-based drug and alcohol recovery center that serves women, age 18+. It's a place of refuge for those who are stuck in the bonds of chemical addictions, as well as other life-controlling problems, taking a holistic approach to address the physical, emotional, and spiritual needs of each person. They work to help address issues and assist our clients to heal on a heart level, so destructive patterns end and healthy ones are established. A Bible-based curriculum giving the necessary tools to help clients overcome hurts, habits and hang-ups, seeing God's changes from the inside out with the goal of life transformation and total restoration.

Wealth isn't measured by how much money you have; it's measured by how much freedom you have. It's easier to get ahead if you can follow a leader. Who is your leader? How do you become a member of their tribe? How do you create a tribe? It involves values, beliefs, ethics and a difference between your tribe and those standing from the outside looking in.

Careful consideration needs to be examined when a whole life insurance policy is used to accumulate cash for opportunities and cash for emergencies. Whole life insurance provides more than just a death benefit. It also provides potential liquidity for many different options that may require available cash. How does a MEC status affect your cash options?