The AARP recently found that 48% of Americans age 55 and older have zero retirement funds at all. To combat this massive gap, some states will require employers to provide retirement plans for their employees.

If your state requires you to offer a retirement plan this year for the first time, where do you start?

Nicole Wilson, Director of Retirement Consulting at Guideline, shares what you need to know to choose the best plan for your small business and how to get started.

Additional Resources:

• Order your copy of our book People Operations: Zenefits.com/pops-book
• Submit your People Ops questions: https://www.zenefits.com/workest/ask-a-question/

On this episode, you’ll hear:

• [00:30] What the 401K access gap is
• [01:30] Which states have retirement plan deadlines in 2022
• [02:45] Administration considerations
• [03:30] Cost considerations
• [04:30] Plan design considerations
• [05:00] What to look for in a 401K plan