When engaging in transactions with unfamiliar sellers, it is imperative to comprehend the risks and safeguards associated with various payment methods. Checks, credit cards, wire transfers, and person-to-person apps each present distinct vulnerabilities and protections. Quincy Crawford, Branch Manager at Chase Bank in Seattle, highlights prevalent payment scams such as counterfeit cashier's checks, overpayment schemes, and wire transfer solicitations. Crawford advises utilizing secure payment methods like credit cards and exercising caution with wire transfers and person-to-person apps to safeguard financial assets.

Interview by Chris B. Bennett