Get to know former punter for the New England Patriots and now Senior VP of Mortgage Banking at top-notch First Horizon Bank.  Take a deep dive into the entire mortgage process and all that goes along with it, including .

• The role of mortgage professionals
• Different types of mortgages
  • Conventional, FHA/VA, ARMs, USDA, Construction-to-perm vs. End loans, Doctor Loans, and others
• The importance of a good credit score
• Pre-qualification vs. Pre-approval

And SO much more!

Take a deep dive into what you need to do to prepare for the impact of a hurricane and all the effects it can have on your home, your family, pets, and you!  You'll learn the stages of a hurricane as well as the wind speeds of each.  Should you evacuate or stay in your home?  What should you do about food?  What about important documents and photos?  You'll also get an understanding of what to do when you return to your home if you evacuated.

Take a deep dive into the preapproval and prequalification process and learn what each means.  Understand how one is better than the other and the importance of getting a "proof of funds" from buyers when selling a home.  Discover the pitfalls of not adhering to a strict policy of requiring a proof of funds with every offer.

Take a deep dive into information on one of my passions... home building!  Learn the condensed version of all the stages of construction and what to expect during the process.  You can rest assured that the (production) home builders have figured out the process, down to a science.  

Take a deep dive into why it is important to stage AND clean your home prior to listing it.  See the home through a prospective buyer's eyes as well as through the eyes of the buyer's agent.  Learn about how ignoring maintenance and/or repair items in your home can cost far more than the repairs themselves.

Interest rate hikes, low inventory, high demand, and lenders that are trying to write loans.  All this makes for a market that is great for sellers, but not for buyers.  Take a deep dive into what is causing it and how buyers can make their offers more "attractive" to sellers.

Get an understanding of what causes inflation, what can be done to slow it down and how interest rates play into that formula.  Then, take a deep dive at how that affects the real estate market.

Take a deep dive into how some builders keep from paying a commission to Realtors.  Find out why some builders have a policy regarding how/when you must register with them in their communities.  Understand the advantages of being represented by a Realtor when buying a new home and why some builders do not value that relationship.

This episode, we take a look at the commission structure when buying or selling a home.  Who pays the commission?  Learn what services you should be paying for.  How does the Realtor earn their commission?  Is the commission negotiable?  Get a complete understanding of the entire concept of commission.

Take a look into the factors that help determine a good offer price and terms including; reviewing Comparative Market Analyses and details of each "active", "pending", and "closed" home to determine the value of the home in which you have interest.  Discover the importance of using a Realtor in this process and the pitfalls of trying to do it on your own.