You may have heard of the “4% rule” when it comes to retirement. The idea is simple: After you retire, you withdraw 4% of your investment portfolio each year. In theory, this helps ensure your savings last for your lifetime. While this rule can be a helpful starting point, it's not a one-size-fits-all — and it's definitely not a substitute for a plan tailored to your specific needs, wants and wishes.

Jared and Jim discuss the available mechanical service repairs through Triple J Repairs, which is located outside Monmouth, plus share a field update ahead of the harvest season on the WRAM Morning Show.

Sandburg Vice President of Advancement Eric Johnson joins WRAM's Kailey Foster to discuss the new Ag Tech Incubator coming to downtown Galesburg in 2026.

Jodi and Amy discuss a grant Head Start received, enrollment, early childhood programs, classrooms across the Regional Office of Education service territory, and more on the WRAM Morning Show.

Miss Eva Ceja, Junior Miss Sophia Sebben, Little Miss Charley Chandler, and Mini Miss,Talia DeReu joined WRAM's Kailey Foster to discuss the Miss World Festival Queen Pageants and the upcoming Kewanee Hog Days.

Jeannie Weber shares details into the merger of United Way of Greater Warren County and Knox County. The merged organization will be United Way of West Central Illinois. Weber also highlights the upcoming Hispanic Heritage Festival taking place on the Monmouth Square September 20th.

Paul recaps his time at Monmouth College before talking athletics for the upcoming season at Western Illinois University on the WRAM Morning Show.

Superintendent Hawkins talks back to school for the United School District, the budget, Band Director Madeline Wood's recent success, transportation, Meet the Team Night, and more on the WRAM Morning Show.

After a successful week at the Illinois State Fair, Aubrey Killey joined the Noon Ag Hour to recap the experience.

Sammy discusses the Save A Lot rewards app program and meat and produce at the store before switching gears to previewing the 2025 Warren County Prime Beef Festival on the WRAM Morning Show.