The NPA scam has mounted to 10 Lakh Crores in India. Bad loans which led to the increase in NPA originated between the year 2006 to 2008. Everyone in the system tried to conceal it right from Netas to Babus to Borrowers to Bankers. It was Raghuram Rajan, the former RBI Governor who insisted the banks to clear their balance sheets and come clean. The NPA's created during UPA regime were window dressed. The most important fact that came to light is that the loans were provided to well connected defaulting promoters. Sadly no defaulter has been caught as of now for contributing to the NPA's. It won't be right to just blame Mr Raghuram Rajan because the earlier government is equally responsible. So who all are there to be blamed in such a colossal scam? Mr Akhilesh Bhargava, Business Editor of HW Business and Finance shares his insights on the matter in this exclusive video.