Rambling Mind

Rambling Mind

By Kelechi IwuabaBusiness
Download on the App Store

Rambling Mind episodes

  • Trump Does Not Concede, Pfizer Vaccine 90% Effective, New Apple Silicon

    %New President in town, President-Elect Joe Biden was officially called on Saturday morning. However, this does not mean that current President Trump has conceded the election. Bigger news though is the fact that the government might be divided with the Senate going to the Republican party. This is supposed to be good for the stock market but that is not always the case. 

    Virus cases are on the rise once again. But on the positive side, we have an effective vaccine from Pfizer. The economic disaster caused by the coronavirus is finally starting to turn around with the unemployment dropping 6.9%.

    With all the news with the election, we have kinda forgotten about the Affordable Care Act which is going before the Supreme Court this week. 

    Apple announced their new chips for computers called Apple Silicon.

    heck out the website for more information: ramblingmindshow.com/

    Find me on more platforms: linktr.ee/kelechiwuaba
    If you have questions email me at [email protected]
    Join the Discord: discord.gg/4Qj2pQ4
    Find me on all the socials below:
    www.instagram.com/ramblingmindshow/
    youtube.com/leechimane
    twitter.com/kelechiwuaba

    32 min
  • Interview with Grace of "Road to FIRE" - Talking Family and Financial Independence

    In this episode, I have the awesome opportunity to interview Grace of "Road to FIRE". She is a mom, marketer, and creator, who talks about all things finance. She is very transparent about her financial journey and how she is reaching her goals. In this episode, we dive into what got her started, why is continues, and what exactly F.I.R.E means. She talks about being a mom and pursuing her financial goals and I think this will be great for everyone to get something out of.  

    Go check out Grace on Road to FIRE:

    • Her Instagram: https://www.instagram.com/road_tofire/
    • Her YouTube: https://www.youtube.com/channel/UC4D0YOReMzJo9z3Cc0155FA

      • Check out the website for more information: ramblingmindshow.com/

      Find me on more platforms: linktr.ee/kelechiwuaba

      If you have questions email me at [email protected]
      Join the Discord: discord.gg/4Qj2pQ4
      Find me on all the socials below:
      www.instagram.com/ramblingmindshow/
      youtube.com/leechimane
      twitter.com/kelechiwuaba

      28 min
    • Stock Market Doesn't Care Who Wins the Election

      Election mania continues but apparently the stock market did not get the memo that we still do not know who the president is.

      Check out the website for more information: ramblingmindshow.com/

      Find me on more platforms: linktr.ee/kelechiwuaba

      If you have questions email me at [email protected]
      Join the Discord: discord.gg/4Qj2pQ4
      Find me on all the socials below:
      www.instagram.com/ramblingmindshow/
      youtube.com/leechimane
      twitter.com/kelechiwuaba

      18 min
    • Interview with Tolu of Tolu's Notes - Investor and Software Engineer

      Today's episode is a very special one for me. I am interviewing someone who has become a friend. Today I interview Tolu of Tolu's Notes. He writes a weekly newsletter on Investing and ways to invest. I am excited to have him on the show. We talk about all things from what it was like to grow up in the US after moving from Nigeria to the fact that we might be in a Bubble. To the mindset you need to have when investing to his philosophy on money. 

      Go check out Tolu Everywhere:

      • Tolu's Note: https://tolusnotes.com/
      • His Instagram: https://www.instagram.com/tolusnotes/
      • His Twitter: https://twitter.com/tolusnotes
      • His YouTube: https://www.youtube.com/c/tolusnotes
      • His Podcast: https://anchor.fm/tolusnotes

        • Check out the website for more information: ramblingmindshow.com/

        Find me on more platforms: linktr.ee/kelechiwuaba

        If you have questions email me at [email protected]
        Join the Discord: discord.gg/4Qj2pQ4
        Find me on all the socials below:
        www.instagram.com/ramblingmindshow/
        youtube.com/leechimane
        twitter.com/kelechiwuaba

        Available on 8 platforms

        57 min
      • Crypto Becomes Mainstream, Microsoft and Tesla STRONG Q3 Earnings, Twitter Google Facebook Congressional Hearing

        Today it is mainly about earnings and the stock market. Stock market continues to crash due to the rise in daily Coronavirus cases. Tesla announced recording breaking earnings for the Third Quarter. Cryptocurrency is becoming more and more mainstream as PayPal adds it to its platform as a payment method. Quibi shuts down. Microsoft had a blow out third quarter but not all that shines is gold. Google, Twitter, and Facebook versus Congress talking Section 230 of the Communications Decency Act. 

        Bonus News that I found interesting: NASA found water on the moon and lots of it. Ant Group a Chinese Fin-Tech company had a blowout IPO raising over $34.4 billion. Amy Coney Barrett is our latest SCOTUS. Record breaking early voting.

        Check out the website for more information: ramblingmindshow.com/

        Find me on more platforms: linktr.ee/kelechiwuaba

        If you have questions email me at [email protected]
        Join the Discord: discord.gg/4Qj2pQ4
        Find me on all the socials below:
        www.instagram.com/ramblingmindshow/
        youtube.com/leechimane
        twitter.com/kelechiwuaba

        34 min
      • How to Select a Stock to Invest In

        Today we are talking about how to select a business to invest in. You have to always remember a stock is not just a number on a screen but an actual company that is behind it. The stock will do as well as the company. So what are the things that you need to keep in mind when you look at the company.

        Check out the Websites: ramblingmindshow.com/

        Goodies here: https://linktr.ee/kelechiwuaba

        1. Find a wonderful business. This is a business that has MEANING to you.

           -Do you believe in the things the company does?
           -If the company was the only company you owned for the next 50 years, do you think it can provide for you and your family?
           -Or will you be starving?
        3. Determine the worth of the business.
           -I call this the Mamba Mentality of the business.
           -Basically does the business have a MOAT or an edge, a competitive advantage?
           -But another question you have to ask when you look at a business is, can you determine who the competition for the business will be? IS it actual businesses or regulation by government?
           -What does the management team look like?
           -A good business can be ruined by bad management
           -Easy way to see management is how they do with the Return of Equity and Return on Invested Capital
           -Also how do they manage the debt they have?
        3. Buy the business at a discount aka determine the Margin of Safety of the Business. Warren Buffet calls this buying a dollar for 50 cents.
           -This is the hardest part because unlike going shopping for cars or shoes or phones. Stocks do not come with a sticker price.
           -This is where you have to determine the value of the business.
           -This is the part where patience comes into play. Are you willing to wait until the right opportunity comes around to buy into that business?

        If you have questions email me at [email protected]

        Join the Discord: discord.gg/4Qj2pQ4
        Find me on all the socials below:
        www.instagram.com/ramblingmindshow/
        youtube.com/leechimane
        twitter.com/kelechiwuaba

        26 min
      • #EndSars, Twitter and Facebook Joe Biden Scandal, Department of Justice Sues Google

        Todays podcast episode is a bit different from normal. We start by talking about the #ENDSARS movement in Nigeria. Then we talk about Twitter's bad decision to block a story by New York Post to try to limit the spread of misinformation. Then we talk about Google having to face the music from the Department of Justice's antitrust lawsuit.

        Check out the website for more information: ramblingmindshow.com/

        Free Stocks and Free Money: https://linktr.ee/kelechiwuaba
        If you have questions email me at [email protected]
        Join the Discord: discord.gg/4Qj2pQ4
        Find me on all the socials below:
        www.instagram.com/ramblingmindshow/
        youtube.com/leechimane
        twitter.com/kelechiwuaba

        29 min
      • Understand These 3 Things To Be Successful in Life

        If you learn these three things, you will be successful in life. Learning how to use these things to your advantage can either make or break you.

        1. Discipline - Live on Less than You Make. Do not allow your urges determine which direction you go. Do not allow general opinion be your deciding factor.

        2. Money - but not in the sense you think. Getting your money to work for you. Very easy decision for this either Make more or Spend less. Money is not everything but it is a very important tool.
        3. Time - the powerful and important part of it. Patience is key. Think in terms of exponential.

        If you have questions email me at [email protected]

        Join the Discord: discord.gg/4Qj2pQ4
        Find me on all the socials below:
        www.instagram.com/ramblingmindshow/
        youtube.com/leechimane
        twitter.com/kelechiwuaba

        19 min
      • Apple releases iPhone 12, Facebook Bans Anti-Vaccine Ads, Bank Third Quarter Earnings

        If you have questions email me at [email protected] or just got to https://ramblingmindshow.com/

        Link to the Discord: https://discord.gg/4Qj2pQ4

        Connect With me in various ways here: https://linktr.ee/kelechiwuaba

        In this episode we have new iPhone launching from Apple. We have Facebook banning Anti-Vaccination Ads amongst other bans. Big Bans announcing quarterly earning and it was whelming.

        • Lakers win the Championship: https://es.pn/317YFxq
        • NBA Boycott: https://bit.ly/3iYyiA8
        • Ratings Drop for NBA Finals: https://bit.ly/3lMIwFz
        • Roblox plans to IPO Next Year: https://bit.ly/3iZXJBl
        • Roblox crazy growth: https://bit.ly/3lO2901
        • Curbside Pick Up Explosive Growth: https://cnb.cx/3ds7OWu
        • Bestbuy Curbside Growth: https://nyti.ms/3dpG7xM
        • New iPhones: https://cnet.co/34Rx2cY
        • Facebook bans Anti-Vax Ads: https://cnb.cx/2FsrD3s
        • QAnon Ban: https://nyti.ms/371IZQe
        • Bank 3rd Quarter Earnings: https://reut.rs/3nO1Gga
        • S&P 500 Earnings: https://on.wsj.com/3nTKUfN

          • Join Webul and 2 free Stocks: act.webull.com/kol-us/share.html

          Join Robinhood and Get a Free Stock: join.robinhood.com/kelechi15
          Join M1 Finance and get $10: https://m1.finance/qdcaTAIl-bqC

          Cover Art: www.instagram.com/bydissirama/

          35 min
        • Money Lessons We All Need to Know

          1. Money is not everything but it is important. Money is nothing more than a tool.

          2. 80-20 rule states 80% of results come from 20% of efforts but the opposite is also true. This applies to money as well. Sometimes we buy things to try and get the full 100% but in reality are money isn't going as far anymore and you begin to get to the stages of diminishing returns.
          3. Cash flow is King. And it's greater than having an asset that produces nothing. If an asset begins to cost you more than it brings in. Then it's a liability and no longer an asset
          4. A House is not always an asset. Count the cost. A lot of people buy more house than they can afford and end up being House poor. Just because the bank says you can afford a certain size loan does not mean you have to take that loan. Just make sure you are balancing your opportunity cost versus owning a home.
          5. Learn how to negotiate and learn how to sell. Not because you will be selling things but because you can be on a stronger footing when people try to sell things to you. Book "Never Split the Difference" by Chris Voss https://amzn.to/30TwLVV
          6. Always pay yourself first. In this I mean ensure you are saving money before you spurge all your income. Always remove money for savings before you start buying stuff.
          7. Disciple = Freedom. I know it sounds like an oxymoronic statement but truly the moment you learn to discipline yourself in areas of your life that you want to enjoy more. The more you really get to enjoy your life.
          8. It is okay to spend money. Just be aware when you do spend the money. Don't spend money without thinking about it. I spend money even though I'm more frugal than most people but there are things that I am willing to spend money on.
          9. Bonus Giving is one of the most freeing things that you can do in your life. It gives you a sense of gratitude which allows you to actually look at life from a totally different point of view. When you spend less time worrying about holding on to your money, you actually are able to find more ways to make more money.

          Check out the Website: https://ramblingmindshow.com/

          If you have questions email me at [email protected]

          Find me on all the socials below:
          www.instagram.com/ramblingmindshow/
          youtube.com/leechimane
          twitter.com/kelechiwuaba

          Join Webul and 2 free Stocks: act.webull.com/kol-us/share.html
          Join Robinhood and Get a Free Stock: join.robinhood.com/kelechi15
          Join M1 Finance and get $10: https://m1.finance/qdcaTAIl-bqC

          Cover Art: www.instagram.com/bydissirama/

          32 min

        About Rambling Mind

        From the publisher's feed

        Rambling Mind is a podcast by Kelechi. He is focused on guiding and teaching on ways to build wealth and learning more about the business world.