In this episode of The Mortgage Show, we break down where rates stand right now, why they’ve been so unpredictable, and why waiting for the “perfect” rate could actually cost you. We also talk through what we’re seeing in the market, with buyers gaining a bit more leverage, more negotiations happening, and better opportunities for FHA and VA buyers than we’ve seen in recent years.

We also dive into a major upcoming shift in condo financing, including the removal of limited reviews and stricter reserve requirements, which could impact condo values and deal approvals moving forward. If you’re buying, refinancing, or selling, this is a quick, real-world snapshot of what’s happening right now and what to keep an eye on.

In this episode of The Randy Forcier Podcast, I sit down with Sam Pecor, who’s running for the Biddeford Charter Commission, to break down what this whole process actually is and why it matters more than most people realize.

We get into what the city charter really does (think of it as Biddeford’s constitution), how often it gets revisited, and why 2026 is a big opportunity for change. Sam walks through the timeline, how the commission is formed, and what happens after the June 9th election.

We also talk about real examples of what could be addressed, like staggered terms, compensation, simplifying the language of the charter, and making local government more accessible and accountable. There’s a good conversation around trade-offs too, every change has pros and cons, and that’s a big part of the process.

If you’ve ever felt like local government decisions just “happen” without really knowing why, this is a good starting point. The goal here is simple, help more people understand what’s going on and why it impacts them every day.

Whether you’re planning to vote or just want to be more informed about what’s happening in Biddeford, this is worth a listen.

We’re back with another episode of The Cheap Seats, and this one covers everything. We dive into the Celtics’ playoff outlook and why this team feels different heading into the run, hit some of the most intriguing first round matchups across the NBA, and debate the MVP race.

From there we get into a frustrating Red Sox start, what’s going on with Roman Anthony, and whether there’s something deeper behind the struggles. We also break down The Masters, Rory’s win, and how close it was to turning into an all-time finish.

We wrap it up with some NFL talk, the Vrabel situation, Patriots draft thoughts, and of course a little pickleball update.

Good mix of takes, rants, and a lot going on in the sports world right now.

In this episode of The Rehashables, we break down the blockbuster hit Project Hail Mary. A few weeks late to the party, but right on time for a deep dive, we cover everything from first impressions and book vs. movie comparisons to standout scenes, characters, and moments that hit hardest.We get into why this movie has taken over pop culture, how Ryan Gosling elevates the film, and whether this belongs in the top tier of space movies. Plus, we run through our signature categories, including best scenes, best lines, questionable decisions, and more.If you’ve seen the movie (or read the book), this is a full spoiler breakdown packed with reactions, debates, and a lot of appreciation for one of the most talked-about films of the year.

In this episode of THE MORTGAGE SHOW, we break down how the market flipped in a matter of weeks, why rates jumped so fast, and what’s actually happening behind the scenes with inflation, the Fed, and the bond market. If you’ve been wondering why mortgage rates don’t always follow the rules, this is a good one.We also get into how we’re navigating it with clients, from setting target rates to getting fully approved upfront so you’re ready to move when the opportunity hits. Plus, a real conversation on borrower psychology, chasing lower rates, shopping lenders, and when it actually makes sense to pull the trigger.We round things out with some recent wins, creative loan scenarios, new programs like doctor loans and spec home financing, and a little trash talk to close it out.

In this episode of the Randy Forcier Podcast, I sit down with Vassie Fowler, Executive Director of Seeds of Hope, for a real, honest conversation about homelessness in our community. We get into how Seeds of Hope has grown from a small church basement operation into a 24/7 resource serving nearly 100 people a day, and what that actually looks like behind the scenes. Vassi shares how they’re helping people find housing, restore dignity, and navigate some of the toughest circumstances you can imagine.We also talk about common misconceptions around homelessness, the emotional toll of the work, and some powerful success stories that show real impact, including people who’ve gone from being unhoused to rebuilding their lives. Plus, we cover big news on their expansion into a family shelter in Sanford. If you’re local to Biddeford or Saco, this one will give you a much clearer picture of what’s really going on and how you can help.

On this episode of The Cheap Seats, we go rapid fire through a bunch of the biggest stories in sports right now. We talk Jayson Tatum’s return to the Celtics and the insane atmosphere around that game, Bam Adebayo’s 83-point night and why it felt a little weird, the World Baseball Classic, early Red Sox thoughts, Patriots free agency moves, NFL quarterback talk, March Madness, the Olympics, and even a quick pickleball update. A little Boston sports, a little NFL chaos, and a lot of firing off takes.

Hosted by Randy Forcier & Chris Bedard.

The Rehashables return for our Oscars preview. We hit supporting actress and actor, lead actress and actor, best director, and best picture, with thoughts on Hamnet, Marty Supreme, One Battle After Another, Sinners, Sentimental Value, The Secret Agent, Weapons, and more. We debate the “momentum” winners from the awards circuit, pick our favorites (heart picks included), and make the case that best picture is basically a two-movie race.

The Rehashables is part of Randy Forcier Podcasts.

Hosted by Randy & Matt Forcier.

Randy and Chris sit down with Chris George, the CMG Home Loan founder,' to talk about the company’s move into banking and what the CMG Bank evolution really means for loan officers, referral partners, and borrowers. They break down the strategy behind playing on both sides of the balance sheet, new product opportunities, and how this shift could change the competitive landscape.

Chris George also gets candid about leadership, culture, loyalty through the 2008 crisis, and why he believes the next decade is his window to go all in.

If you want the inside scoop on where CMG is headed and what it could mean for your business, this is a must-listen.

In this episode of The Mortgage Show, Chris and Randy break down a rollercoaster week in the mortgage world. They dig into the brief dip into the 5s, why it didn’t last, and what actually drives rate movement behind the scenes, including mortgage-backed securities, global factors, and inflation pressure.

They also talk real-world strategy, when refinancing actually makes sense, how to be ready when rates move, why fast closings matter more than ever, and what borrowers can do to put themselves in a position to win. Plus, a look at rising credit report costs, debt consolidation through refis, and why local market conditions still matter.

Mortgage talk with context, honesty, and a little fun mixed in.