Ransomware and other cyber crimes are an ever-increasing (and very expensive) threat to community banks and their customers. There are many ways to prevent such an attack, but cybercriminals are getting smarter every day. What do you and your team do when the worst happens? In this first part of a two-part episode, cyber banking attorney Bill Repasky and IT Manager Jared Luyster discuss the effects of ransomware attacks, how they happen, and how a community bank should respond to minimize the damage.