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Everyone’s got an opinion about money (especially the people with a book deal or a TV show). Some of that advice is useful. Some of it sounds better on a stage than it works in real life. Today, Ryan breaks it all down. Financial hot takes can be entertaining, motivating, and occasionally unhinged. The key is knowing which advice fits your life and circumstances and ignoring the irrelevant stuff.

Here’s what we discuss in this episode:

💰 Kiyosaki’s Risk Play: Entrepreneurship, gold, Bitcoin volatility

🏠 Real Estate & Leverage: Long-term value vs high-risk borrowing

📉 8% Withdrawal Rule: Too aggressive for most retirees

🧠 Behavior Beats Math: Discipline drives outcomes

🤖 AI Abundance Theory: Skepticism about retirement irrelevance

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