Real Estate 101

By Boyle Team | Bowmanville Real Estate (Marlene Boyle)

IMPORTANT INFO FOR SELF EMPLOYED RESIDENTS OF CANADA!

Here's how to qualify for a mortgage when you're self employed + other valuable tips and tricks by Lora Behm, a mortgage broker in Durham Region.

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FAQs about Real Estate 101:

How many episodes does Real Estate 101 have?

The podcast currently has 5 episodes available.

Real Estate 101 episodes:

September 18, 2023 All About Title Insurance & Title Fraud in Ontario | Real Estate 101
Discussing Title Insurance, Title Fraud, and more with Mark Armstrong, Lawyer at MBAA Law, and Katie Bailie (Nielsen), Business Development Manager at FCT.
CONTACT MARK:
Email: [email protected]
Phone: 905 728-7335
CONTACT KATIE:
Email: [email protected]
Phone: 416 407-6534
...more
30min
September 18, 2023 Real Estate Investing & Mortgages | Real Estate 101
Discussing real estate investing, mortgages, and much more with Jason Quamina, mortgage broker.

...more
46min
July 21, 2023 Your Guide to Real Estate Down Payments | Real Estate 101
Looking to buy a home in Ontario? Make sure you understand your options, especially when it comes to your down payment. Ceilidh Lock, mortgage broker, shares her knowledge on mortgages and down payments.
Don't forget to subscribe!
...more
14min
March 17, 2023 Buying a Home While Self Employed | Real Estate 101
IMPORTANT INFO FOR SELF EMPLOYED RESIDENTS OF CANADA!
Here's how to qualify for a mortgage when you're self employed + other valuable tips and tricks by Lora Behm, a mortgage broker in Durham Region.
CONTACT LORA:
[email protected]
416 706 2307
CHAPTERS:
0:00 Intro: Meet Lora
0:35 What Did Lora Do Before Mortgages?
2:25 Can You Get Around the 2 Year Approval Process?
3:16 Important Tax Info
4:08 Common Mortgage Challenges Self Employed People Have
5:00 Non-Incorporated vs. Incorporated
6:32 Does it Matter if it's a Holding Company?
8:06 Longer Finance Clauses
8:44 Getting Around the Stress Test
9:38 Equity, Assets and Liquid Savings Owned by Your Business
10:43 Bank Statements Necessary
11:52 Outstanding Invoices
12:28 Guarantors and Cosigning to Get Qualified
13:30 Planning to be Self Employed or Self Employed Recently
14:39 Insured Mortgages for Self Employed People
15:21 Tips for Becoming Self Employed
16:16 Income Properties vs. Primary Home
19:23 Can You Use Income From Non-Legal Income Property?
20:47 Online Preapprovals vs. In Person
21:12 Trying Different Programs and Lenders
22:12 Recommended Books
Books Lora Recommended:
The Automatic Millionaire by David Bach
Rich Dad, Poor Dad by Robert Kiyosaki and Sharon Lechter

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24min
February 21, 2023 First Home Savings Account by RBC Canada | Real Estate 101
IMPORTANT INFO FOR FIRST TIME HOME BUYERS IN CANADA!
The first home savings account (FHSA) is a new registered account to help individuals save up to $40,000 on a tax-free basis to purchase their first home. In this podcast episode, I'm sitting down with Kelly Cooper, a Financial Planner at RBC in Courtice, Ontario.
CONTACT KELLY:
[email protected]
(905) 576-5173

CHAPTERS:
00:00 Introducing Kelly Cooper
01:10 What is the First Home Savings Account (FHSA)?
01:50 Maximum Contribution Limit
02:15 Expiry Date & What Happens if Time Runs Out
03:10 When You Can Withdraw & How
03:53 Can You Qualify if You've Owned a Home Before?
04:30 How it Works When Married or Marrying
04:49 Can You Withdraw Early?
05:17 Can Money be Transferred (Spouses, RSP)
06:12 What Happens in Case of Death
08:12 What If You Over-contribute to the Plan?
08:49 The Difference Between the First Time Home Buyers Plan and FHSA
10:44 Qualifications & Kelly's Advice
12:08 Recommended Book for Financial Advice
...more
14min

FAQs about Real Estate 101:

How many episodes does Real Estate 101 have?

The podcast currently has 5 episodes available.