This show began with an overview of State Regulation of Lending and included an explanation of the differences between the state and federal laws and responsibilities. Estates, types of deeds used to transfer title, mortgages and Deeds of Trust. There was also a demonstration of different web sites for further information and research.

This show provided a review for the first third of the course and covered the following topics:

* Then and Now: A Short History of Finance

* Real Estate Cycle and The Secondary Market

* Sources of Funds: The Primary Market

* The Secondary Market and Federal Credit Agencies

* Federal Regulation and Consumer Protection

This show provided an overview of the Financial Instruments used in real estate financing. Promissory Notes, Deeds of Trust, Deed of Reconveyance, the foreclosure process, and Trustee’s Sale were discussed.

This show continued the discussion of the Financial Instruments used in real estate financing and differences between Deeds of Trust and Mortgages and the difference in the foreclosure process of each instrument. Also, land contracts were discussed including a demonstration of the Cal Vet loan web site frequently asked questions which explains how Cal Vet uses land contracts as a security instrument for their loan programs.

This show provided an Overview of The Loan Process including shopping for a loan, filling out the loan application and which documents to bring to the lender when applying for a loan.

This show provided an Overview of Escrow Procedures. There was also a demonstration of the Financial Title Insurance Company we site which covers the loan process and escrow procedures.

This show provided an overview of Conventional Financing fixed rate 30 year and 15 year loans were discussed. Conforming vs. Nonconforming loans including a history of the amount limits of these loans.

This show continued with a discussion of conventional financing. Secondary financing, private mortgage insurance and 90%, 95% and 100% financing were discussed. Also, easy documentation loans, assuming conventional loans and prepayment penalties were covered.

This show provided an overview of different types of Alternative Financing programs. The show began by covering many of the details for these programs like discount points and Mortgage Buy-Down Plans. The last part of the show introduced Adjustable Rate Mortgages and discussed reasons why these programs have become popular.

This show continued the discussion of different types of Alternative Financing programs. The show began by covering the details for Adjustable Rate Mortgages. The last part of the show discussed Growth Equity Mortgages, Bi-Weekly Loans and Reverse Mortgages.