Whether you want to buy a home or not, you still need to make sure your credit score is well taken care of. To help, let’s explore the real truth about credit repair and what some of the most common misconceptions are.

In this episode, you’ll learn the real deal behind credit repair with David Rodriguez from the Phenix group, known as the credit expert for the mortgage industry with11 years in the service. He worked with real estate agents and loan officers across Texas and specializes in improving your credit score while providing credit restoration services too. From low credit scores and DTI issues to student loan concerns, plus creating customized game plans to each clients’ needs with mortgage underwriting guidelines in mind.

“Credit education isn't just for consumers.  Professionals need the information as well.”-

You will discover tools available and learn more legitimate insight on how credit really works and debunk a lot of myths out there.

So make sure to “Check” out the full episode and don’t forget to leave a great review. Discover what realtors can do, what strategies and things they can help prepare these buyers if they're not ready right now.

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Phone  ▻ 469-840-4583

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#creditrepair #mortgage #homebuyer #creditcard #creditkarma #fico #realtor #loanofficer #payment #bureau #information #inquiries  #clients #creditrestoration #misconception #studentdebt #ultracard #chasecard #identityIQ #realestate

FYI - A seller’s market is when there are more homebuyers in a particular area looking to purchase a home than actual houses listed for sale. It usually results in rising home prices and stiffer competition among homebuyers.

Buying a home and running into a multiple offer is not the most ideal situation and can be difficult and frustrating at times from the buyer's perspective especially if you are buying in a challenging and competitive seller’s market.

Today, we are joined by Christy Kroboth with Keller Williams Realty. She’s a huge animal lover. She’s also a licensed rehabilitator for wild animals like possums. When Christy is not busy with real estate, she enjoys spending time outside and rescuing alligators and raising Monarch Butterflies. Christy may look familiar to you as she is the local Gator Girl and is one of the only female alligator trappers in the state of Texas. She is known especially for her famous catch of a 13 foot 800-pound alligator named Godzilla.

Are you trying to buy a home in this crazy seller's market in 2022? Are you struggling with the negotiation process? Learn from this episode as Christy is going to give you some advice on things that you can do when you're trying to negotiate. Plus you’ll discover ways on how to win in a bidding war while making an offer thus having a high chance that your offer is the one that is accepted by the sellers!

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Call/Text ▻  832-282-5782

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#realestate #listingAgent #realestateagent #marketlist #homebuying #effectiveways #sellersmarket #homebuyers #2022 #recommendedtips #competition #realtor #inspection #buyer #homeoffer #monarchbutterfly #animallover #negotiate #biddingwar #negotiationprocess #alligator #buyersperspective #competitivesellersmarket

Today’s episode, James shares how student loan debt impacts your homebuying plans if you’ve just graduated or have been out of school, how you can qualify and achieve a homeownership even if you still have student loans.

In addition, he also shares the most recent statistics from the National Association of Realtors (NAR) report and data showing many current homeowners that have student loan debt themselves plus discover your best options and find out how close you are to achieving your homeownership goal!

Looking for the best strategy to repay your loans, talk to us or find a trusted real estate professional and learn more about how student loans work.

“While everyone’s situation is unique, your goal may be more within your reach than you realize.”

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#studentloans #studentlLoanDebt #homeownership #home #lender #qualify #delay #mortgage #debt #people #school #payment #buyers #plans #pay #survey #incomeRatio #calculate #backburner #episode28 #texasmortgagebosspodcast

What does 2022 hold for the housing market in Texas? Are there projections for foreclosures in 2022? What is the hedge against inflation? It's unbelievable how much home values have risen in the last 24 months, especially in Texas.

In this episode, James shared what he learned from “Keeping Current Matters” or KCM webinar where it greatly affects the home buying process,  selling or refinancing homes in 2022. There is a need to take advantage of today's low rates before they begin to rise. Whether you're thinking about moving up, downsizing, or refinancing, it’s still the best time to own a home even as interest rates start to take up. Mortgage rates are projected to rise, and so are home prices. Industry sources forecast buyer demand will remain strong as people try to capitalize on rates and prices before they climb.

Download and listen to learn some important information and statistics and discover why  real estate is the number one way to hedge against inflation.

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#homebuyinggoals #2022 #inflation #foreclosures #mortgage ##homebuyers #Texas #delinquency #outspace #hedge #goal #equity #KCM #realestate #refinance #market#realtor #CoreLogic #episode27 #texasmortgagepodcast #realestate #interestrate #principal #interestpayment #appreciation #finance #Houston #Austin

Thinking of buying a home this year? Be informed!

(Download and Listen) and discover ways how you can hit your home buying goals in 2022!

Putting all your home buying goals into a plan can make the process easier to figure out! Lay everything out and take every advantage and disadvantage into consideration. What can work to your advantage is having the right people helping you every step of the way.​.

It’s so easy! No need to make it complicated. Just remember, don’t put in time and money on something you aren’t well versed in. Use an expert for guidance. See where you stand; most people are shocked to know that they are very close to homeownership but just assume. They’re not qualified for whatever reason.

So if we can be of service to you in any way, shape, or form, you need a referral for a realtor credit restoration, anything real estate related, we've got a great network that we will be glad to share with you and get you in touch with somebody that can help you thus enjoying a smooth process with a minimal time crunch!

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#homebuyinggoals #2022 #creditscore #creditreport #mortgage ##homebuyers #automate #proactive #creditrestoration #lender #goal #builder #contract #realestate #freecreditreport #expertadvice #realtor #service #episode26 #texasmortgagepodcast #bestinterest

What’s going to happen with home prices this year? Why haven't we seen a deeper deceleration as a lot of experts predicted? What are the three reasons why the number of active listings didn’t increase as expected? What are some factors affecting a homebuyers’ decision in purchasing a property?

After almost two years of double-digit increases, many experts thought home price appreciation would decelerate or happen at a slower pace in the last quarter of 2021. However, the latest Home Price Insights Report from CoreLogic indicates while prices may have plateaued, appreciation has definitely not slowed. Appreciation has remained steady at around 18% over the last five months.

In this episode, you will discover the answers to the questions above. James finally added that home price appreciation might slow (or decelerate) in 2022. However, based on supply and demand, you shouldn’t expect the deceleration to be swift or deep. They always go up. Sometimes slow and sometimes fast but they always go up.

So if you were not able to get into homeownership last 2021, don’t be left behind with the amazing opportunities for you to get into your dream home! As sooner as you can!

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Are you planning to purchase a new home starting January 1, 2022? Or if you just bought a home in 2021 or currently own a home but have not filed for a homestead exemption?

Download and listen🎧

New homeowners who qualify for the exemption will be immediately eligible for this property tax break instead of having to wait until January next year after purchase. This will provide homeowners with a way to lower their property's taxable value and save on their property taxes.

So if you’re one of the estimated 250,000 Texans about to purchase a new primary residence, this is for YOU!

Remember: This is for FREE! It doesn't cost you any money to file for homestead exemption. Just ask for a form, fill it up, send it out, then make a follow-up until it gets applied to your account.

Download and listen and make sure to contact me if you need the Homestead Exemption form. I'm more than willing to assist you in filing your paperwork and if you opt to do it yourself, please take your time and fill it out carefully. Missing information will create a denial pending proof of additional paperwork.

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2021 is almost over and it has been the most outstanding year for the real estate market with home prices going up and with record-low interest rates. Since the unprecedented year COVID, markets have been unpredictable. Many buyers took a more serious approach to homeownership than ever before despite the economic uncertainty caused by the pandemic. The crisis over the housing market is skyrocketing and there was overbidding of homes. Now, with the new variant of COVID, how will it affect the housing market in 2022?

Listen to the bold predictions from a very successful realtor, Tony Orozco from Exp Realty. He started real estate in 1998 and at the same time got his license. He is an excellent agent and is a member of HAR (Houston Association of Realtors). He will give us bold predictions to what’s most probable and upcoming in 2022 Realty marketing. Is there good news coming for buyers and for all who are in the business? With the looming conditions of inflation, what is the potential risk for the interest rate in the coming year?

If you want to learn more about the latest updates and predictions about real estate, listen to our latest podcast episode and learn from our marketing experts, so you’ll be two steps ahead with real-time info.

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▼Connect with Tony Orozco▼

Call/Text ▻ 713-591-6966

Email ▻ [email protected]

Website ▻ https://www.exprealty.com/

Facebook ▻ https://www.facebook.com/LivingHoustonHomes/

#2022realestatepredictions, #COVID, #newvariant, #realestatemarket, #homeprices, #interestrates, #inflationrate, #economy, #homebuyers, #homeownership, #homeseller, #mortgaterates, #downpayment, #boldforecast, #housingmarket, #skyrocketing

What’s one thing you should do if you get a low appraisal value with your home? How do you overcome this?

Simply, just look at the comps!

If a comparable home on your appraisal has an addition that wasn’t permitted, surely it will have a different value. Today’s guest is James Dickerson with Realtor Keller Williams Realty who was in retail for 20 plus years now. We want to give you some strategies and tips for people that maybe in the process of purchasing and getting an appraisal done, or are concerned about what might happen with that appraisal value and what they can do. 

You have to be unstoppable in getting into your dream home!

Low appraisals are an unfortunate reality of this hot seller’s market we’re in, where a lot of sellers are taking the opportunity to overprice their house, and a lot of people are confused about what to do when this happens. As a realtor, we are guiding your buyers and directing them as to what they can do and must give some options that are available.

Do you wanna learn how to handle the low appraisal value of your home? Listen to our latest podcast episode and discover the different ways to handle this situation, so you’ll know what steps you should take if you’re in this condition.

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Email ▻ mailto:[email protected]

Website ▻  jamesdickerson.kw.com

Call ▻ 281-883-8426.

Will the housing market crash? Will it just continue to go higher and higher? So many questions and concerns that many are wondering about.

In this episode, Travis Spencer, a Realtor, Loan Officer from Texas will help to educate and give us some information about his stand on this very interesting topic about what’s going on with the 2022 real estate market. With the statistics shown and with Redfin predictions, he gave advice especially to the first-time homebuyers to ensure their credits are well established first before buying a home so they can get in at low rates, and that they need to consider if they can afford to move to a city that's not overinflated.

Real estate is such a great investment. So if you’re a first-time homebuyer, you're gonna be smart. Educate, establish and create an additional plan.  If you're planning to have homeownership, hire a professional to help you. Contact us today!

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Connect with Spencer @:

Email Address:  [email protected]

Youtube:  @https://www.youtube.com/channel/UCd9fs-aQNdfvdpfjLy6tprw

#housemarket, #inflationrate, #realestatemarket, #homeprices, #2022, #ZillowNews, #Houston, #Austin, #RedfinPredictions, #homeequity #investors, #houseinventory, #marketcompetitor, #marketin2023, #interestrates, #renting, #homecredit, #realestateinvestment