It’s been a while but our lengthy sellers market has swung back to a purchase market. After such a long stretch where they didn’t have much power, it’s easy for buyers to be misinformed about all the products available to them. Today Joe reviews 30 year fixed alternatives now that rates have risen. Specific topics include:

• Standard conforming, high balance conforming and jumbo financing levels
• 30 year fixed vs. arm products in a low interest rate environment
• Economic cycles, interest rates and your mortgage
• How much could 7/1 and 10/1 arm loans save you in today’s environment?
• Figuring out your financing strategy

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

When it comes to 1031 exchanges we know we can always call upon our trusted RERL expert, Ron Ricard, to provide us with all the information we need to know about them. With tax season just around the corner Joe and Bobbi place a long overdue call to refresh our memory and learn what’s new with this capital gains deferring strategy. Specific topics include:

• In’s and out’s of a 1031 exchange
• 3 property rule and like-kind property parameters
• How much do you need to spend to defer all taxes and do you need an intermediary?
• Reverse exchanges
• Related parties and 1031 exchanges

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

The stock market has flourished since Donald Trump was officially elected President and assumed office, but stronger economics also means higher rates. Today Joe talks about the latest improvements to interest rates, why he is encouraging buyers to have their lender to lock in current rates and why others may want to jump at this chance to refinance. What are the probabilities next week’s jobs report improves rate?

Is the thought of a “renter nation” back in play? In the second half of today’s podcast Joe refers to new reports where renters rule more than half of US cities and home ownership slowly declines. Are the dynamics of home ownership changing? What could this mean for the Bay Area and the rest of the United States?

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Technology is quickly changing every aspect about the way we live. Some industries however, like the real estate industry, are slow at adapt when it comes to modernization. Even though most end up working with professionals, our lack of modernization has consumers collecting data and research before contacting a professional. Thankfully change is underway. Today Joe looks at how the real estate industry outdated itself and what exciting changes the future holds. 

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Why is the seller selling? It might sound like a silly question to ask, but it usually ends up being one of the first questions a buyer will ask. After a quick examination of why inventory is still lacking in the Bay Area, Joe and Mike break down several reasons why sellers could be moving such as job relocation, buying up or down and neighborhood issues. What lesser known things buyers should do before buying into a neighborhood? They also look at financing implications to watch out for such as non-permitted units and additions or fire, flood and earthquake insurance.

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Many industries come into play when you decide it’s time to do some remodeling around the house. Between picking out what you need from retailers, hiring a contractor construction company to do the project and figuring out the best way to finance your remodel things can really get a bit overwhelming. Luckily for us Mike invites in Raf Howery from My Kukun to show us how this company helps you manage your renovation through every step of the journey. Specific topics include:

• Kukun’s relationships with real estate companies
• Calculating your ROI
• User experience walkthrough/Remodeling with Kukun vs. without Kukun
• Contractor feedback
• Notification systems and user engagement levels

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

One of things we’ve talked a lot about on our show last year is the flattening market. This year, demand is still low....but so is inventory. So what can stressed sellers do when they’re ready to tackle the sale, but not the purchase? Joe, Bobbi and Buddy talk to move-up and move-down buyers who have lots of equity, but stalled their move due to complexities. Specific topics include:

• Listing with buying contingencies
• Penalty clauses and contingencies in your offer or counteroffer
• Liabilities on exiting property
• Lending strategies for all-cash buyers with equity locked up in their first house
• Leverage other assets for your purchase

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

As Q1 of 2017 comes to a close, Joe welcomes Santa Clara County Assessor, Larry Stone, back to Real Estate Radio Live. Larry shares his with us wealth of knowledge and perspective about the current market as well as some handy and intriguing data on Silicon Valley and the nation. Wonder what new trends have emerged regarding apartments in the Bay Area? Which markets are staying hot and which are finally seeing some much needed stabilization? Joe and Larry break down these numbers and more including:

• Single family market
• Secondary units in San Jose
• Overcoming housing crises
• Millennials changing the economy
• Retail trends
• Job automation

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Whether you were born and raised there or moved in later, the places you live will always affect your outlook on life. Today Joe shares new data on the top 10 happiest places to live and the metrics used by researchers to determine the top 10 cities in the world. Can you figure out the theme that runs through much of this list? Later on Joe covers different down payment programs and strategies available when 20% down is not your best option. Specific topics include:

• VA financing
• Silent second mortgages
• 5% and 10% down payment strategies

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

It seems today that the media only wants to focus on rate hikes when it comes to real estate. Even though we are no longer at all time lows, there are still tons of opportunities to be had. Today Joe and Mike talk to buyers who felt they may have missed the boat when it comes to getting a loan with a low interest rate citing several scenarios and examples of where buyers aren’t as doomed as the media wants them to believe in a rising rates environment.

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara email him at [email protected], call (408)-838-9060 or simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99