You may remember that many Wells Fargo agents were accused of opening millions of false accounts last year. Today Joe provides updates us on how Wells Fargo is faring since the scandal surfaced and a few positives shining through an otherwise ugly situation. In the second half of the podcast, Joe shares several pre-approval details you need to be aware of. Why should pre-approval be your first step in purchasing a home? What is the difference between being pre-approved and pre-qualified? Is there a correct way to get pre-approved?

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

The United States could be moving into a strong purchase market for 2017, but increasing interest rates could take a few people out of play…or maybe it won’t! Home buyers do not have to shelve their plans as Joe shares several other ways you can finance your home even if you don’t have the 20% down payment. Specific programs include:

• 2 things to look out for with FHA loans
• 5% down payments
• 10% down payments
• Eliminating mortgage insurance with first and second loans

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Have you ever thought about getting your license in real estate? Then today’s show is for you! Mike and Laura walk us through the process step-by-step for you begin your career as a realtor. Specific topics include:

• How hard is it to get into the business?
• Difference between a brokers and an agency license
• Exact steps- classes, testing, licensing, choosing or becoming a broker
• Getting training
• Generating business
• Daily life of a realtor
• Solo vs. teams
• Referral agents

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Technology is revolutionizing the way we do everything these days and the world of real estate is not exempt from these advancements. But what will these future transactions look like? Today Joe breaks down all the statistics and components involved that are changing the way we do real estate. Specific topics include:

• Consumers, the realtor and the initial search process
• FSBO’s
• Commission structure negotiations
• The truth about online lending
• The 3 stages in financing –standard conforming, high-balance conforming and jumbo loans

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

This Friday, our hosts are dedicating an entire show exclusively to mansions. Joe, Bobbi and Buddy cover recently sold mansions previously bought and owned by famous celebrities and even one very well known criminal.  Did you know the Wall Street Journal has an entire section dedicated to mansions and luxury homes around the world? For some of us, mansions are a lifestyle property regardless of what is happening with the economy.

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Yesterday the FHA announced they are lowering their annual mortgage insurance premium from .85% to .60%.  Today Joe and Mike cover what this means for people in Silicon Valley where homes average around $1million. How will this affect first time buyers when national statistics predict they will make up a majority of the market this year? Who else might benefit from an FHA loan apart from first time buyers? Also in discussion:

• Five Real Estate Trends That Will Shape 2017
• Where is the best place to buy investment property?
• What to look for in an investment market?

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Are you looking to sell or just looking to do some home upkeeping? Mike and Laura have got you covered as they discuss 7 home fixes to complete before you sell. With a market balanced between buyers and sellers, now is the time to get your home in tiptop shape so you can get top dollar for your home. They also take a look at Santa Clara County inventory stats and make inventory predictions.

To contact Mike D'Ambrosio you can visit his website at www.MikeDSells.com, email him at [email protected] or call at (408)630-0101.

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

2016 was a hectic year, to say the least. Joe, Bobbi and Buddy wrap up the whirlwind that was 2016, touching on the elections effect on the market, anxious buyers and what has happened immediately following the election results. Also in discussion:

• Rent vs. Buy –Minimum down payments
• Rising interest rates put in perspective
• Why you shouldn’t be afraid of mortgage payments
• 8% average market value return

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected]

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

Are you interested or already in the business of sales? Today, Host Joe Cucchiara brings in guest Ron Brock who talks to us about his career in both corporate and commercial real estate sales and the unique company he started and sold. They then dive into today’s main topic as Ron tells us about his book, GameBreaker, and highlights several specific points from it throughout the show. Listen in to hear what Ron has to say about developing your creative ability, remedying Self-defeating behaviors and more. This book is not just for people in real estate, this book is appropriate to anyone in the sales business!

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99

How do you know if your property management is working for you? Today Joe invites in Chapin Hemphill of Keyrenter Silicon Valley to break down how you can be sure you are getting the most out of your investment property. What are the basic responsibilities of a property manager and how does performance management enhance these basic concepts using a “reposition recipe”? Also in discussion:

• Top 10 things property owners should be asking themselves
• Client experiences
• Repositioning your property
• Millennials, technology and the future of property management 

If you wish to contact Joe Cucchiara or any of our other hosts, simply visit www.RERadioLive.com. We also provide additional information to help you make smart decisions in and around your real estate venture.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk. We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2017. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/. Read more at http://radiolive.rerl.libsynpro.com/#xhDOuqiFWVEfL1qw.99