Rejoining Joe Cucchiara today is Doug Duncan, the Senior Vice President and Chief Economist for Fannie Mae. First off Joe will ask to Doug give us his perspective on the overall state of the economy and address lackluster growth concerns. He then has Doug clarify the purpose of Fannie Mae and their impact on consumers and the government. We also get Doug’s view on:

Doug also takes a call from Debra who is contemplating a home equity line of credit over refinancing and has a question about rates.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Today Joe goes on a rant expressing the frustrations many of us feel about the current banking situation. Joe recaps the rise of the big banks starting from the 50+ banks around in the mid 90’s and eventually consolidated into the top 4 we have today; questioning if it is good for consumers. He also talks about several other irritating situations stemming from the big banks such as:

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Today Mike is in the studio with Evergreen Home Systems President, Larry Kaiser. Larry gives us a general explanation of what home automation does and how it saves you time from your daily routine. He then goes into detail about the two main products Evergreen uses, Nest and Lutron, as well as the systems available including home automated window coverings, lighting controls, air conditioning and heating, home theater systems, wifi networks and cell phone boosters. We also find out about home entertainment trends Larry has noticed such as eliminating entertainment centers from living rooms, disguising or hiding televisions and invisible speakers.

To contact Mike D'Ambrosio you can visit his website at www.MikeSellsSiliconValley.com, email him at [email protected] or call at (408)630-0101.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

It’s April Fool’s Day and Joe, Bobbi and Buddy are back to shed some light on a few real estate myths. Knowing whether or not it’s okay to go shopping with your pre-approval will keep you from looking quite the fool. Other topics that are no joke include:

Be sure to check out our website for additional resources, exquisite properties and more at www.BobbiDecker.com. To reach Bobbi directly call 650 346 5352 or email her at [email protected].

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Sitting in with Joe Cucchiara are Adam Gelhausen and Scott Yang, Senior Portfolio Manager and Senior Wealth Advisors from Silicon Valley Wealth Advisors. After getting to know a bit about our guests Joe find out about the different types of financial planning strategies Silicon Valley Wealth Advisors offers as well as what makes their strategies unique. Also discussed today:

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Inspections are a major focal point of home sales. In studio with Joe Cucchiara today is William “Willy” Stambaugh, owner of WIN Home Inspections in South San Jose. Willy talks to us about the importance of home inspections and why he encourages realtors to get inspections done prior to putting a home on the market. Other topics for discussion include:

Willy also responds to a call from Mark in Mountain View who asks about the statue of limitations for a home with an improperly attached patio.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

This week Mike D'Ambrosio is joined by tax deferral strategist Carl Warden from Exchange Solutions. Mike and Carl discuss how many baby boomers have not saved enough for retirement and are reliant on their homes worth. Carl then moves onto today's main topic, Deferred Sales Trusts, giving us examples to explain how they work and 3 major pros of using them. He also offers us downsizing strategies and responds to a caller's question about tax implications and penalties on an investment property his parents plan to liquidate.

To contact Mike D'Ambrosio you can visit his website at www.MikeSellsSiliconValley.com, email him at [email protected] or call at (408)630-0101.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

Today Joe Cucchiara welcomes back Coldwell Banker agent Kim McAtee. First off Joe will ask Kim to share with us her perspective of the market and a 2016 general overview. She then gives us her “5 Things To Do Before You Sell Your Home” list that is guaranteed to up your chances for a seamless transaction. Kim also clues us into other related aspects such as how long a pest inspection is relevant, and video technology that help attract the eyes of more buyers.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

For today’s Silicon Valley-centric show Mike D’Ambrosio is joined by fellow team member Laura Pesavento to discuss why we find Silicon Valley so desirable despite its faults. Mike and Laura start off by recapping market numbers from Monday’s show with Larry Stone before segueing into some rather ugly home affordability numbers from the California Association of Realtors. They also discuss underused areas that are currently being redeveloped and address a listeners transportation worries. And before we all get too depressed, they bring up a slew of reasons that remind us of why we choose to stay.

To contact Mike D'Ambrosio you can visit his website at www.MikeSellsSiliconValley.com, email him at [email protected] or call at (408)630-0101.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.

This week our host Joe Cucchiara is joined by two fellow Italians, Intero Real Estate Agent Albert Garibaldi and Bay Equity Loan Officer Jim Carpeneti. We start off by getting to know a bit about our guests as well as Albert’s Top Agent award which proves useful for today’s main topic, Buyers and Sellers Do’s and Don’ts. Also in discussion are the economic drivers behind today’s inventory and whether or not there is a real estate bubble. Albert then gives us an example of the differences qualified agents make on the market. We also learn about Albert’s Passion Punch to Success training program for agents and his two technique books before finishing up with a quick rendition of Dean Martin’s That’s Amore.

Be sure to call in with your questions during the show at 1(800)516-1220 between 3:00 p.m. and 4:00 p.m. PST on AM 1220 KDOW. To learn more about all our hosts and how to contact them, simply visit www.RERadioLive.com.

All the information in this podcast is broadcast in good faith and for general information purpose only. We do not make any warranties about the completeness, reliability and accuracy of this information. Any action you take upon the information on our website is strictly at your own risk.  We will not be liable for any losses and damages in connection with the use of associated information. www.reradiolive.com All Rights Reserved. Copyright 2015. Joe Cucchiara MLO 273084 This is not a commitment to lend. Bobbi Decker CalBRE 00607999. Mike D’Ambrosio CalBRE 01841982. Our team fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. For more information, please visit: http://portal.hud.gov/.