What will happen to the housing market in 2026? Will mortgage rates finally drop below 6%? Is affordability improving? And are we heading toward a buyer’s market?
In this episode of Real Estate Served on the Rocks, we recap our 2025 predictions (and how accurate we were), then break down our 2026 housing market forecast — covering interest rates, inventory growth, affordability trends, climate-driven migration, and what buyers and sellers should expect — all while reviewing 2XO “Two Times Oak” Bourbon by Dixon Dedman.
If you’re planning to buy or sell in 2026, this episode is a must-watch.
In this episode we cover:
• Why mortgage rates are driven by Treasury bonds (not just the Fed)
• Our 2026 mortgage rate prediction (will we dip below 6%?)
• Why affordability depends on 3 key factors: rates, wages, and prices
• How wage growth could finally outpace home value growth
• Why Colorado inventory is increasing
• The “lock-in effect” and why it’s starting to loosen
• Why rental inventory is skyrocketing (and how that affects buyers)
• Whether millennials still want to buy homes
• How climate migration could impact real estate in 2026
• Why smaller homes may become the new norm
• Who will benefit most from the 2026 market shift
Whether you're a first-time buyer, move-up buyer, investor, or seller trying to time the market — understanding these trends could save (or make) you thousands.
🥃 Bourbon Review: 2XO “Two Times Oak” by Dixon Dedman
This moderate rye mash bill bourbon is finished with charred American oak staves inserted during maturation — designed to enhance sweetness and oak complexity.
We break down:
• Vanilla, caramel & honeysuckle notes on the nose
• Dark chocolate, citrus zest & cherry on the palate
• How oak staves change the aging process
• The science behind barrel interaction
• Whether this bottle is marketing hype or legit craftsmanship
Does this innovative oak technique deliver… or overcomplicate?
⏱️ Timestamps:
00:00 Intro + Episode 101 Kickoff
05:00 Bourbon 100 Celebration & Giveaway Announcement
12:00 2XO Two Times Oak First Impressions
18:00 2025 Predictions Recap (Were We Right?)
25:00 Mortgage Rate Breakdown for 2026
35:00 Treasury Bonds vs The Fed Explained
45:00 Inventory Trends & Lock-In Effect
50:00 Rental Market Explosion
55:00 Affordability & Wage Growth Outlook
1:00:00 Climate Migration Prediction
1:05:00 Buyer vs Seller Advantage in 2026
1:10:00 One Rock Takeaway
1:15:00 Bourbon Rating
If you’re thinking about buying or selling in Colorado and want straight answers (no fear headlines — just strategy), reach out. Preparation beats prediction, and 2026 will reward buyers who plan early.
📍 Serving Denver, Colorado Springs, and the Front Range
📩 Drop your questions in the comments — we answer them on the next episode.
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