Is now the time to stop investing and start saving cash instead? As an “asset bubble” balloons larger and larger, every investment is looking overpriced. Homes are at all-time high prices with massive mortgage payments, stock price-to-earnings ratios are reaching dangerous levels, and Bitcoin is hovering around six figures. We constantly talk about how consistently investing in real estate leads to long-term wealth, but is now the time to pause?
J Scott, the author of Recession-Proof Real Estate Investing and expert flipper, multifamily investor, and more, has significantly shifted how he’s using his money. While deals were plentiful before rates rose, they're now much harder to find—and not just in real estate. Who knows which tech and AI stocks will be worthless in a few years and which cryptos will crash?
So, what should you do with your money at this inflection point in the economy? Should you hoard cash and wait for opportunities, or follow the “dollar-cost averaging” advice and invest regularly? Will doing so cause you to miss out on opportunities if the economy begins to shift? We’re asking J his take in this episode!
In This Episode We Cover
J’s current investment portfolio and why he feels he has too much real estate
Exactly what J would do today if he were given $100,000 to invest
The 2025 “asset bubble” that has already formed (will it pop?)
The assets J is selling and why he stresses diversification in a different way
2025 buying opportunities and the major discount you could score on one profitable type of real estate
Why J thinks you should be putting MORE money down on your real estate deals now
And So Much More!
Links from the Show
Join the Future of Real Estate Investing with Fundrise
Join BiggerPockets for FREE
Sign Up for On the Market’s Newsletter
Find Investor-friendly Tax and Financial Experts
Dave's BiggerPockets Profile
BiggerPockets Real Estate 1071 - The Macro Analysis is Clear: Why We Are Reallocating (Away From Stocks) to Real Estate in 2025
J's BiggerPockets Profile
Grab J’s Book, “Recession-Proof Real Estate Investing”
Jump to topic:
(00:00) Intro
(01:32) J’s Investment Portfolio
(04:14) Don’t Buy Real Estate?
(05:56) The 2025 “Asset Bubble”
(09:46) Why J is Selling
(17:31) Timing the Market, Worth It?
(18:38) 2025 Buying Opportunities
(27:06) Buy in Cash OR Hoard Cash?
(33:10) Put MORE Money Down
Check out more resources from this show on BiggerPockets.com and https://www.biggerpockets.com/blog/on-the-market-296
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