In this episode of Mortgage Monday, David Greene and Christian discuss the current state of the mortgage market, focusing on the recent interest rate changes and their implications for homeowners and potential buyers. They explore the benefits of refinancing, the importance of understanding mortgage rates, and the role of the Federal Reserve in shaping market expectations. The conversation emphasizes the need for proactive decision-making in real estate investments and offers insights into navigating the complexities of mortgage quotes and lender communications. Chapters 00:00 Introduction to Mortgage Monday 02:45 Market Reactions to Interest Rate Changes 05:19 Understanding Refinancing Opportunities 08:10 The Impact of Fed Decisions on Mortgage Rates 10:53 Navigating Market Predictions and Timing 13:41 The Psychology of Real Estate Investing 16:18 Understanding Rate Quotes and Market Pricing 18:54 Final Thoughts on Current Market Trends

In this engaging conversation, David Greene interviews Chloe Birchett, a successful realtor from California. Chloe shares her inspiring journey from being an accountant to becoming a top producer in real estate. She discusses the importance of mindset, building trust with clients, and the strategies she employs to succeed in a competitive market. Chloe emphasizes the need for empathy, hard work, and the ability to handle client emotions, while also sharing her marketing techniques and the significance of referrals in her business. The conversation concludes with valuable advice for new realtors, highlighting the challenges and rewards of the profession.

Chapters

00:00 Introduction to Real Talk Realtor
02:45 Chloe's Journey into Real Estate
05:43 Overcoming Language Barriers
08:39 Building Trust with Clients
11:26 The Importance of Persistence
14:49 Navigating a Competitive Market
17:40 The Power of Genuine Connections
20:37 Closing Deals with Confidence
34:28 Building Trust in Real Estate
34:59 The Role of Ego in Real Estate Transactions
36:39 Understanding Client Emotions
38:39 The Importance of Hard Work and Dedication
40:49 Navigating Difficult Client Relationships
43:29 Handling Client Negativity
45:21 The Reality of Being a Realtor
49:23 Generating Business Through Referrals
52:58 Effective Communication Strategies
57:11 Creating Engaging Social Media Content
01:01:00 Advice for New Realtors

Welcome to another episode of Mortgage Monday on Real Talk Real Estate with David Greene! This week we break down what the Fed’s decision to hold rates means for mortgages, credit cards, car loans, and the overall economy. We cover the difference between interest rates vs. mortgage rates, inflation concerns, and how today’s borrowing costs are impacting buyers and homeowners.

👉 If you’re in the real estate or mortgage world — or just trying to understand what these stubborn rates mean for you — this one’s packed with insights. Don’t forget to subscribe, comment, and share your thoughts below!

CHAPTERS

1. Introduction to Mortgage Monday

2. Understanding the Feds Role in Interest Rate 

3. Impact of Tariffs on inflation and Borrowing Costs

4. The Connection Between Fed Rates and Consumer Loans 

5. Challenges Faced by Borrowers in Today’s Market

6. The Debate on Lowering Interest Rates

7. Wealth and Productivity in the Economy

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SUMMARY

BRRRR’s not dead, it’s surely alive! In today’s show, David interviews Shane Spencer, an investor out of WA state who’s found a way to combine ADU development, BRRRR, House Hacking, property development to develop a strategy that’s allowed him to scale to nine properties and counting. Shane shares his simple but profound method of buying cheap properties with the right amenities and improving their value to find cash flow where others miss it. This interview is both eye opening and detail oriented as David picks apart Shane’s strategy to reveal how the different components fit together and the listener can replicate. Using principles found in David’s “Better Than Cash Flow” book, Shane is crushing it with solid fundamentals at a time where other investors struggle to keep the boat afloat. You’ll want to listen to this episode several times. Download today!

CHAPTERS

Introduction to Real Talk Real Estate - 0:00 - 1:00

Shane Sanders' Investment Strategy - 1:01 - 5:30

Challenges with City Regulations - 5:31 - 10:00

Building Properties - 10:01 - 15:00

Financing and Cash Flow Strategies - 15:01 - 20:00

Market Trends and Real Estate Insights - 20:01 - 25:00

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SUMMARY

Finally, some good news! With inflation apparently under control and the economy doing solid, the FED seems to be leaning in the direction of lowering rates-and the market has responded! A small rate cut has already been put in to place with more potentially on the way. If you’ve been waiting for rates to decrease, you can finally exhale. Today’s show covers a history of RE for the last 5 years, why prices didn’t drop, and what is likely to happen in the future with home prices. We also cover which areas are doing well, where business is still happening, and which strategies are working with One Brokerage clients. Download today!

CHAPTERS

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SUMMARY

In this episode, David covers insights into the real estate market, including short-term rentals and economic updates. David shares his perspective on the impact of AI on jobs in banking and brokerage, offering advice on real estate investment strategies during economic uncertainty. The Q&A session addresses topics like tenant screening and asset classes. The Real News Report segment provides updates on commercial real estate, tech adoption, and market trends. The episode also features a property in the Smoky Mountains and shares Airbnb experiences. David concludes with closing remarks, encouraging listener engagement and promoting upcoming content.

CHAPTERS

Introduction and Show Overview - 00:00 - 02:00

 Real Estate Market Insights - 02:01 - 10:00

 AI's Impact on Jobs - 10:01 - 18:00

 Real Estate Investment Strategies - 18:01 - 25:00

 Q&A Session - 25:01 - 40:00

 Real News Report- 40:01 - 50:00

 Featured Property and Airbnb Stories 50:01 - 60:00

 Closing Remarks 60:01 - End

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Summary

A game podcast host Nick Lamagna joins the David Greene Show to tackle questions about today’s RE market, short term rental shenanigans, and if the labor market is in danger! Nick brings his trade work wit, charm, and positive vibes to a show that covers listener questions, RE news updates, online comments, and updates to David’s properties. You’ll love the conversation about where to buy, what could happen if rates come down, and if the future of RE investing is co-living. Download today!

Chapters

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Show Summary

On today’s David Greene Show, David and Joseph tackle listener questions about the best way to buy a house while living in a different one, what to do when selling and buying when the market may continue to get worse, and how to avoid pressure-based sales tactics when you find yourself in a compromised situation. David and Joseph also share information from their realtor careers about what to look for in an agent, what to avoid, and how to tell if your agent’s ego may be destroying your chances to get the house you want. The show features stories from their own careers and experiences that provide a behind the scenes look at what goes on in RE you don’t see. The show also covers funny listener questions and comments, short term rental property improvements, and a conversation about today’s economy and what could help turn things around. Whether you're looking for advice on interest rates, vacation rentals, or snagging your next deal, this show has it all.

Chapters

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Show Summary: 

In this episode of Real Talk Real Estate, host David Green is joined by Austin realtor Jordan Moorhead. They discuss the current state of the Austin real estate market, strategies for buying in a declining market, and the pros and cons of holding onto properties with negative cash flow. The episode also covers listener questions about real estate investments, the impact of interest rates, and the future of the housing market in various regions.

Chapters:

Introduction and Welcome (0:00 - 2:00)

David Green introduces the show and guest Jordan Moorhead.

Austin Real Estate Market Update (2:01 - 10:00)

Discussion on recent market trends and buying strategies in Austin.

Listener Questions: Negative Cash Flow Properties (10:01 - 20:00)

Addressing whether to hold or sell properties with negative cash flow.

Real Estate as a Reliable Income Source (20:01 - 30:00)

Debating the reliability of real estate cash flow as a primary income.

Comments and Community Engagement (30:01 - 40:00)

Responding to listener comments and questions from social media.

Real News Report: Market Trends and Predictions (40:01 - 50:00)

Covering the latest news and forecasts in the real estate market.

Closing Remarks and Call to Action (50:01 - End)

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Summary

With the successful passing of the Big Beautiful Bill, bonus depreciation is back. In this episode, David and Christian break down what it is, how you can take advantage of it, and how you can use money previously set aside for the government to cover the down payment on your next property. They cover accounting options, ways to use this strategy you may not have thought of, and how to combine it with CRE (covered in MM episode #69) to supercharge your wealth building and set yourself up for a retirement that doesn’t depend on social security. Make sure to listen all the way to the end for a special appearance from the mortgage mutt who is just as happy about bonus depreciation as your favorite accountant!

Chapters

2:15 Understanding Bonus Depreciation

Explanation of bonus depreciation and its benefits for real estate investors. Discussion on the Big Beautiful Bill Act and its implications.

10:45 Real Estate Professional Status

Criteria for qualifying as a real estate professional. How this status affects your tax strategy.

18:30 Active vs. Passive Income

Differentiating between active and passive income. Strategies to convert passive losses into active losses.

25:00 Short-Term Rental Loophole

Exploring the short-term rental loophole as an alternative strategy. Requirements and benefits of this approach.

32:10 Depreciation and Tax Strategy

Detailed explanation of depreciation and its role in tax planning. How to use cost segregation studies to maximize tax benefits.

40:00 Practical Advice for Investors

Tips for new and experienced investors on leveraging real estate for wealth building. Importance of understanding your financial position and planning strategically.

50:00 Conclusion and Contact Information

Follow David:

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Investor Retreat

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