More lending questions with the wonderful Bodie Shepard from Motto Mortgage. What options are there to get a smaller interest rate? How much does it cost to buy down your interest rate? What will happen with interest rate this year? Will they go down or go up? Thank you Bodie for sitting down with us and sharing your knowledge!

We sit down with Bodie from Motto Mortgage. Bodie explains what you need to know as a first time home buyer, or someone who wants to know what the lending process is like. What are the steps of the lending process? What is mortgage insurance? How does a lender calculate income? What if you need downpayment assistance? What if I have. bad credit score? What if I have a good credit score? Bodie answers it all.   #realtor #lender #buydown #interestrates #homeloans #chicoca #chicocalifornia #laffinsteamchico   https://www.laffinsrealestate.com/ https://www.mottomortgage.com/offices/streamline-chico/bodieshepherd/

How has to market adjusted since the new year? We are starting to see trends that lead houses to getting multiple offers. Which houses get price cuts? Are there buyers still on the market? Learn about the many interesting trends realtors are noticing in this market. 

How many people does it actually take to sell a house? You might surprised. It is not just your realtor and your lender. Kelsey and Brandi go of the list of people who help out with the selling process, buying process, escrow, and more. Can you count how many there are in this episode?

What is the TRUTH behind all these market rumors you have been hearing lately? A realtors, we hear many things from our clients, friends, or family about the market. But are they right? Lets look into the market rumors and decide whether these are true or false. 

With this changing real estate market it is so important to be on top of the change as a real estate agent. Brandi and Kelsey give 8 tips on how realtors can stay above the change and best serve their clients in 2023.

Alora is a well rounded real estate agent on our team. She has a history of working in the pre construction world which has lead her to be a knowledgeable real estate agent today! 

Becoming a new realtor is tough stuff. Did you know that you have better odds starting a restaurant making that successful than you do becoming a successful realtor? If you are a new realtor, check out teams in your area for mentorship programs. See what is a best fit for you and where you want to be. There is so much that you learn in your real estate courses but you do not learn how to directly work with a client. If you are interested in the Laffins Team Mentorship Program. Give us a call or check out our website. 

530-809-4594

https://www.laffinsrealestate.com/join-our-team/

What will the housing market do in 2023? Kelsey and Brandi look at what top economists say. Will interest rates go up in 2023? What does this mean for buyer and sellers?

Happy New Year! Join this episode as Brandi and Kelsey talk about interest rates and the treasury yield, what article click bate to watch out for and are foreclosures on the rise?